Cash

£168K

+105.4% vs 2024

Net assets

£196K

+32.1% vs 2024

Employees

3

-25% vs 2024

Profit before tax

£224K

+292.1% vs 2024

Profile

Company number
08013456
Status
Active
Incorporation
2012-03-30
Last accounts made up
2025-03-31
Account category
FULL
Primary SIC
64999
Hubs
UK Fintech

Net assets

7-year trend · vs UK Fintech median

£0£100k£200k2019202020212022202320242025
J H LOWSON & COMPANY LIMITED

Accounts

7-year trend · latest 2025-03-31

Metric Trend 2019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-31
Turnover £319,707£358,852
Operating profit £62,773£225,480
Profit before tax £57,182£224,188
Net profit £45,597£168,114
Cash £82,022£168,442
Total assets less current liabilities £210,521£253,641
Net assets £148,606£196,345
Equity £79,610£141,539£149,202£173,323£153,867£148,606£196,345
Average employees 43
Wages £65,817£73,773

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Riverside Accountancy Lancaster Limited
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

2 active · 2 resigned

Name Role Appointed Born Nationality
BATEMAN, Sheena Wendy Director 2024-01-09 Feb 1974 British
LOWSON, Jon Handley Director 2012-03-30 Sep 1972 British
Show 2 resigned officers
Name Role Appointed Resigned
HALL, Duncan Director 2019-05-24 2024-01-10
LOWSON, Rebecca Jane Director 2012-03-30 2019-03-28

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Jon Handley Lowson Individual Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 40 total filings

Date Type Category Description
2026-04-21 CH01 officers change person director company with change date
2026-04-21 PSC04 persons-with-significant-control change to a person with significant control
2026-03-30 CS01 confirmation-statement confirmation statement with no updates
2026-03-30 CH01 officers change person director company with change date
2025-06-10 AA accounts accounts with accounts type full
2025-03-31 CS01 confirmation-statement confirmation statement with updates
2024-05-10 AA accounts accounts with accounts type full
2024-04-02 CS01 confirmation-statement confirmation statement with no updates
2024-01-10 TM01 officers termination director company with name termination date
2024-01-09 AP01 officers appoint person director company with name date
2023-05-05 AA accounts accounts with accounts type full
2023-04-06 CS01 confirmation-statement confirmation statement with no updates
2022-05-10 AA accounts accounts with accounts type full
2022-03-30 CS01 confirmation-statement confirmation statement with no updates
2021-05-14 AA accounts accounts with accounts type full
2021-03-30 CS01 confirmation-statement confirmation statement with no updates
2020-08-11 AUD auditors auditors resignation company
2020-04-29 AA accounts accounts with accounts type full
2020-04-03 CS01 confirmation-statement confirmation statement with updates
2019-05-24 AP01 officers appoint person director company with name date

Credit score

Altman Z″ (private-firm) · reference 2025-03-31

6.10

SAFE

Altman Z″

  • Working capital / Total assets 0.243 × 6.56 = +1.59
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets 0.534 × 6.72 = +3.59
  • Book equity / Total liabilities 0.871 × 1.05 = +0.91

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page