PEPPER (UK) LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-04-12 (in 11mo)
Last made up 2026-03-29
Watchouts
None on the register
Name history
Renamed 1 time since incorporation
- PEPPER (UK) LIMITED 2014-02-04 → present
- ENGAGE CREDIT LIMITED 2008-03-29 → 2014-02-04
Accounts
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Therefore, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of 12 months from the date of approval of the financial statements. For this reason, they continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “The Company left the Pepper Group on 03.03.2025, and thereafter all Pepper Money intercompanies were classified as third party.”
- “Upon sale of the business to J C Flowers in the first quarter of 2025, this scheme and any related employee loans were fully settled by PGTCL and there were no further obligations or liabilities in respect of this scheme as at 31 December 2025.”
- “One Company director resigned during the year, and the Company paid £219k as compensation in respect of the loss of office.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 16 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LANSDOWNE, Roger Stephen | Secretary | 2008-03-31 | — | British |
| AGAFONOVA, Ganna | Director | 2022-09-14 | Apr 1978 | German |
| GEMMELL, Fraser Mcleod, Dr | Director | 2020-08-18 | Dec 1977 | New Zealander |
| GIBBONS, Michael Thomas | Director | 2025-09-01 | Jun 1964 | British |
| MILBURN, Aaron Richard | Director | 2024-01-26 | Oct 1978 | New Zealander |
| RAY, Hillary Frances Elizabeth, Dr | Director | 2025-09-01 | Sep 1963 | Irish |
Show 16 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HCS SECRETARIAL LIMITED | Corporate Secretary | 2008-03-29 | 2008-03-31 |
| AKOPIAN, Eduard | Director | 2023-02-10 | 2023-09-20 |
| BENNISON, Cindy Louise | Director | 2019-09-25 | 2023-06-29 |
| CULHANE, Michael Charles | Director | 2008-03-31 | 2010-10-31 |
| HOGG, Stephen Andrew | Director | 2008-03-31 | 2011-09-23 |
| JUSTICE, Warren Henry | Director | 2014-08-01 | 2019-08-31 |
| KLEMMER, Richard Eugene | Director | 2008-03-31 | 2022-01-14 |
| MAKARITIS, Stavros | Director | 2019-04-02 | 2021-11-30 |
| MCHUGH, Gerald Martin | Director | 2012-02-24 | 2024-02-20 |
| MILLER, Jason Jones | Director | 2008-03-31 | 2010-04-30 |
| MOREY, Laurence | Director | 2010-09-29 | 2019-08-31 |
| RAY, Anthony John | Director | 2022-03-24 | 2022-11-06 |
| STOREY, Patrick Desmond | Director | 2022-04-28 | 2026-03-13 |
| WARNER, Joy Laina | Director | 2013-08-13 | 2025-12-31 |
| WHITE, James Mark | Director | 2008-03-31 | 2017-02-01 |
| HANOVER DIRECTORS LIMITED | Corporate Director | 2008-03-29 | 2008-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Pepper Advantage Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 121 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-06-05 RESOLUTIONS Resolution
- 2025-06-03 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-05 | AA | accounts | Accounts with accounts type full | |
| 2026-04-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-16 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-08 | CH01 | officers | Change person director company with change date | |
| 2025-09-05 | RP04AP01 | officers | Second filing of director appointment with name | |
| 2025-09-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-01 | CH01 | officers | Change person director company with change date | |
| 2025-06-20 | CH01 | officers | Change person director company with change date | |
| 2025-06-09 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-06-05 | RESOLUTIONS | resolution | Resolution | |
| 2025-06-03 | MA | incorporation | Memorandum articles | |
| 2025-05-30 | CH01 | officers | Change person director company with change date | |
| 2025-05-30 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-04-14 | AA | accounts | Accounts with accounts type full | |
| 2025-04-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-21 | CH01 | officers | Change person director company with change date | |
| 2024-08-21 | CH01 | officers | Change person director company with change date | |
| 2024-04-22 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 15
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
Latest filed period vs the prior one