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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-04-12 (in 11mo)

Last made up 2026-03-29

Watchouts

1 item

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Name history

Renamed 2 times since incorporation

  1. PEPPER GROUP ANZ HOLDCO LIMITED 2019-10-23 → present
  2. ENGAGE CREDIT LIMITED 2014-02-04 → 2019-10-23
  3. ENGAGE CREDIT SERVICES LIMITED 2008-03-29 → 2014-02-04

Accounts

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Therefore, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they intend to continue trading and adopt the going concern basis in preparing the financial statements.”

Group structure

  1. PEPPER GROUP ANZ HOLDCO LIMITED · parent
    1. Pepper Money Limited Australia 60.53% · Australia
    2. Pepper Group Assets Australia Pty Limited 100% · Australia
    3. Pepper Group Services (Australia) Pty Limited 100% · Australia

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 13 resigned

Name Role Appointed Born Nationality
KEEBLE, Anthony John, Mr. Director 2026-01-14 Jan 1970 British
LANSDOWNE, Roger Stephen, Mr. Director 2026-01-14 Sep 1962 British
MASON, Ryan James Director 2024-03-01 Jun 1990 Australian
MOREY, Laurence Director 2023-10-01 Jun 1974 British
Show 13 resigned officers
Name Role Appointed Resigned
LANSDOWNE, Roger Stephen Secretary 2008-03-31 2021-04-15
HCS SECRETARIAL LIMITED Corporate Secretary 2008-03-29 2008-03-31
CULHANE, Michael Charles Director 2019-10-22 2024-01-01
CULHANE, Michael Charles Director 2008-03-31 2010-10-31
DAY, Andrew David Director 2019-12-05 2023-01-24
GEMMELL, Fraser Mcleod, Dr Director 2022-03-28 2025-02-17
HOGG, Stephen Andrew Director 2008-03-31 2011-09-23
HOTCHKIN, Simon John Director 2019-10-22 2021-09-30
KLEMMER, Richard Eugene Director 2021-02-17 2022-01-01
KLEMMER, Richard Eugene Director 2008-03-31 2020-01-01
MILLER, Jason Jones Director 2008-03-31 2010-04-30
WHITE, James Mark Director 2008-03-31 2019-10-22
HANOVER DIRECTORS LIMITED Corporate Director 2008-03-29 2008-03-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Kkr & Co. Inc. Corporate entity Shares 50–75%, Voting 50–75% 2025-11-05 Active
Pepper Global Midco Limited Corporate entity Shares 75–100%, Voting 75–100% 2025-04-17 Ceased 2025-11-05
Pepper European Servicing Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Ceased 2021-03-11

Filing timeline

Last 20 of 119 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2024-12-16 RESOLUTIONS Resolution
Date Type Category Description
2026-04-01 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-02-02 AP01 officers Appoint person director company with name date PDF
2026-02-02 AP01 officers Appoint person director company with name date PDF
2025-11-11 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-11-11 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2025-10-02 AA accounts Accounts with accounts type full
2025-05-14 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2025-05-14 PSC09 persons-with-significant-control Withdrawal of a person with significant control statement PDF
2025-04-16 MR04 mortgage Mortgage satisfy charge full PDF
2025-04-16 MR04 mortgage Mortgage satisfy charge full PDF
2025-04-04 CS01 confirmation-statement Confirmation statement with updates PDF
2025-02-28 TM01 officers Termination director company with name termination date PDF
2024-12-16 SH19 capital Capital statement capital company with date currency figure
2024-12-16 SH20 capital Legacy
2024-12-16 CAP-SS insolvency Legacy
2024-12-16 RESOLUTIONS resolution Resolution
2024-11-20 SH01 capital Capital allotment shares PDF
2024-10-14 AA accounts Accounts with accounts type full
2024-04-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-04-05 AP01 officers Appoint person director company with name date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
8

last 12 months

Capital events
3

last 24 months

Officers appointed
2

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

Latest filed period vs the prior one

Accounts are PDF-filed; numeric extraction for this statement type (this accounts) is not yet supported in StatDesk. See the Companies House filing for the underlying figures.

Official Companies House page