UK Companies House feature
PREPAID FINANCIAL SERVICES LIMITED
Profile
- Company number
- 06337638
- Status
- Active
- Incorporation
- 2007-08-08
- Last accounts made up
- 2025-06-30
- Account category
- FULL
- Primary SIC
- 64929
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“During the year ended 30 June 2025, the Company recognised a profit after tax of £5,177,000 (2024: £5,522,000) reflecting the increase in interest income from bond investments offset by increase in employee related expenses. The Company recognised an operating cash inflow of £4,649,000 (2024: £3,649,000). As at 30 June 2025, the Company had net current liabilities of £220,122,000 (2024: £206,304,000). The Directors note that the net current asset deficiency results solely from: The classification of Liabilities to stored value accounts holders as current liabilities on the basis these are on-demand cardholder liabilities; and A portion of the surplus segregated funds being classified as non-current assets due to investment of these funds into secure, liquid and zero credit risk-weighted bonds with maturities greater than 12 months. Please refer to further details of the Segregated funds and bond assets and liabilities to stored value account holders in Notes 13, 17 and 19 including further details on the financial risk management considerations for the Company.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 20 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DENNING, Anushka Helene | Secretary | 2023-10-31 | — | — |
| BRENNAN, Michael James | Director | 2025-04-30 | Aug 1971 | British |
| BUHAGIAR, Lorraine Joanna | Director | 2021-11-24 | Aug 1971 | British |
| FAY, James Edward Hargreave | Director | 2026-03-19 | Aug 1979 | Australian |
| OLDING, Adam Rhys | Director | 2025-04-02 | Dec 1971 | Australian |
Show 20 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DUDDY, Niamh | Secretary | 2022-01-17 | 2022-03-18 |
| SMYTH, Cathal | Secretary | 2021-07-19 | 2022-01-07 |
| TISSERA-ISAACS, Sonya | Secretary | 2022-03-18 | 2023-10-31 |
| TISSERA-ISAACS, Sonya | Secretary | 2022-01-07 | 2022-01-17 |
| WILLIS, Valerie | Secretary | 2009-01-07 | 2020-03-31 |
| ABERGAN REED NOMINEES LIMITED | Corporate Secretary | 2007-08-08 | 2008-03-17 |
| IBC CONSULTING (UK) LTD | Corporate Secretary | 2007-08-08 | 2009-03-29 |
| BETTS, Andrew | Director | 2020-03-31 | 2022-09-01 |
| BRITTON, Lee James | Director | 2016-01-01 | 2021-10-29 |
| CREGAN, Thomas Anthony | Director | 2021-10-06 | 2021-11-24 |
| CURNEEN, David | Director | 2022-02-28 | 2022-09-30 |
| KHEERBAT, Manoj | Director | 2023-06-02 | 2025-04-29 |
| LIOW YUNE LOY, Joseph Jerry | Director | 2024-03-20 | 2026-04-28 |
| MARTIN, Christopher | Director | 2007-08-08 | 2010-04-01 |
| MORAN, Noel Gerard, Mr. | Director | 2008-03-29 | 2021-06-29 |
| OLDING, Adam Rhys | Director | 2025-02-18 | 2025-03-14 |
| POWER, Jennie Patricia | Director | 2022-12-23 | 2024-05-03 |
| ROSE, Oren Haim | Director | 2016-01-01 | 2020-03-31 |
| WILLIS, Valerie | Director | 2011-06-01 | 2020-03-31 |
| ABERGAN REED LIMITED | Corporate Director | 2007-08-08 | 2008-03-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Noel Moran | Individual | Shares 50–75% | 2016-08-08 | Ceased 2020-03-31 |
| Prepaid Financial Services (Ireland) Ltd | Corporate entity | Shares 75–100% | 2016-08-08 | Ceased 2016-08-08 |
Filing timeline
Last 20 of 125 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-01 | TM01 | officers | termination director company with name termination date |
| 2026-04-17 | AP01 | officers | appoint person director company with name date |
| 2025-11-10 | AA | accounts | accounts with accounts type full |
| 2025-06-02 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-05-29 | AP01 | officers | appoint person director company with name date |
| 2025-05-01 | TM01 | officers | termination director company with name termination date |
| 2025-04-03 | AP01 | officers | appoint person director company with name date |
| 2025-03-18 | TM01 | officers | termination director company with name termination date |
| 2025-03-11 | AP01 | officers | appoint person director company with name date |
| 2025-01-07 | AA | accounts | accounts with accounts type full |
| 2024-10-14 | MR04 | mortgage | mortgage satisfy charge part |
| 2024-10-02 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-05-29 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-05-07 | TM01 | officers | termination director company with name termination date |
| 2024-04-08 | AP01 | officers | appoint person director company with name date |
| 2024-03-23 | AA | accounts | accounts with accounts type full |
| 2023-11-06 | TM02 | officers | termination secretary company with name termination date |
| 2023-11-06 | AP03 | officers | appoint person secretary company with name date |
| 2023-09-09 | RP04AP01 | officers | second filing of director appointment with name |
| 2023-07-06 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory