UK Companies House feature
VESTA WEALTH LIMITED
Cash
£1M
+5.4% vs 2022
Net assets
£1M
+12.2% vs 2022
Employees
20
+5.3% vs 2022
Profit before tax
£466K
-47.2% vs 2022
Profile
- Company number
- 07118302
- Status
- Active
- Incorporation
- 2010-01-07
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66190
- Hubs
- UK Fintech
Net assets
4-year trend · vs UK Fintech median
Accounts
4-year trend · latest 2023-10-31
| Metric | Trend | 2020-10-31 | 2021-10-31 | 2022-10-31 | 2023-10-31 |
|---|---|---|---|---|---|
| Turnover | £1,959,560 | — | £2,170,530 | £2,145,353 | |
| Operating profit | £532,366 | — | £881,849 | £450,245 | |
| Profit before tax | £534,434 | — | £882,279 | £465,757 | |
| Net profit | £436,388 | — | £712,009 | £359,672 | |
| Cash | £743,372 | — | £1,115,750 | £1,176,096 | |
| Total assets less current liabilities | £771,883 | — | £1,062,602 | £1,198,570 | |
| Net assets | £764,430 | — | £1,061,925 | £1,191,597 | |
| Equity | £764,430 | £929,916 | £1,061,925 | £1,191,597 | |
| Average employees | 19 | — | 19 | 20 | |
| Wages | £600,190 | — | £739,955 | £773,752 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- MHA Audit Services LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “On 19 March 2026, the Company paid a dividend of £400,000 to its immediate parent company.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| VANDERPUIJE, Antoinette | Secretary | 2026-04-30 | — | — |
| GARDNER, Matthew Thomas | Director | 2023-11-03 | May 1994 | British |
| GARDNER, Nicholas Edwin | Director | 2010-01-07 | May 1963 | British |
| MIRFIN, Gary | Director | 2010-01-07 | May 1961 | British |
| SELF, William Arthur | Director | 2024-10-09 | Jun 1982 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BARNES, Julia Karen | Secretary | 2010-01-07 | 2026-04-30 |
| BARNES, Julia Karen | Director | 2010-01-07 | 2026-04-30 |
| PEARCE, James Henry | Director | 2024-10-09 | 2024-12-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Nicholas Edwin Gardner | Individual | Appoints directors | 2016-11-01 | Ceased 2024-10-09 |
| Mrs Anne-Marie Gardner | Individual | Significant influence | 2016-11-01 | Ceased 2024-10-09 |
| Investacc Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-11-01 | Active |
Filing timeline
Last 20 of 62 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-05 | AA | accounts | accounts with accounts type full |
| 2026-05-05 | AD03 | address | move registers to sail company with new address |
| 2026-05-01 | AD02 | address | change sail address company with new address |
| 2026-05-01 | AP03 | officers | appoint person secretary company with name date |
| 2026-05-01 | TM02 | officers | termination secretary company with name termination date |
| 2026-05-01 | TM01 | officers | termination director company with name termination date |
| 2026-01-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-07-22 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-05-13 | AA | accounts | accounts with accounts type full |
| 2025-01-15 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-01-06 | TM01 | officers | termination director company with name termination date |
| 2025-01-03 | AD01 | address | change registered office address company with date old address new address |
| 2024-10-14 | AA01 | accounts | change account reference date company current extended |
| 2024-10-10 | AP01 | officers | appoint person director company with name date |
| 2024-10-10 | AP01 | officers | appoint person director company with name date |
| 2024-10-10 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2024-10-10 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-10-10 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-02-12 | AA | accounts | accounts with accounts type full |
| 2024-01-10 | AD01 | address | change registered office address company with date old address new address |
Credit score
Altman Z″ (private-firm) · reference 2023-10-31
20.40
SAFE
Altman Z″
- Working capital / Total assets 0.836 × 6.56 = +5.48
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.349 × 6.72 = +2.34
- Book equity / Total liabilities 11.981 × 1.05 = +12.58
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory