UK Companies House feature
MIRAMAR UNDERWRITING LIMITED
Cash
£216K
+4.6% vs 2021
Net assets
£529K
+21% vs 2021
Employees
6
0% vs 2021
Profit before tax
—
Period ending 2022-12-31
Profile
- Company number
- 06985118
- Status
- Active
- Incorporation
- 2009-08-07
- Last accounts made up
- 2025-03-30
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Net assets
4-year trend · vs UK Fintech median
Accounts
4-year trend · latest 2022-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | — | — | — | — | |
| Net profit | — | — | — | — | |
| Cash | £76,519 | £193,621 | £206,648 | £216,232 | |
| Total assets less current liabilities | — | — | — | — | |
| Net assets | £320,977 | £365,155 | £437,077 | £528,732 | |
| Equity | £320,977 | £365,155 | £437,077 | £528,732 | |
| Average employees | 6 | 6 | 6 | 6 | |
| Wages | — | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Crowe U.K. LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have modelled cashflows over the next 12 months based on a number of potential scenarios and performed sensitivity analysis on the projections. Following this analysis the Directors consider that it is appropriate for the accounts to be prepared on a going concern basis of accounting.”
Significant events
- “The Company has been integrated into the Bspoke Insurance Group during the financial period under review”
- “One off charges in the period relate to costs incurred in relation to the change of ownership in the period”
- “On 06th of August 2025, the Company's parent undertaking, Bspoke Insurance Group and its subsidiaries, were acquired by NFP UK Holdings Limited.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GILL, Ryan Mark | Director | 2025-09-12 | Feb 1983 | British |
| HUNTER, Craig Richard | Director | 2023-08-08 | Jan 1975 | British |
| PURVIS, James Robert | Director | 2024-06-03 | Dec 1965 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| JACOBS, Yomtov Eliezer | Director | 2009-08-07 | 2009-08-10 |
| SIMPSON, Timothy | Director | 2009-08-07 | 2023-08-08 |
| SMYTH, Timothy John | Director | 2023-08-08 | 2025-08-06 |
| TURNER, Jeffrey | Director | 2009-08-07 | 2025-01-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bspoke Insurance Group Ltd | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-08-08 | Active |
| Mr Jeffrey Turner | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-04-06 | Ceased 2023-08-08 |
| Mr Timothy Simpson | Individual | Significant influence | 2016-04-06 | Ceased 2023-08-08 |
| Mrs Georgena Simpson | Individual | Shares 25–50%, Voting 25–50%, Appoints directors, Significant influence | 2016-04-06 | Ceased 2018-01-25 |
Filing timeline
Last 20 of 79 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-04 | AA | accounts | accounts with accounts type full |
| 2025-12-01 | AD01 | address | change registered office address company with date old address new address |
| 2025-09-24 | CH01 | officers | change person director company with change date |
| 2025-09-12 | AP01 | officers | appoint person director company with name date |
| 2025-09-09 | AA01 | accounts | change account reference date company current shortened |
| 2025-08-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-08-26 | TM01 | officers | termination director company with name termination date |
| 2025-02-04 | AA | accounts | accounts with accounts type audit exemption subsiduary |
| 2025-02-04 | PARENT_ACC | accounts | legacy |
| 2025-01-30 | TM01 | officers | termination director company with name termination date |
| 2024-12-18 | AGREEMENT2 | other | legacy |
| 2024-12-18 | GUARANTEE2 | other | legacy |
| 2024-08-21 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-06-10 | AP01 | officers | appoint person director company with name date |
| 2023-12-22 | AA01 | accounts | change account reference date company current shortened |
| 2023-12-21 | AA01 | accounts | change account reference date company current extended |
| 2023-09-20 | SH10 | capital | capital variation of rights attached to shares |
| 2023-09-20 | SH08 | capital | capital name of class of shares |
| 2023-09-01 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-08-29 | RESOLUTIONS | resolution | resolution |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory