UK Companies House feature
CREDIT TECHNOLOGIES LIMITED
Cash
£218K
-9.1% vs 2023
Net assets
£9M
+71.6% vs 2023
Employees
0
Average over period
Profit before tax
£4M
-8.4% vs 2023
Profile
- Company number
- 07197002
- Status
- Active
- Incorporation
- 2010-03-22
- Last accounts made up
- 2024-03-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
6-year trend · vs UK Fintech median
Accounts
6-year trend · latest 2024-03-31
| Metric | Trend | 2019-03-31 | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | £15,796,103 | £13,967,767 | — | — | — | |
| Operating profit | — | £2,451,023 | £2,797,974 | — | — | — | |
| Profit before tax | — | £2,445,580 | £2,764,638 | £2,585,029 | £4,154,340 | £3,805,782 | |
| Net profit | — | £2,445,580 | £2,775,285 | £2,585,029 | £4,152,906 | £3,806,490 | |
| Cash | — | £433,093 | £674,474 | £203,545 | £240,283 | £218,473 | |
| Total assets less current liabilities | — | £5,028,977 | £7,728,395 | £1,345,160 | £5,424,038 | £9,151,896 | |
| Net assets | — | £4,801,804 | £7,577,089 | £1,162,118 | £5,315,024 | £9,121,514 | |
| Equity | £7,356,224 | £4,801,804 | £7,577,089 | £1,162,118 | £5,315,024 | £9,121,514 | |
| Average employees | — | 27 | 23 | 21 | — | 0 | |
| Wages | — | £1,760,447 | £1,202,193 | £1,393,981 | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Lopian Gross Barnett & Co
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's or the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
2 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| RANSOM, Michael Christian | Director | 2013-04-04 | Sep 1972 | British |
| QUINT GROUP LIMITED | Corporate Director | 2015-09-09 | — | — |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BHARDWAJ, Amun | Director | 2010-12-01 | 2011-11-24 |
| GEER, Hannah Louise | Director | 2010-12-01 | 2011-07-01 |
| KENNEDY, Mark Robert | Director | 2010-03-22 | 2012-07-31 |
| SELDON, Clark Fleming | Director | 2012-07-26 | 2013-04-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Gregory Charles Cox | Individual | Shares 75–100% | 2016-04-06 | Active |
| Mr Michael Christian Ransom | Individual | Significant influence | 2016-04-06 | Active |
| Quint Group Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 81 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-17 | GUARANTEE2 | other | legacy |
| 2026-04-17 | AGREEMENT2 | other | legacy |
| 2025-08-24 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-04-01 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-03-13 | AA | accounts | accounts with accounts type full |
| 2024-12-23 | AA01 | accounts | change account reference date company previous shortened |
| 2024-08-22 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-12-05 | AA | accounts | accounts with accounts type full |
| 2023-08-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-12-16 | AA | accounts | accounts with accounts type full |
| 2022-11-29 | CERTNM | change-of-name | certificate change of name company |
| 2022-08-22 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-12-21 | AA | accounts | accounts with accounts type full |
| 2021-08-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-03-19 | AA | accounts | accounts with accounts type small |
| 2021-03-18 | CH02 | officers | change corporate director company with change date |
| 2021-03-18 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2021-03-18 | AD01 | address | change registered office address company with date old address new address |
| 2021-03-12 | CH02 | officers | change corporate director company with change date |
| 2021-03-12 | PSC05 | persons-with-significant-control | change to a person with significant control |
Credit score
Altman Z″ (private-firm) · reference 2024-03-31
8.53
SAFE
Altman Z″
- Working capital / Total assets 0.677 × 6.56 = +4.44
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.283 × 6.72 = +1.90
- Book equity / Total liabilities 2.079 × 1.05 = +2.18
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory