UK Companies House feature
OODLE FINANCIAL SERVICES LIMITED
Profile
- Company number
- 07277272
- Status
- Active
- Incorporation
- 2010-06-08
- Last accounts made up
- 2025-06-30
- Account category
- GROUP
- Primary SIC
- 64929
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements are prepared on a going concern basis, and the Directors are satisfied that the Group has the resources to continue in business for the foreseeable future (which has been taken as 12 months from the date of approval of the financial statements).”
Subsidiaries
- Ever2018 Limited · 100% held · UK · Holding company
- Carsnip Ltd · 100% held · UK · Car search website
- Oodle Funding Limited · UK · Securitisation entity
- Dowson 2021-2 Plc · UK · Securitisation entity
- Dowson 2022-1 Plc · UK · Securitisation entity
- Dowson 2022-2 Plc · UK · Securitisation entity
- Dowson 2024-1 Plc · UK · Securitisation entity
- Dowson 2025-1 Plc · UK · Securitisation entity
Significant events
- “On 14 July 2025 the Group secured additional funding under a subordinated loan facility provided by one of its majority shareholders, being a fund advised or managed by KKR Credit Advisors (US) LLC and its affiliates.”
- “On 7th October 2025 the FCA published a consultation paper, CP25/27 on a proposed industry-wide scheme to compensate motor finance customers who have been treated unfairly.”
- “On 20th November 2025 the Group successfully completed a new securitisation, Dowson 2025-1, with total proceeds of £376.25m. The proceeds were used to partially repay the warehouse and corporate facility.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
7 active · 10 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CLAYTON, Jonathan Charles Llewellyn | Director | 2016-02-10 | Dec 1972 | British |
| CRUICKSHANK, Nancy | Director | 2021-10-18 | Dec 1970 | British |
| GASKIN, Richard Colin | Director | 2022-08-19 | Nov 1965 | British |
| GHOSH, Anirban | Director | 2023-06-07 | Mar 1987 | British |
| O'SHEA, James Desmond | Director | 2020-09-11 | Feb 1956 | Irish |
| STEIN, John Patrick | Director | 2024-05-10 | Dec 1984 | British |
| WISEMAN, Luke Anton | Director | 2021-10-18 | May 1967 | British |
Show 10 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GILBERT, Kristin Kelly | Director | 2022-12-05 | 2025-12-23 |
| HOWARD, John Emanuel Donnell | Director | 2018-04-24 | 2022-12-05 |
| JARVIS, Zachary | Director | 2016-06-28 | 2018-04-24 |
| KHANNA, Varun, Mr. | Director | 2021-10-18 | 2025-12-09 |
| LOVERING, Roger Vincent | Director | 2018-03-02 | 2020-03-31 |
| PIETRZAK, Daniel Ryan | Director | 2016-06-28 | 2023-06-05 |
| QUESTA, Gabriele | Director | 2022-12-14 | 2024-01-19 |
| SOUTHON, James Stephen | Director | 2016-02-10 | 2016-04-07 |
| WILLIAMS, Fiona Constance | Director | 2010-06-08 | 2015-07-30 |
| WILLIAMS, Phillip Mark | Director | 2010-06-08 | 2024-07-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Kkr & Co. Inc. | Corporate entity | Shares 75–100%, Voting 75–100% | 2023-02-06 | Active |
Filing timeline
Last 20 of 160 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-30 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-03-09 | AA | accounts | accounts with accounts type group |
| 2026-02-11 | MR04 | mortgage | mortgage satisfy charge full |
| 2026-02-11 | MR04 | mortgage | mortgage satisfy charge full |
| 2026-02-11 | MR04 | mortgage | mortgage satisfy charge full |
| 2026-02-11 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-12-23 | TM01 | officers | termination director company with name termination date |
| 2025-12-10 | TM01 | officers | termination director company with name termination date |
| 2025-11-28 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-11-27 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-07-16 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-07-15 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-06-19 | CH01 | officers | change person director company with change date |
| 2025-06-19 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-12-18 | AA | accounts | accounts with accounts type group |
| 2024-11-01 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-07-17 | TM01 | officers | termination director company with name termination date |
| 2024-06-19 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-05-10 | AP01 | officers | appoint person director company with name date |
| 2024-03-15 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
50
COOL
/ 100
- Filings velocity 100
- Capital events 0
- Officer churn 50
- Headcount trajectory 50
- Accounts trajectory 50
- 14 filing(s) in last 12 months
- 0 appointed, 2 resigned (12mo)