UK Companies House feature
MY PENSION EXPERT LIMITED
Cash
£1K
-99.8% vs 2023
Net assets
£10M
+23.6% vs 2023
Employees
97
+19.8% vs 2023
Profit before tax
£2M
+151.4% vs 2023
Profile
- Company number
- 07627457
- Status
- Active
- Incorporation
- 2011-05-09
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66290
- Hubs
- UK Fintech
Net assets
5-year trend · vs UK Fintech median
Accounts
5-year trend · latest 2024-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | |
| Profit before tax | — | — | £1,400,688 | £775,058 | £1,948,358 | |
| Net profit | — | £1,002,117 | £1,439,664 | £639,717 | £1,912,863 | |
| Cash | £469,377 | £553,916 | £2,628,998 | £978,012 | £1,492 | |
| Total assets less current liabilities | £1,698,658 | £2,670,872 | £7,466,097 | £8,361,753 | £10,310,111 | |
| Net assets | £1,230,002 | £2,232,119 | £7,466,097 | £8,105,814 | £10,018,677 | |
| Equity | £1,230,002 | £2,232,119 | £7,466,097 | £8,105,814 | £10,018,677 | |
| Average employees | 58 | 57 | 71 | 81 | 97 | |
| Wages | — | — | £2,544,535 | £3,393,100 | £4,604,363 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Hentons
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Subsidiaries
- Tenet & You Limited · 100% held · England
Significant events
- “acquisition of Tenet & You Limited ('T&Y') on 28 May 2024”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
9 active · 9 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COOPER, Simon Darryl | Director | 2025-03-10 | Aug 1983 | British |
| DUNLOP, Bernadette Teresa | Director | 2022-08-01 | Aug 1969 | Irish |
| MEGSON, Andrew Peter | Director | 2017-06-29 | May 1963 | British |
| MEGSON, Lily | Director | 2022-09-05 | Jun 1993 | British |
| SIMPSON, Kyle | Director | 2025-08-22 | Jan 1987 | British |
| STATHER, Katie | Director | 2025-08-22 | Sep 1991 | British |
| STEWART, Alistair James | Director | 2023-07-31 | Jan 1985 | British |
| STRONG, Andrew Jonathan Peter | Director | 2023-01-23 | Oct 1964 | British |
| TURNER, Naomi | Director | 2025-08-22 | Apr 1982 | British |
Show 9 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BINNS, Andrew | Director | 2011-05-09 | 2017-12-31 |
| DARLINGTON, Julie | Director | 2022-10-31 | 2023-10-13 |
| ENGLISH, Craig Daniel | Director | 2020-03-11 | 2023-07-31 |
| GREEN, Daniel | Director | 2021-03-22 | 2023-07-21 |
| METCALFE, Aaron Lee | Director | 2021-03-22 | 2022-11-25 |
| MORRALL, Richard James | Director | 2015-09-23 | 2019-08-28 |
| MULLEN, Scott | Director | 2015-11-09 | 2017-10-25 |
| PADWICK-GRAHAM, Emma | Director | 2022-11-01 | 2023-04-21 |
| TERRY, Jonathan Mark | Director | 2018-04-25 | 2020-02-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| My Money Expert Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-02-25 | Active |
| My Expert Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors, significant-influence-or-control-as-firm | 2016-04-06 | Ceased 2020-02-25 |
Filing timeline
Last 20 of 79 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-09-30 | AUD | auditors | auditors resignation company |
| 2025-09-01 | AP01 | officers | appoint person director company with name date |
| 2025-09-01 | AP01 | officers | appoint person director company with name date |
| 2025-09-01 | AP01 | officers | appoint person director company with name date |
| 2025-06-30 | AA | accounts | accounts with accounts type full |
| 2025-05-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-04-29 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-04-24 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-03-25 | AP01 | officers | appoint person director company with name date |
| 2024-09-11 | AA | accounts | accounts with accounts type full |
| 2024-05-30 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-05-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-05-09 | AP01 | officers | appoint person director company with name date |
| 2023-12-21 | AA | accounts | accounts with accounts type small |
| 2023-11-20 | TM01 | officers | termination director company with name termination date |
| 2023-08-04 | CH01 | officers | change person director company with change date |
| 2023-08-04 | AP01 | officers | appoint person director company with name date |
| 2023-08-03 | TM01 | officers | termination director company with name termination date |
| 2023-08-03 | TM01 | officers | termination director company with name termination date |
| 2023-06-07 | CS01 | confirmation-statement | confirmation statement with updates |
Credit score
Altman Z″ (private-firm) · reference 2024-12-31
5.36
SAFE
Altman Z″
- Working capital / Total assets 0.366 × 6.56 = +2.40
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.134 × 6.72 = +0.90
- Book equity / Total liabilities 1.961 × 1.05 = +2.06
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory