UK Companies House feature
AFFORDABLE HOUSING FINANCE PLC
Profile
- Company number
- 08434613
- Status
- Active
- Incorporation
- 2013-03-07
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- S&W Partners Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have concluded that the Company has adequate resources to continue in operational existence for the 12 months from the date on which the financial statements are approved. For this reason, the Company will continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “Financial period from 1 April 2024 to 31 March 2025 was a year of sustained higher interest rates and the prolonged wait for CPI inflation to fall towards the Bank of England MPC's desired range.”
- “The Company's issued debt continues to be rated AA by Standard & Poor's ("S&P") reflecting the unconditional and irrevocable guarantee from the United Kingdom ("U.K") Government.”
- “Apart from perceived major risk factors such as housing market sales risk, fire remediation, cost of living and inflationary impact continued themes for many investors throughout the year were the potentially major task of retrofitting existing stock to achieve decarbonisation objectives, Environmental, Social and Governance ("ESG") reporting and risks posed by damp and mould.”
- “The New Business Committee was established during the year, with its primary function being to assess the suitability and strategic alignment of new business opportunities for the Group.”
- “The fees of the non-executive Directors were reviewed annually by the Board and were increased with effect from 1 April 2025.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
11 active · 31 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BAILEY, Susan | Secretary | 2026-04-01 | — | — |
| BLUNDEN, George Patrick | Director | 2019-03-26 | Feb 1952 | British |
| BOTTLES, Scott Lee | Director | 2018-03-20 | Feb 1956 | American |
| KING, Anthony Neil | Director | 2020-03-17 | Mar 1961 | British |
| MACGREGOR, Fiona Jane | Director | 2023-07-28 | Jan 1963 | British |
| MONTAGUE, David Frederick | Director | 2020-03-17 | Apr 1963 | British |
| NAIR, Priyanka | Director | 2024-04-01 | Jun 1975 | Irish |
| RICK, Benjamin | Director | 2024-11-04 | Aug 1972 | British |
| SMITH, Shirley Diana | Director | 2018-03-20 | Oct 1960 | British |
| TEASDALE, Gail Louise | Director | 2023-03-28 | Feb 1968 | British |
| THOMAS, William Guy | Director | 2019-05-14 | Nov 1955 | British |
Show 31 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| APTHORPE, Catherine Jane | Secretary | 2019-11-12 | 2021-09-09 |
| BURKE, Colin John | Secretary | 2013-03-07 | 2022-05-24 |
| COETZEE, Julie Laraine | Secretary | 2023-02-07 | 2024-08-09 |
| FENT, Martin James | Secretary | 2025-03-07 | 2026-03-31 |
| LEE HOAREAU, Ella Louise Adele | Secretary | 2021-09-21 | 2023-10-13 |
| SHALLCROSS, Katherine Samantha | Secretary | 2023-10-13 | 2025-03-07 |
| WALKER, Raymond Bernard Nathan | Secretary | 2022-05-24 | 2022-11-01 |
| ARBUTHNOT, Charles Robert Denys | Director | 2013-05-22 | 2018-07-24 |
| BURKE, Colin John, Mr. | Director | 2014-11-11 | 2022-05-24 |
| COETZEE, Julie Laraine | Director | 2023-02-07 | 2024-08-09 |
| CONNELL, Isabella Francesca | Director | 2016-09-19 | 2020-11-17 |
| EDGE, Fenella Jane | Director | 2013-03-07 | 2023-07-27 |
| EXFORD, Keith Philip | Director | 2013-05-22 | 2020-07-28 |
| FENT, Martin James | Director | 2025-01-31 | 2026-03-31 |
| FRASER, Emma Caroline | Director | 2013-07-18 | 2015-05-11 |
| HELEY, Matthew Lee | Director | 2016-01-26 | 2016-09-21 |
| IMPEY, Peter Henry | Director | 2013-07-18 | 2023-07-27 |
| ORR, David Campbell | Director | 2013-05-22 | 2016-03-31 |
| PARKER, John Henry | Director | 2013-05-22 | 2019-07-30 |
| PAYNE, Gillian Caroline Sarah | Director | 2014-11-11 | 2023-07-27 |
| PEACOCK, Ian Rex | Director | 2013-05-22 | 2019-07-30 |
| PERRY, William Richard | Director | 2014-11-11 | 2023-07-27 |
| POOBALASINGAM, Arun | Director | 2023-09-26 | 2025-02-21 |
| ROPKE, Stuart Michael | Director | 2014-06-17 | 2014-10-10 |
| RYDER, Catherine Anne | Director | 2022-04-01 | 2023-02-17 |
| SHACKLETON, Deborah Frances | Director | 2013-05-22 | 2020-07-28 |
| STOKES, David William | Director | 2023-07-28 | 2024-08-06 |
| WALKER, Raymond Bernard Nathan | Director | 2022-05-24 | 2022-11-01 |
| WALTERS, Jonathan Mark | Director | 2013-10-22 | 2014-11-11 |
| WILLIAMSON, John Piers, Mr. | Director | 2013-03-07 | 2024-04-01 |
| WRIGHT, Stephen Thomas | Director | 2020-11-17 | 2024-10-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| T.H.F.C. (Services) Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 115 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-13 | AP03 | officers | appoint person secretary company with name date |
| 2026-04-02 | TM02 | officers | termination secretary company with name termination date |
| 2026-04-02 | TM01 | officers | termination director company with name termination date |
| 2025-10-13 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-08-14 | AA | accounts | accounts with accounts type full |
| 2025-04-07 | RP04TM02 | officers | second filing of secretary termination with name |
| 2025-03-11 | AP03 | officers | appoint person secretary company with name date |
| 2025-03-11 | TM02 | officers | termination secretary company with name termination date |
| 2025-02-27 | TM01 | officers | termination director company with name termination date |
| 2025-02-13 | AP01 | officers | appoint person director company with name date |
| 2025-02-05 | CH01 | officers | change person director company with change date |
| 2025-02-05 | CH01 | officers | change person director company with change date |
| 2025-01-10 | TM01 | officers | termination director company with name termination date |
| 2024-11-26 | CH01 | officers | change person director company with change date |
| 2024-11-15 | AP01 | officers | appoint person director company with name date |
| 2024-10-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-10-08 | CH01 | officers | change person director company with change date |
| 2024-08-13 | TM01 | officers | termination director company with name termination date |
| 2024-08-13 | TM01 | officers | termination director company with name termination date |
| 2024-08-13 | TM02 | officers | termination secretary company with name termination date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Composite activity score · components 0–100 · reference 2026-05-09
40.4
COOL
/ 100
- Filings velocity 42
- Capital events 0
- Officer churn 75
- Headcount trajectory 50
- Accounts trajectory 50
- 5 filing(s) in last 12 months
- 1 appointed, 2 resigned (12mo)