CREDIT TECHNOLOGIES LIMITED
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Next accounts due
2026-03-28
Overdue
Confirmation statement due
2026-08-23 (in 3mo)
Last made up 2025-08-09
Watchouts
Cash
£218K
-9.1% vs 2023
Net assets
£9M
+71.6% highest in 5 filed years
Employees
0
Average over period
Profit before tax
£4M
-8.4% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Annual accounts overdue
Due 2026-03-28.
Name history
Renamed 5 times since incorporation
- CREDIT TECHNOLOGIES LIMITED 2022-11-29 → present
- LOAN MARKETING LIMITED 2020-10-14 → 2022-11-29
- CREDIT INTELLIGENCE LIMITED 2020-03-18 → 2020-10-14
- LOANMARKETING LIMITED 2012-04-23 → 2020-03-18
- PING2MEDIA LIMITED 2010-11-25 → 2012-04-23
- LOANMARKETING LIMITED 2010-03-22 → 2010-11-25
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · latest reflected 2024-03-31
| Metric | Trend | 2019-03-31 | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | £15,796,103 | £13,967,767 | — | — | — | |
| Operating profit | — | £2,451,023 | £2,797,974 | — | — | — | |
| Profit before tax | — | £2,445,580 | £2,764,638 | £2,585,029 | £4,154,340 | £3,805,782 | |
| Net profit | — | £2,445,580 | £2,775,285 | £2,585,029 | £4,152,906 | £3,806,490 | |
| Cash | — | £433,093 | £674,474 | £203,545 | £240,283 | £218,473 | |
| Total assets less current liabilities | — | £5,028,977 | £7,728,395 | £1,345,160 | £5,424,038 | £9,151,896 | |
| Net assets | — | £4,801,804 | £7,577,089 | £1,162,118 | £5,315,024 | £9,121,514 | |
| Equity | £7,356,224 | £4,801,804 | £7,577,089 | £1,162,118 | £5,315,024 | £9,121,514 | |
| Average employees | — | 27 | 23 | 21 | — | 0 | |
| Wages | — | £1,760,447 | £1,202,193 | £1,393,981 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-03-31 | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | — | 15.5% | 20.0% | — | — | — | |
| Net margin | — | 15.5% | 19.9% | — | — | — | |
| Return on capital employed | — | 48.7% | 36.2% | — | — | — | |
| Interest cover | — | 450.31x | 83.93x | — | — | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Lopian Gross Barnett & Co
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's or the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| RANSOM, Michael Christian | Director | 2013-04-04 | Sep 1972 | British |
| QUINT GROUP LIMITED | Corporate Director | 2015-09-09 | — | — |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BHARDWAJ, Amun | Director | 2010-12-01 | 2011-11-24 |
| GEER, Hannah Louise | Director | 2010-12-01 | 2011-07-01 |
| KENNEDY, Mark Robert | Director | 2010-03-22 | 2012-07-31 |
| SELDON, Clark Fleming | Director | 2012-07-26 | 2013-04-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Gregory Charles Cox | Individual | Shares 75–100% | 2016-04-06 | Active |
| Mr Michael Christian Ransom | Individual | Significant influence | 2016-04-06 | Active |
| Quint Group Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 81 total filings
Material constitutional events — rename, articles re-file, resolution
- 2022-11-29 CERTNM Certificate change of name company PDF
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-17 | GUARANTEE2 | other | Legacy | |
| 2026-04-17 | AGREEMENT2 | other | Legacy | |
| 2025-08-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-01 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-03-13 | AA | accounts | Accounts with accounts type full | |
| 2024-12-23 | AA01 | accounts | Change account reference date company previous shortened | |
| 2024-08-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-05 | AA | accounts | Accounts with accounts type full | |
| 2023-08-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-12-16 | AA | accounts | Accounts with accounts type full | |
| 2022-11-29 | CERTNM | change-of-name | Certificate change of name company | |
| 2022-08-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-12-21 | AA | accounts | Accounts with accounts type full | |
| 2021-08-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-03-19 | AA | accounts | Accounts with accounts type small | |
| 2021-03-18 | CH02 | officers | Change corporate director company with change date | |
| 2021-03-18 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2021-03-18 | AD01 | address | Change registered office address company with date old address new address | |
| 2021-03-12 | CH02 | officers | Change corporate director company with change date | |
| 2021-03-12 | PSC05 | persons-with-significant-control | Change to a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-03-31 vs 2023-03-31
-
Turnover
—
Not reported
-
Cash
-9.1%
£240,283 £218,473
-
Net assets
+71.6%
£5,315,024 £9,121,514
highest in 5 filed years
-
Employees
—
Not reported
-
Profit before tax
-8.4%
£4,154,340 £3,805,782
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers