UK Companies House feature
THE PROPERTY BOX LOAN COMPANY PLC
Cash
£216K
+342.7% vs 2024
Net assets
£6M
+5.8% vs 2024
Employees
5
0% vs 2024
Profit before tax
-£223K
-199.3% vs 2024
Profile
- Company number
- 08534871
- Status
- Active
- Incorporation
- 2013-05-17
- Last accounts made up
- 2025-05-31
- Account category
- FULL
- Primary SIC
- 64929
- Hubs
- UK Fintech
Net assets
9-year trend · vs UK Fintech median
Accounts
9-year trend · latest 2025-05-31
| Metric | Trend | 2020-06-01 | 2021-05-31 | 2021-06-01 | 2022-05-31 | 2022-06-01 | 2023-05-31 | 2023-06-01 | 2024-05-31 | 2025-05-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | — | £1,484,252 | — | £1,847,844 | — | £1,406,955 | — | £1,247,993 | £1,140,426 | |
| Operating profit | — | £594,453 | — | £1,051,686 | — | £511,112 | — | £222,613 | -£223,680 | |
| Profit before tax | — | £594,409 | — | £1,051,686 | — | £510,319 | — | £224,769 | -£223,184 | |
| Net profit | — | £481,049 | — | £857,553 | — | £406,686 | — | £168,080 | -£167,485 | |
| Cash | £303,252 | £137,232 | £137,232 | £2,387,143 | £2,387,143 | £12,785 | £12,785 | £48,746 | £215,820 | |
| Total assets less current liabilities | — | £5,603,535 | — | £6,900,543 | — | £6,513,197 | — | £5,667,322 | £5,994,326 | |
| Net assets | — | £2,600,003 | — | £3,457,556 | — | — | — | — | — | |
| Equity | £2,118,954 | £2,600,003 | £2,600,003 | £3,457,556 | £3,457,556 | £3,864,242 | £3,864,242 | £4,032,322 | £3,864,837 | |
| Average employees | — | 5 | — | 5 | — | 5 | — | 5 | 5 | |
| Wages | — | £170,786 | — | £168,288 | — | £177,838 | — | £192,500 | £184,975 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Sumer Auditco Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Board of Directors is required to consider the group's ability to continue as a going concern over a period of at least 12 months from the date of approval of the financial statements. The company has 10 years of trading, a strong balance sheet and good reputation in its sector. We have a satisfactory loan book with well established customers. The directors are confident that the group can continue to trade successfully providing an excellent and reliable service to our customers for the foreseeable future. Thus we continue to adopt the going concern basis in preparing the financial statements.”
Subsidiaries
- Home Garden ST Limited · 0.75% held · Development of building projects
Significant events
- “During the year we incurred our first loss of £223,184. This arose after creation of a specific bad debt provision on our loan to Bradfield Road Properties Ltd of £531,802 following the appointment of a property receiver. This was our first bad debt in over ten years of trade.”
- “Since the year end, Sarah Milne has rejoined the company after a seven year absence at Puma Property Finance, rejoining as chief executive and as a director.”
- “Barry Tansey has resigned as a director post year end.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| STEPHENS, Melanie Jane | Secretary | 2025-09-02 | — | — |
| CHICKEN, Michael John | Director | 2013-05-17 | May 1960 | British |
| MILNE, Sarah Inger | Director | 2025-10-10 | Jan 1992 | British |
| RYAN, Sean Anthony | Director | 2013-05-17 | May 1966 | Irish |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MACMILLAN, Craig | Secretary | 2013-05-17 | 2016-09-29 |
| MCCULLOCH, Fiona Jill | Secretary | 2016-09-29 | 2025-09-02 |
| TANSEY, Barry Bernard | Director | 2013-05-17 | 2025-08-26 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Michael John Chicken | Individual | ownership-of-shares-50-to-75-percent-as-trust | 2024-10-29 | Active |
| Ms Philippa Jayne Lewis Torkington | Individual | ownership-of-shares-50-to-75-percent-as-trust | 2024-10-28 | Active |
| Mr Michael John Chicken | Individual | Shares 50–75% | 2016-04-06 | Ceased 2024-10-29 |
Filing timeline
Last 20 of 68 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-16 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2026-03-26 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2026-03-25 | PSC01 | persons-with-significant-control | notification of a person with significant control |
| 2026-03-16 | CH01 | officers | change person director company with change date |
| 2026-03-16 | PSC01 | persons-with-significant-control | notification of a person with significant control |
| 2026-03-16 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2026-02-04 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-11-26 | AA | accounts | accounts with accounts type full |
| 2025-10-20 | AP01 | officers | appoint person director company with name date |
| 2025-09-02 | AP03 | officers | appoint person secretary company with name date |
| 2025-09-02 | TM02 | officers | termination secretary company with name termination date |
| 2025-08-26 | TM01 | officers | termination director company with name termination date |
| 2025-03-17 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-11-27 | AA | accounts | accounts with accounts type full |
| 2024-03-13 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-02-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-10-03 | AA | accounts | accounts with accounts type full |
| 2023-03-01 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-10-18 | AA | accounts | accounts with accounts type full |
| 2022-08-08 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory