CANDID INSURANCE SERVICES LTD
Get an alert when CANDID INSURANCE SERVICES LTD files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-06-23 (in 1mo)
Last made up 2025-06-09
Watchouts
None on the register
Cash
£972K
-44.2% vs 2023
Net assets
-£7M
-1,215.2% lowest in 4 filed years
Employees
213
+9.8% highest in 4 filed years
Profit before tax
—
Period ending 2024-12-31
Name history
Renamed 3 times since incorporation
- CANDID INSURANCE SERVICES LTD 2021-03-03 → present
- CANDID WEB ASSETS LTD 2019-07-30 → 2021-03-03
- E-FINITY LEADS LTD 2012-10-26 → 2019-07-30
- VIGIL FINANCIAL SOLUTIONS LTD 2010-06-09 → 2012-10-26
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · latest reflected 2024-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | £10,055,869 | £11,648,643 | — | — | — | — | |
| Operating profit | £2,812,108 | £2,023,242 | — | — | — | — | |
| Profit before tax | £2,732,161 | £2,023,451 | — | — | — | — | |
| Net profit | £2,133,809 | £1,559,455 | — | — | — | -£6,118,124 | |
| Cash | £883,127 | £1,597,225 | — | — | £1,740,947 | £971,923 | |
| Total assets less current liabilities | £2,711,863 | £4,497,630 | — | — | £4,478,378 | £883,110 | |
| Net assets | £2,703,144 | £4,262,599 | — | — | -£503,483 | -£6,621,607 | |
| Equity | £2,703,144 | £4,262,599 | £5,847,214 | £5,148,458 | -£503,483 | -£6,621,607 | |
| Average employees | 7 | 12 | — | — | 194 | 213 | |
| Wages | £604,759 | £991,101 | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | 28.0% | 17.4% | — | — | — | — | |
| Net margin | 21.2% | 13.4% | — | — | — | — | |
| Return on capital employed | 103.7% | 45.0% | — | — | — | — | |
| Interest cover | 44.91x | 9588.82x | — | — | — | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Morris Owen
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- CANDID INSURANCE SERVICES LTD · parent
- Anorak Technologies Group Limited 100%
- Anorak Technologies Limited 100%
- That's Life Group Limited 100%
Significant events
- “On 1 January 2024 Candid Insurance Services Limited acquired the entire share capital of That's Life Group Limited. The total consideration, including transaction costs, was £1,281,661.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SARGENT, Joshua George | Director | 2021-01-05 | May 1989 | British |
| VAN ASBROECK, Vicky Renee | Director | 2026-03-19 | Aug 1982 | Belgian |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EDWARDS, Matthew Daryl Edward | Secretary | 2010-06-09 | 2023-07-25 |
| BARHAM, Matthew | Director | 2024-02-12 | 2024-06-28 |
| DESMIER, Alain | Director | 2012-10-26 | 2018-12-21 |
| DHANDA, Harjinder Singh | Director | 2010-06-09 | 2012-10-24 |
| EDWARDS, Matthew Daryl Edward | Director | 2010-06-09 | 2023-07-25 |
| KENDALL, Edward Paul | Director | 2012-10-26 | 2013-05-29 |
| KERTON, Richard James | Director | 2023-09-01 | 2025-07-31 |
| TOETZKE, Mathias | Director | 2016-02-05 | 2022-06-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Clark Holding Se | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-03-25 | Active |
| Allianz Se | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-07-24 | Ceased 2022-03-25 |
| Mr Greg Evan Lindberg | Individual | Shares 75–100%, Voting 75–100% | 2018-06-12 | Ceased 2019-07-24 |
| Finanzen.De Ag | Corporate entity | Shares 50–75%, Voting 50–75%, Appoints directors, right-to-appoint-and-remove-directors-as-firm | 2016-04-06 | Ceased 2018-06-12 |
Filing timeline
Last 20 of 88 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-06-02 RESOLUTIONS Resolution
- 2025-06-02 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-22 | AA | accounts | Accounts with accounts type group | |
| 2025-07-31 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-10 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-06-02 | RESOLUTIONS | resolution | Resolution | |
| 2025-06-02 | MA | incorporation | Memorandum articles | |
| 2024-09-17 | AA | accounts | Accounts with accounts type group | |
| 2024-06-28 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-14 | AP01 | officers | Appoint person director company with name date | |
| 2023-09-08 | CH01 | officers | Change person director company with change date | |
| 2023-09-06 | AP01 | officers | Appoint person director company with name date | |
| 2023-08-31 | AA | accounts | Accounts with accounts type full | |
| 2023-07-26 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-26 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-06-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-21 | CH01 | officers | Change person director company with change date | |
| 2022-09-13 | AA | accounts | Accounts with accounts type full | |
| 2022-07-19 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
-44.2%
£1,740,947 £971,923
-
Net assets
-1,215.2%
-£503,483 -£6,621,607
lowest in 4 filed years
-
Employees
+9.8%
194 213
highest in 4 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers