Cash

£5M

-12.8% vs 2021

Net assets

£14M

+37.1% vs 2021

Employees

0

Average over period

Profit before tax

-£5M

-439.4% vs 2021

Profile

Company number
07728908
Status
Active
Incorporation
2011-08-04
Last accounts made up
2025-06-30
Account category
FULL
Primary SIC
66300
Hubs
UK Fintech

Net assets

5-year trend · vs UK Fintech median

£0£10m£20m20192020202020212022
INGENIOUS CAPITAL MANAGEMENT LIMITED

Accounts

5-year trend · latest 2022-06-30

Metric Trend 2019-07-012020-06-302020-07-012021-06-302022-06-30
Turnover £16,094,000£15,816,000£18,555,000
Operating profit £1,845,000£1,458,000-£5,123,000
Profit before tax £1,609,000£1,511,000-£5,129,000
Net profit £1,609,000£1,511,000-£5,129,000
Cash £6,748,000£6,016,000£5,243,000
Total assets less current liabilities £8,933,000£10,444,000£14,315,000
Net assets £8,933,000£10,444,000£14,315,000
Equity £7,324,000£8,933,000£8,933,000£10,444,000£14,315,000
Average employees 000
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Consolidated (group)
Auditor
BDO LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors believe that the Company is well placed to manage its business successfully, and accordingly have reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

8 active · 15 resigned

Name Role Appointed Born Nationality
CRUICKSHANK, Sarah Secretary 2011-08-04
BROWN, Thomas Gordon Director 2018-06-26 Nov 1971 British
CRUICKSHANK, Sarah Director 2019-11-14 May 1973 British
GRASSO, Matthew James Director 2025-05-20 Mar 1980 American
MCKENNA, Patrick Anthony Director 2011-08-04 Jun 1956 British
REID, Duncan Murray Director 2011-08-04 Jul 1958 British
SHAWYER, Peter Michael Director 2014-10-02 Sep 1950 British
VORSTER, Pieter Willem Director 2019-11-14 Feb 1978 British
Show 15 resigned officers
Name Role Appointed Resigned
WRIGHT, Jennifer Secretary 2016-08-31 2019-04-11
ANDERSON, Ian Stuart Director 2011-08-04 2014-09-24
BOWER, Nicholas Anthony Crosfield Director 2011-08-04 2014-10-17
BOYTON, John Leonard Director 2011-08-04 2016-06-19
BRADLEY, Jonathan Patrick Frederik Director 2011-08-04 2014-04-04
BUGDEN, Matthew Taylor Director 2011-08-04 2018-12-20
CLAYTON, James Henry Michael Director 2011-08-04 2014-09-19
COWIE, Mark Samuel Director 2015-05-22 2024-02-09
FORSTER, Neil Andrew Director 2011-08-04 2024-03-06
HARRISON, William Vicat Director 2018-06-19 2019-05-23
JONES, Richard Dylan Director 2014-07-18 2019-05-23
JONES, Richard Dylan Director 2011-08-04 2013-04-05
LOWE, Jamieson William George Director 2018-06-29 2019-10-16
SPEIGHT, Sebastian James Director 2011-08-04 2020-09-30
TOUCHE, Peter Francis Director 2021-01-26 2025-06-24

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Ingenious Capital Management Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2017-01-01 Active

Filing timeline

Last 20 of 95 total filings

Date Type Category Description
2026-05-08 CS01 confirmation-statement confirmation statement with no updates
2026-05-08 PSC05 persons-with-significant-control change to a person with significant control
2026-03-04 CH01 officers change person director company with change date
2026-03-03 CH01 officers change person director company with change date
2026-03-03 CH03 officers change person secretary company with change date
2026-03-03 CH01 officers change person director company with change date
2026-03-03 CH01 officers change person director company with change date
2026-03-03 CH01 officers change person director company with change date
2026-03-02 CH01 officers change person director company with change date
2026-03-02 CH01 officers change person director company with change date
2026-03-02 AD01 address change registered office address company with date old address new address
2026-02-16 AA accounts accounts with accounts type full
2025-06-24 TM01 officers termination director company with name termination date
2025-05-21 CS01 confirmation-statement confirmation statement with no updates
2025-05-20 AP01 officers appoint person director company with name date
2024-12-12 AA accounts accounts with accounts type full
2024-05-09 CS01 confirmation-statement confirmation statement with no updates
2024-03-08 TM01 officers termination director company with name termination date
2024-02-09 TM01 officers termination director company with name termination date
2023-11-10 AA accounts accounts with accounts type full

Credit score

Altman Z″ (private-firm) · reference 2022-06-30

8.84

SAFE

Altman Z″

  • Working capital / Total assets 0.836 × 6.56 = +5.48
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets -0.299 × 6.72 = -2.01
  • Book equity / Total liabilities 5.114 × 1.05 = +5.37

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Composite activity score · components 0–100 · reference 2026-05-10

52.6

COOL

/ 100

  • Filings velocity 100
  • Capital events 0
  • Officer churn 50
  • Headcount trajectory 50
  • Accounts trajectory 67
  • 15 filing(s) in last 12 months
  • 1 appointed, 1 resigned (12mo)
  • Turnover +17% YoY

Official Companies House page