UK Companies House feature
PEPPER (UK) LIMITED
Profile
- Company number
- 06548489
- Status
- Active
- Incorporation
- 2008-03-29
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64922
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Therefore, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of 12 months from the date of approval of the financial statements. For this reason, they continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “The Company left the Pepper Group on 03.03.2025, and thereafter all Pepper Money intercompanies were classified as third party.”
- “Upon sale of the business to J C Flowers in the first quarter of 2025, this scheme and any related employee loans were fully settled by PGTCL and there were no further obligations or liabilities in respect of this scheme as at 31 December 2025.”
- “One Company director resigned during the year, and the Company paid £219k as compensation in respect of the loss of office.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 16 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LANSDOWNE, Roger Stephen | Secretary | 2008-03-31 | — | British |
| AGAFONOVA, Ganna | Director | 2022-09-14 | Apr 1978 | German |
| GEMMELL, Fraser Mcleod, Dr | Director | 2020-08-18 | Dec 1977 | New Zealander |
| GIBBONS, Michael Thomas | Director | 2025-09-01 | Jun 1964 | British |
| MILBURN, Aaron Richard | Director | 2024-01-26 | Oct 1978 | New Zealander |
| RAY, Hillary Frances Elizabeth, Dr | Director | 2025-09-01 | Sep 1963 | Irish |
Show 16 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HCS SECRETARIAL LIMITED | Corporate Secretary | 2008-03-29 | 2008-03-31 |
| AKOPIAN, Eduard | Director | 2023-02-10 | 2023-09-20 |
| BENNISON, Cindy Louise | Director | 2019-09-25 | 2023-06-29 |
| CULHANE, Michael Charles | Director | 2008-03-31 | 2010-10-31 |
| HOGG, Stephen Andrew | Director | 2008-03-31 | 2011-09-23 |
| JUSTICE, Warren Henry | Director | 2014-08-01 | 2019-08-31 |
| KLEMMER, Richard Eugene | Director | 2008-03-31 | 2022-01-14 |
| MAKARITIS, Stavros | Director | 2019-04-02 | 2021-11-30 |
| MCHUGH, Gerald Martin | Director | 2012-02-24 | 2024-02-20 |
| MILLER, Jason Jones | Director | 2008-03-31 | 2010-04-30 |
| MOREY, Laurence | Director | 2010-09-29 | 2019-08-31 |
| RAY, Anthony John | Director | 2022-03-24 | 2022-11-06 |
| STOREY, Patrick Desmond | Director | 2022-04-28 | 2026-03-13 |
| WARNER, Joy Laina | Director | 2013-08-13 | 2025-12-31 |
| WHITE, James Mark | Director | 2008-03-31 | 2017-02-01 |
| HANOVER DIRECTORS LIMITED | Corporate Director | 2008-03-29 | 2008-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Pepper Advantage Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 121 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-05 | AA | accounts | accounts with accounts type full |
| 2026-04-12 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-03-16 | TM01 | officers | termination director company with name termination date |
| 2026-01-02 | TM01 | officers | termination director company with name termination date |
| 2025-09-08 | CH01 | officers | change person director company with change date |
| 2025-09-05 | RP04AP01 | officers | second filing of director appointment with name |
| 2025-09-04 | AP01 | officers | appoint person director company with name date |
| 2025-09-04 | AP01 | officers | appoint person director company with name date |
| 2025-08-01 | CH01 | officers | change person director company with change date |
| 2025-06-20 | CH01 | officers | change person director company with change date |
| 2025-06-09 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-06-05 | RESOLUTIONS | resolution | resolution |
| 2025-06-03 | MA | incorporation | memorandum articles |
| 2025-05-30 | CH01 | officers | change person director company with change date |
| 2025-05-30 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-04-14 | AA | accounts | accounts with accounts type full |
| 2025-04-07 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-08-21 | CH01 | officers | change person director company with change date |
| 2024-08-21 | CH01 | officers | change person director company with change date |
| 2024-04-22 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.