YOUR MORTGAGE PEOPLE LIMITED

1. YOUR MORTGAGE PEOPLE LIMITED 2021-03-31 → present
2. THE FAIR TRADE PRACTICE LIMITED 2013-04-24 → 2021-03-31

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Accendo Consulting Ltd

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Directors have considered the company's financial performance, position and prospects and are confident that the going concern basis of preparation is appropriate for the following reasons: • The company continues to report strong and stable revenue, profitability, and cash reserves. • Net current assets at the reporting date total £5.7 million, with significant retained earnings. • The company has access to additional funding facilities should market conditions deteriorate. • Macroeconomic indicators, including interest and swap rates, are trending positively, supporting a favourable trading environment. • Despite recent economic challenges, the company has increased its market share and is well positioned to benefit from further growth. • The company benefits from a solid lead supply, acting as the FCA Principal for its two main introducers. • The customer base has expanded substantially, creating an opportunity to grow recurring income through renewals as customers approach the end of their fixed-rate terms. On this basis, the Directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future and, therefore, consider the going concern basis to be appropriate.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

4

last 12 months

Capital events

2

last 24 months

Officers appointed

1

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +34.4%

  £7,504,283 → £10,089,342

  highest in 3 filed years

• Cash

  -26.6%

  £709,836 → £520,875

• Net assets

  +37.7%

  £3,942,276 → £5,428,051

  highest in 6 filed years

• Employees

  -3.6%

  140 → 135

• Operating profit

  +167.1%

  £827,757 → £2,210,871

• Profit before tax

  +165%

  £839,953 → £2,225,692

• Wages

  +11.2%

  £4,166,045 → £4,632,184

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers