UK Companies House feature
PERSPECTIVE FINANCIAL GROUP LIMITED
Profile
- Company number
- 06455775
- Status
- Active
- Incorporation
- 2007-12-18
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Azets Audit Services
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Subsidiaries
- PFM Group Limited · 100% held · Group Holding Company
- Vista Platform Services Limited · 100% held · Dormant
- Perspective (North East) Limited · 100% held · IFA regulated business
- Perspective (North) Limited · 100% held · IFA regulated business
- Perspective (South) Limited · 100% held · IFA regulated business
- Perspective (Thornton Springer) Limited · 100% held · IFA regulated business
- Perspective (West) Limited · 100% held · IFA regulated business
- Perspective (South East) Limited · 100% held · IFA regulated business
- Perspective (Home Counties) Limited · 100% held · IFA regulated business
- Perspective (North West) Limited · 100% held · IFA regulated business
- Perspective (Midlands & Cheshire) Limited · 100% held · IFA regulated business
- Perspective (Oxon) Limited · 100% held · IFA regulated business
- Perspective (South West) Limited · 100% held · IFA regulated business
- Perspective (HNH) Limited · 100% held · IFA regulated business
- Perspective (Central & East) Limited · 100% held · IFA regulated business
- Perspective (Gould Financial Planning) Limited · 100% held · IFA regulated business
- Perspective (East Anglia) Limited · 100% held · IFA regulated business
- Perspective (Springfield) Limited · 100% held · IFA regulated business
- Perspective (Avon) Limited · 100% held · Dormant
- HNH Financial Services Holdings Limited · 100% held · Holding company
- Abbey Meads Financial Ltd · 100% held · Dormant
- ILPG Ltd · 100% held · Holding company
- Wingham Wyatt Group Ltd · 100% held · Holding company
- Wingham Wyatt Financial Advisers Limited · 100% held · Dormant
- Investment Principles Limited · 100% held · Dormant
- Galloway Whitfield (Life & Pensions) Limited · 100% held · IFA regulated business
- Warnes Anderton Limited · 100% held · Dormant
- RPG Financial Limited · 100% held · IFA regulated business
- Financial Connection Wealth Management Limited · 100% held · Dormant
- Chambers & Co (Chelmsford) Limited · 100% held · IFA regulated business
- Shirebrook Wealth Management Limited · 100% held · IFA regulated business
- Prolific Financial Holdings Limited · 100% held · Holding company
- Prolific Group Limited · 100% held · Holding company
- Prolific Financial Services Limited · 100% held · Dormant
- St Lawrence Investment & Pension Solutions Limited · 100% held · Dormant
- Bowman Financial Planning Limited · 100% held · Dormant
- Quantum Portfolio Management Limited · 100% held · Dormant
- Avon Financial Advisers Limited · 100% held · Dormant
- Beanland Financial Services Limited · 100% held · Dormant
- Searchlight Holdings Limited · 100% held · Holding company
- Searchlight Investments Limited · 100% held · Dormant
- Stafford & Co. Ltd · 100% held · Dormant
- Stafford Financial Planning Ltd · 100% held · Dormant
- Charles Reynolds & Associates Limited · 100% held · Holding company
- Charles Reynolds & Associates (Independent Financial Advisers Limited) · 100% held · IFA regulated business
- Future Lifestyle Limited · 100% held · Dormant
- Vivienne Shepherd Limited · 100% held · Dormant
- McGregors Wealth Management Limited · 100% held · Dormant
- Platinum Portfolios Limited · 100% held · Dormant
- Prosperity (Holdings) Limited · 50% held · Holding company
- Prosperity (GB) Limited · 50% held · IFA regulated business
- Ramsey Financial (Cambs) Limited · 100% held · Dormant
- Goldwyns Wealth Management Limited · 100% held · Dormant
- Informed Financial Advice Limited · 100% held · Dormant
- P Bennett & Associates Limited · 100% held · Dormant
- Marlborough Place Ltd · 100% held · Dormant
- Airedale PFS Limited · 100% held · Dormant
- Millfield Osceola Financial Consultancy Limited · 100% held · IFA regulated business
- Pilkington Aspinall And Bury Limited · 100% held · IFA regulated business
- Foinaven Asset Management Limited · 100% held · IFA regulated business
- PW Financial Management Limited · 100% held · IFA regulated business
- Tony Fenton & Sons Wealth Management Limited · 100% held · IFA regulated business
- Watson Buckle Wealth Management Ltd · 50% held · United Kingdom · IFA regulated business
Significant events
- “Following the end of 2024, the Group has successfully made several acquisitions comprising of: (i) the entire ordinary share capital of Chapter Wealth Management Ltd, Inspirational Financial Planning Ltd, Paul Horton Financial Solutions Limited, Friendly Wealth Management Ltd, BSQFA Limited, VMCFA LTD, PFA Limited, PMCO Limited, Clarendon Financial Planning Ltd, Sapient Wealth Management Limited, Mat White Financial Services Limited; and (ii) the trade and assets of Square One Financial Planning Limited, Select Financial Solutions Limited, Clarendon LLP, Lifestyle Financial Services (Droitwich) Limited, Sirius Money Management Limited and Bayham Wealth LLP. The goodwill arising on these acquisitions has been estimated at £31m.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HESKETH, David John Philip | Secretary | 2013-12-19 | — | — |
| HEPWORTH, Julie Suzanne | Director | 2013-12-19 | Mar 1974 | British |
| HESKETH, David John Philip | Director | 2013-12-19 | May 1981 | British |
| WARD, Sam Philip | Director | 2024-08-31 | May 1986 | British |
| WILKINSON, Ian Mitcheal | Director | 2013-12-19 | Nov 1970 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CARR, Philip Alexander | Secretary | 2012-07-26 | 2013-12-19 |
| MORROW, Anthony Jackson | Secretary | 2007-12-18 | 2012-07-26 |
| CARR, Philip Alexander | Director | 2007-12-18 | 2013-12-19 |
| CRADDOCK, Peter Martin | Director | 2011-08-02 | 2013-12-19 |
| HOGARTH, Paul Henry | Director | 2007-12-18 | 2019-12-20 |
| KEELING, Damian John | Director | 2007-12-18 | 2014-06-01 |
| MORROW, Anthony Jackson | Director | 2007-12-18 | 2014-03-03 |
| NEWTON, Paul Michael | Director | 2010-08-02 | 2019-12-20 |
| ROGAN, Michael Peter | Director | 2010-08-02 | 2019-12-20 |
| SMITH, Anthony Arthur James Bannard | Director | 2008-04-02 | 2009-06-23 |
| MOSAIC PRIVATE EQUITY LIMITED | Corporate Director | 2008-04-02 | 2019-12-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cbpe Capital Ix Gp Llp | Corporate entity | Shares 50–75%, ownership-of-shares-50-to-75-percent-as-firm | 2019-12-20 | Ceased 2024-05-08 |
| Cbpe Capital Llp | Corporate entity | Voting 50–75%, voting-rights-50-to-75-percent-as-firm, Appoints directors, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm | 2019-12-20 | Ceased 2024-05-08 |
| Mr Paul Henry Hogarth | Individual | Shares 25–50%, Voting 25–50%, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm | 2016-04-06 | Ceased 2019-12-20 |
Filing timeline
Last 20 of 219 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-11-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-10-04 | AAMD | accounts | accounts amended with accounts type group |
| 2025-09-05 | AA | accounts | accounts with accounts type group |
| 2025-06-09 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-03-05 | CH01 | officers | change person director company with change date |
| 2024-12-18 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-10-07 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-09-16 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-09-16 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-09-16 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-09-04 | AP01 | officers | appoint person director company with name date |
| 2024-09-04 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-09-04 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-09-04 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-09-03 | AA | accounts | accounts with accounts type group |
| 2024-07-26 | PSC08 | persons-with-significant-control | notification of a person with significant control statement |
| 2024-07-26 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-07-26 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2023-12-21 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-12-21 | CH01 | officers | change person director company with change date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.