UK Companies House feature
IWOCA LTD
Profile
- Company number
- 07798925
- Status
- Active
- Incorporation
- 2011-10-05
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors consider it appropriate to prepare the financial statements on a going concern basis. To reach this conclusion, the Directors have carried out scenario analysis considering plausible threats to this assertion. The Directors consider the Group to have entered 2025 well-funded, having raised over £511m in debt during the year and an additional £290m since the balance sheet date.”
Subsidiaries
- iwoca Oxygen Plc · 100% held · London
- iwoca Ozone Limited · 100% held · London
- iwoca Deutschland GmbH · 100% held · Frankfurt am Main, Deutschland
- iwoca capital markets Limited · 100% held · London
- iwoca Management S.a.r.l · 100% held · Luxembourg
- iwoca Skye Finance Limited · 100% held · London
- iwoca Servicing GmbH · 100% held · London
- Vallay Finance Limited · London
- iwoca SCSP SICAV-SIF acting on behalf of Compartment 2 · Luxembourg
- iwoca SCSP SICAV-SIF acting on behalf of Compartment 3 · Luxembourg
- iwoca SV SA General Compartment · Luxembourg
- iwoca SV SA Compartment Eiger · Luxembourg
- iwoca SV SA Compartment Dufourspitze · Luxembourg
- iwoca SV SA Compartment Monte Rosa · Luxembourg
- Islay Finance Limited · London
- iwoca Hydrogen Limited · London
- iwoca Tetra Limited · London · to further finance SME demand for loans
- iwoca Employee Benefit Trust · Jersey
Significant events
- “Redline Capital owns a minority shareholding and convertible bonds in iwoca Limited. On 12 April 2023, these holdings became subject to an asset freeze as a result of sanctions imposed by the UK government. iwoca has implemented controls and procedures to ensure these assets are frozen and that relevant legislation is complied with.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 10 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DEAR, James David Charles | Director | 2011-11-14 | Nov 1980 | British |
| HOLLEMAN, Joost | Director | 2026-01-08 | Mar 1965 | Dutch |
| LEVENE, Timothy Charles, Mr. | Director | 2019-01-28 | Oct 1973 | British |
| RIECHE, Christoph | Director | 2011-10-05 | Nov 1979 | British,German |
| SCHNEIDER, Jonathan Mark | Director | 2012-08-10 | Sep 1970 | British |
| SEEHAUS, Frank | Director | 2015-07-01 | Nov 1965 | German |
Show 10 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOSCH, Sake | Director | 2016-10-21 | 2017-05-22 |
| COOKSON, Alastair John Ivor | Director | 2013-12-23 | 2022-03-17 |
| FOCA, Vasile | Director | 2012-12-20 | 2015-07-01 |
| GISHEN, Bradley Grant, Mr. | Director | 2012-08-10 | 2015-07-01 |
| O'DWYER, Eamon | Director | 2020-03-04 | 2022-04-20 |
| OLDTMANN, Fritz | Director | 2015-07-01 | 2016-10-21 |
| READ, Matt | Director | 2011-11-24 | 2011-12-19 |
| SCHEIBLE, Carl-Olav | Director | 2012-10-02 | 2015-07-01 |
| SURI, Monish | Director | 2025-01-31 | 2026-01-08 |
| WELTEN, Petrus Bartholomeus Ludovicus Maria | Director | 2017-05-22 | 2025-01-31 |
Ownership
Persons with significant control
No PSC data extracted yet.
Filing timeline
Last 20 of 231 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-04 | MA | incorporation | memorandum articles |
| 2026-04-04 | RESOLUTIONS | resolution | resolution |
| 2026-03-26 | MR04 | mortgage | mortgage satisfy charge full |
| 2026-03-26 | MR04 | mortgage | mortgage satisfy charge full |
| 2026-03-26 | MR04 | mortgage | mortgage satisfy charge full |
| 2026-03-06 | SH01 | capital | capital allotment shares |
| 2026-02-04 | AP01 | officers | appoint person director company with name date |
| 2026-02-02 | SH01 | capital | capital allotment shares |
| 2026-01-26 | MA | incorporation | memorandum articles |
| 2026-01-26 | RESOLUTIONS | resolution | resolution |
| 2026-01-20 | TM01 | officers | termination director company with name termination date |
| 2025-12-18 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-12-10 | SH08 | capital | capital name of class of shares |
| 2025-12-10 | SH10 | capital | capital variation of rights attached to shares |
| 2025-12-09 | SH01 | capital | capital allotment shares |
| 2025-12-09 | SH01 | capital | capital allotment shares |
| 2025-08-18 | SH01 | capital | capital allotment shares |
| 2025-06-25 | AA | accounts | accounts with accounts type group |
| 2025-05-13 | SH01 | capital | capital allotment shares |
| 2025-05-13 | SH01 | capital | capital allotment shares |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
75
WARM
/ 100
- Filings velocity 100
- Capital events 100
- Officer churn 50
- Headcount trajectory 50
- Accounts trajectory 50
- 20 filing(s) in last 12 months
- 9 capital event(s) in last 24 months
- 1 appointed, 1 resigned (12mo)