FOLK2FOLK LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Accounting basis

FRS 102 §1A

Reporting scope

Standalone (parent only)

Abridged

Yes — abridged accounts (limited disclosure)

Auditor

Saffery LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. These financial statements are prepared on the going concern basis. The directors have a reasonable expectation that the company will continue in operational existence for the foreseeable future. The directors are not aware of material uncertainties which may cause doubt on the company's ability to continue as a going concern.”

Significant events

• “Achieved sustained profitability demonstrates our operational efficiency and market resilience.”
• “Prepared to pay dividends for the fifth consecutive year, reflecting our ongoing financial health and commitment to shareholder value.”
• “Maintained competitive interest rates while proactively engaging with our stakeholders to reinforce our market position.”
• “Received two prestigious awards: "Business Lender of the Year" for the third consecutive year at the Alternative Credit Investor Awards (formerly Peer 2 Peer Finance News Awards) and "Specialist Lender of the Year" by the NACFB Commercial Lender Awards.”
• “Continued investment in our technology infrastructure to enhance delivery service for our investors.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

9

last 12 months

Capital events

2

last 24 months

Officers appointed

2

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  —

  Not reported

• Cash

  -14.6%

  £2,528,342 → £2,159,991

• Net assets

  -33.3%

  £6,141,093 → £4,097,802

• Employees

  0%

  44 → 44

• Profit before tax

  +43%

  £1,284,356 → £1,836,672

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers