UK Companies House feature
RIVERS FINANCE LIMITED
Cash
£92K
+53% vs 2024
Net assets
£107K
-31.7% vs 2024
Employees
2
0% vs 2024
Profit before tax
£101K
-13.3% vs 2024
Profile
- Company number
- 06213923
- Status
- Active
- Incorporation
- 2007-04-16
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 64910
- Hubs
- UK Fintech
Net assets
4-year trend · vs UK Fintech median
Accounts
4-year trend · latest 2025-03-31
| Metric | Trend | 2020-03-31 | 2021-03-31 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | — | — | £116,325 | £100,853 | |
| Net profit | — | — | £87,244 | £75,640 | |
| Cash | — | — | £60,002 | £91,814 | |
| Total assets less current liabilities | — | — | — | — | |
| Net assets | £5,000 | £5,000 | £155,876 | £106,516 | |
| Equity | £5,000 | £5,000 | £155,876 | £106,516 | |
| Average employees | — | — | 2 | 2 | |
| Wages | — | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- KLSA LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DARYANI, Ratankumar | Secretary | 2013-08-14 | — | — |
| DARYANI, Ratankumar | Director | 2007-04-16 | Aug 1960 | British |
| FRIEND, Michael David | Director | 2020-12-08 | Feb 1958 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DARYANI, Padu Gobind | Secretary | 2007-04-16 | 2007-04-24 |
| DARYANI, Pushpa | Secretary | 2012-08-31 | 2013-08-14 |
| DARYANI, Ratankumar | Secretary | 2007-04-24 | 2012-08-31 |
| FOOT, Heather | Director | 2010-03-01 | 2012-03-31 |
| FOOT, Raymond Ernest Douglas | Director | 2007-04-24 | 2010-01-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Rivers Leasing Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-02-08 | Active |
| Mr Ratankumar Daryani | Individual | Shares 75–100% | 2020-10-14 | Ceased 2024-02-08 |
| Rivers Finance Group Plc | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2020-10-14 |
Filing timeline
Last 20 of 75 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-19 | CH01 | officers | change person director company with change date |
| 2025-08-27 | AA | accounts | accounts with accounts type full |
| 2025-07-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-10 | AA | accounts | accounts with accounts type small |
| 2024-07-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-02-08 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-02-08 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2023-12-15 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-08-08 | AA | accounts | accounts with accounts type small |
| 2023-07-03 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-08-25 | AA | accounts | accounts with accounts type small |
| 2022-07-05 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-08-05 | AA | accounts | accounts with accounts type total exemption full |
| 2021-07-02 | PSC01 | persons-with-significant-control | notification of a person with significant control |
| 2021-07-02 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2021-07-02 | CS01 | confirmation-statement | confirmation statement with updates |
| 2021-06-02 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2021-04-22 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2020-12-08 | AP01 | officers | appoint person director company with name date |
| 2020-07-23 | AA | accounts | accounts with accounts type total exemption full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
16.5
COLD
/ 100
- Filings velocity 25
- Capital events 0
- Officer churn 0
- Headcount trajectory 50
- Accounts trajectory 18
- 3 filing(s) in last 12 months
- Employees +0% YoY
- Net Assets -32% YoY