UK Companies House feature
TIME FOR ADVICE LIMITED
Cash
£703K
+71.3% vs 2019
Net assets
£151K
-70.8% vs 2019
Employees
49
+8.9% vs 2019
Profit before tax
—
Period ending 2020-12-31
Profile
- Company number
- 07223162
- Status
- Active
- Incorporation
- 2010-04-14
- Last accounts made up
- 2024-09-30
- Account category
- FULL
- Primary SIC
- 62012
Net assets
2-year trend · vs UK AI & Enterprise SaaS median
Accounts
2-year trend · latest 2020-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | — | — | |
| Net profit | — | — | |
| Cash | £410,313 | £702,926 | |
| Total assets less current liabilities | — | — | |
| Net assets | £515,404 | £150,501 | |
| Equity | £515,404 | £150,501 | |
| Average employees | 45 | 49 | |
| Wages | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis. After making enquiries and considering the Company's financial position, its business model, strategy and financial forecasts together with its principal risks and uncertainties, the directors have a reasonable expectation that the Company has adequate resources to continue in operation and meet its liabilities as they fall due for at least 12 months from the data of signing the report. The going concern basis of preparation is discussed within note 1 of the financial statements.”
Significant events
- “During the year ended 30 September 2024, the Company delivered strong growth in recurring license revenue, which increased by 11% to £4,496k (FY23: £4,065k). Chargeable users of the Company's CURO software increased by 13% to 3,098 at 30 September 2024 (30 September 2023: 2,752).”
- “The Company's administrative expenses decreased by 4% in FY24 to £5,656k (FY23: £5,875k). This was primarily driven by a decrease in wages and employee benefits expenses which decreased by 13% in FY24 to £3,685k (FY23: £4,238k).”
- “There are no events subsequent to the year-end that require disclosure in, or amendment to, the financial statements.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 9 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FRANKLIN, Robert | Secretary | 2026-01-01 | — | — |
| BRIAN, Richard John | Director | 2019-10-11 | Nov 1969 | British |
| CARRIVICK, Luke Aidan John | Director | 2024-05-13 | Nov 1981 | British |
| DUNBAR, Thomas Graham | Director | 2025-10-01 | Jun 1982 | British |
| SCOTT, Alexander | Director | 2021-01-11 | Mar 1970 | British |
Show 9 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| WAKEFORD, Helen Mary | Secretary | 2021-01-11 | 2026-01-01 |
| DAVIDSON, Judith Mary | Director | 2021-01-11 | 2022-02-11 |
| EVERILL, Jonathon Robert Edwin | Director | 2010-12-15 | 2012-10-19 |
| GUNBY, Jonathan | Director | 2021-01-11 | 2024-09-30 |
| ISAAC, Jane Melanie | Director | 2021-01-11 | 2024-08-15 |
| PHILPOTT, Mitchell | Director | 2010-12-15 | 2025-04-29 |
| RAWICZ-SZCZERBO, Roland | Director | 2010-04-14 | 2024-05-13 |
| TURNER, Mark | Director | 2010-12-15 | 2012-12-11 |
| YOUNG, Paul Alexander | Director | 2010-12-15 | 2012-12-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Integrafin Holdings Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-01-11 | Active |
| Mr Roland Rawicz-Szczerbo | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2021-01-11 |
| Mr Mitchell Philpott | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2021-01-11 |
Filing timeline
Last 20 of 84 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-01-07 | AP03 | officers | appoint person secretary company with name date |
| 2026-01-06 | TM02 | officers | termination secretary company with name termination date |
| 2025-12-12 | SH01 | capital | capital allotment shares |
| 2025-12-01 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-11-03 | RP01AP01 | officers | replacement filing of director appointment with name |
| 2025-10-22 | AP01 | officers | appoint person director company with name date |
| 2025-09-05 | AD01 | address | change registered office address company with date old address new address |
| 2025-05-07 | TM01 | officers | termination director company with name termination date |
| 2025-03-18 | AA | accounts | accounts with accounts type full |
| 2025-01-07 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-30 | TM01 | officers | termination director company with name termination date |
| 2024-08-21 | TM01 | officers | termination director company with name termination date |
| 2024-05-21 | AP01 | officers | appoint person director company with name date |
| 2024-05-21 | TM01 | officers | termination director company with name termination date |
| 2024-03-11 | AA | accounts | accounts with accounts type full |
| 2024-01-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-03-03 | AA | accounts | accounts with accounts type full |
| 2023-01-03 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-06-21 | CH01 | officers | change person director company with change date |
| 2022-03-29 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory