UK Companies House feature
PDL FINANCE LIMITED
Cash
£5M
+41.6% vs 2023
Net assets
£21M
+28.7% vs 2023
Employees
130
+19.3% vs 2023
Profit before tax
£13M
+33.9% vs 2023
Profile
- Company number
- 06738633
- Status
- Active
- Incorporation
- 2008-10-31
- Last accounts made up
- 2024-12-30
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Net assets
7-year trend · vs UK Fintech median
Accounts
7-year trend · latest 2024-12-30
| Metric | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-30 | 2023-12-30 | 2024-12-30 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | £22,527,849 | £13,478,430 | — | — | — | — | |
| Operating profit | — | £2,606,917 | -£336,289 | — | — | — | — | |
| Profit before tax | — | £2,475,804 | -£2,138,821 | £185,005 | £2,791,631 | £9,609,469 | £12,868,453 | |
| Net profit | — | £2,171,331 | -£1,855,534 | £311,027 | £2,502,277 | £7,357,823 | £9,586,980 | |
| Cash | — | £4,066,472 | £6,703,502 | £2,301,058 | £2,266,144 | £3,218,239 | £4,557,132 | |
| Total assets less current liabilities | — | £13,075,499 | £11,086,281 | £10,897,308 | £13,661,511 | £18,961,659 | £23,164,640 | |
| Net assets | — | £12,941,815 | — | £10,897,308 | £11,803,835 | £16,204,826 | £20,853,306 | |
| Equity | £12,270,484 | £12,941,815 | £11,086,281 | £10,897,308 | £11,803,835 | £16,204,826 | £20,853,306 | |
| Average employees | — | 156 | 137 | 108 | 95 | 109 | 130 | |
| Wages | — | £4,914,392 | £4,712,739 | £4,136,215 | £4,307,781 | £5,380,895 | £6,462,226 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Gravita Audit II Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The company's cash requirements for the next twelve months are adequately resourced to continue their operations and to meet all liabilities.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FREEMAN, Adam Robert | Director | 2010-01-12 | Feb 1978 | British |
| GRANT, Jennie Carol | Director | 2015-08-01 | Nov 1976 | British |
| NISBET, Emily Louise | Director | 2015-02-05 | Sep 1990 | British |
| SHRIER, Daniel Marc | Director | 2017-01-04 | Feb 1979 | British |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DAVIS, Jonathan | Director | 2008-11-11 | 2010-01-12 |
| DAVIS, Robert Alan | Director | 2010-03-08 | 2011-11-16 |
| DEBSON, Jon Godfrey | Director | 2008-10-31 | 2008-11-17 |
| LANDY, Joshus Steven | Director | 2010-03-10 | 2015-02-05 |
| SHAFFER, Jeremy Dean | Director | 2010-03-10 | 2015-11-02 |
| SHINEBROOM, Adam Lee | Director | 2015-02-05 | 2017-09-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Sdj Enterprises Limited | Corporate entity | Shares 50–75%, Voting 50–75%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 90 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-02 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-11-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-10-01 | AA | accounts | accounts with accounts type full |
| 2024-11-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-10-15 | AA | accounts | accounts with accounts type full |
| 2024-05-01 | AD01 | address | change registered office address company with date old address new address |
| 2023-11-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-09-30 | AA | accounts | accounts with accounts type full |
| 2022-12-28 | AA | accounts | accounts with accounts type full |
| 2022-11-10 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-12-24 | AA | accounts | accounts with accounts type full |
| 2021-11-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-06-28 | CH01 | officers | change person director company with change date |
| 2021-04-19 | AA | accounts | accounts with accounts type full |
| 2020-12-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2020-12-14 | CH01 | officers | change person director company with change date |
| 2020-12-03 | AA01 | accounts | change account reference date company previous shortened |
| 2019-11-12 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2019-11-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2019-07-15 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ (private-firm) · reference 2024-12-30
12.13
SAFE
Altman Z″
- Working capital / Total assets 0.839 × 6.56 = +5.50
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.487 × 6.72 = +3.27
- Book equity / Total liabilities 3.191 × 1.05 = +3.35
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory