365 BUSINESS FINANCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-12-06 (in 7mo)
Last made up 2025-11-22
Watchouts
None on the register
Cash
£1M
+155.5% highest in 6 filed years
Net assets
£13M
+32.9% vs 2023
Employees
61
+1.7% highest in 3 filed years
Profit before tax
—
Period ending 2024-12-31
Name history
Renamed 2 times since incorporation
- 365 BUSINESS FINANCE LIMITED 2013-10-02 → present
- HIGH STREET CAPITAL LIMITED 2013-03-15 → 2013-10-02
- BRENT STREET LIMITED 2012-10-25 → 2013-03-15
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · latest reflected 2024-12-31
| Metric | Trend | 2020-04-30 | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | |
| Profit before tax | — | — | — | — | — | — | |
| Net profit | -£1,242,247 | — | — | — | £635,212 | £3,362,460 | |
| Cash | £169,511 | £69,292 | £537,971 | £654,392 | £540,914 | £1,381,913 | |
| Total assets less current liabilities | — | — | — | — | £13,184,479 | £12,827,839 | |
| Net assets | — | — | — | — | £9,621,539 | £12,783,065 | |
| Equity | — | — | — | — | £9,621,539 | £12,783,065 | |
| Average employees | 26 | — | — | — | 60 | 61 | |
| Wages | — | — | — | — | £3,609,819 | £6,107,807 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Goldwins Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- 365 BUSINESS FINANCE LIMITED · parent
- 365 BUSINESS FINANCE SUB LIMITED 100%
- REV&U EUROPE LIMITED 100%
Significant events
- “Geographical expansion of the Company's product offering to include Ireland alongside the United Kingdom.”
- “£125m of originations to support UK and Ireland SMEs, representing a 25% annual growth rate. Contributing factors include the roll-out of auto-scoring and same-day funding capabilities.”
- “A successful increase and extension to the Company's senior and mezzanine debt facilities, completed post-year end in February 2025.”
- “Further automation in the Company's core finance product following considered investment in the underwriting platform, partner and user experience and data analytics.”
- “Deepening of a global workforce to support round-the-clock provision of finance to underserved UK and Ireland SMEs.”
- “Significant growth in profit after tax resulting from volume growth and automation efficiencies.”
- “On 31 January 2025, the Company completed a share buy-back transaction for 553 Ordinary Shares of £0.10 each. On 31 March 2025, the Company completed a further share buy-back transaction for 553 Ordinary Shares of £0.10 each.”
- “On 4 February 2025, the Company increased and extended its senior and mezzanine finance facilities to 27 March 2027.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ABBEY, Warren Robert | Director | 2026-01-20 | Apr 1985 | British |
| FISHER, Allan Brian Henry, Mr. | Director | 2020-08-12 | Oct 1942 | British |
| GISHEN, Bradley Grant, Mr. | Director | 2020-08-12 | Jul 1972 | South African |
| KURLAND, Grant Colin | Director | 2021-10-18 | Mar 1971 | Australian |
| POLATINSKY, Rafael | Director | 2020-08-12 | Apr 1977 | British |
| RAPHAELY, Andrew David | Director | 2012-10-25 | Jan 1972 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| RAPHAELY, Anthony Gilcape | Director | 2015-12-03 | 2022-09-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ashton Advisors (Uk) Llp | Corporate entity | Voting 25–50% | 2016-10-26 | Ceased 2020-07-17 |
| Mr Andrew David Raphaely | Individual | Voting 25–50% | 2016-04-06 | Ceased 2022-11-16 |
Filing timeline
Last 20 of 123 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-22 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-22 | SH01 | capital | Capital allotment shares | |
| 2025-12-23 | SH01 | capital | Capital allotment shares | |
| 2025-12-19 | RP01CS01 | confirmation-statement | Replacement filing of confirmation statement with made up date | |
| 2025-12-03 | SH06 | capital | Capital cancellation shares | |
| 2025-12-03 | SH03 | capital | Capital return purchase own shares | |
| 2025-11-28 | CS01 | confirmation-statement | Confirmation statement | |
| 2025-11-06 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-11-06 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-09-02 | SH06 | capital | Capital cancellation shares | |
| 2025-09-02 | SH03 | capital | Capital return purchase own shares | |
| 2025-07-08 | AA | accounts | Accounts with accounts type group | |
| 2025-06-30 | SH03 | capital | Capital return purchase own shares | |
| 2025-06-27 | SH06 | capital | Capital cancellation shares | |
| 2025-05-29 | SH06 | capital | Capital cancellation shares | |
| 2025-05-29 | SH03 | capital | Capital return purchase own shares | |
| 2025-03-26 | SH06 | capital | Capital cancellation shares | |
| 2025-03-26 | SH03 | capital | Capital return purchase own shares | |
| 2025-02-05 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-02-05 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 16
- Capital events
- 12
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
+155.5%
£540,914 £1,381,913
highest in 6 filed years
-
Net assets
+32.9%
£9,621,539 £12,783,065
-
Employees
+1.7%
60 61
highest in 3 filed years
-
Wages
+69.2%
£3,609,819 £6,107,807
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers