UK Companies House feature
PAYMENT CARD SOLUTIONS (UK) LIMITED
Cash
£86M
+45.8% vs 2023
Net assets
£7M
+23.1% vs 2023
Employees
88
+31.3% vs 2023
Profit before tax
£865K
-53% vs 2023
Profile
- Company number
- 05941947
- Status
- Active
- Incorporation
- 2006-09-20
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 62090
Net assets
6-year trend · vs UK AI & Enterprise SaaS median
Accounts
6-year trend · latest 2024-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | £3,490,611 | £2,709,363 | — | — | — | — | |
| Operating profit | £1,040,801 | -£21,302 | — | — | — | — | |
| Profit before tax | £1,031,974 | -£44,204 | — | £163,343 | £1,839,470 | £865,459 | |
| Net profit | £989,003 | £139,314 | — | £244,860 | £1,739,328 | £825,416 | |
| Cash | £5,392,627 | £11,952,017 | — | £53,686,046 | £58,885,961 | £85,830,881 | |
| Total assets less current liabilities | £1,993,555 | £2,806,050 | — | £2,098,590 | £5,796,893 | £7,172,291 | |
| Net assets | £1,989,626 | £1,903,686 | — | £2,098,590 | £5,772,210 | £7,107,565 | |
| Equity | £1,989,626 | £1,903,686 | — | £2,098,590 | £5,772,210 | £7,107,565 | |
| Average employees | 16 | 25 | — | 49 | 67 | 88 | |
| Wages | — | — | — | £2,560,402 | £5,265,834 | £6,366,273 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Kirk Rice LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”
Significant events
- “The parent company and its subsidiary companies was acquired by BC Midco Pte, Ltd on 29th December 2022.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GULATI, Disha | Secretary | 2025-08-11 | — | — |
| BENISTY, Livia | Director | 2024-06-10 | Nov 1983 | British |
| HENSBY, Olivier Simon | Director | 2024-01-02 | May 1982 | British |
| JENNINGS, Thomas Michael Richard | Director | 2023-01-04 | Jun 1981 | British |
| SWINTON, Paul John | Director | 2006-09-20 | Jul 1973 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANDERSON, Robert | Secretary | 2006-09-20 | 2006-11-08 |
| SWINTON, Paul John | Secretary | 2006-11-08 | 2025-08-11 |
| ANDERSON, Robert William | Director | 2006-11-02 | 2025-02-28 |
| BARNES, Peter Anthony | Director | 2020-06-16 | 2022-12-31 |
| DAY, Robin Alan | Director | 2006-11-02 | 2009-01-08 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Paul Swinton | Individual | Voting 50–75% | 2016-04-27 | Ceased 2022-12-29 |
| Mr Robert William Anderson | Individual | Voting 25–50% | 2016-04-27 | Ceased 2022-12-29 |
| Payment Card Solutions Group Ltd | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-27 | Active |
Filing timeline
Last 20 of 108 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-09 | CH01 | officers | change person director company with change date |
| 2026-03-09 | CH01 | officers | change person director company with change date |
| 2025-10-03 | CH01 | officers | change person director company with change date |
| 2025-10-03 | CH01 | officers | change person director company with change date |
| 2025-09-24 | AA | accounts | accounts with accounts type full |
| 2025-08-13 | AP03 | officers | appoint person secretary company with name date |
| 2025-08-13 | TM02 | officers | termination secretary company with name termination date |
| 2025-07-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-07-02 | AD02 | address | change sail address company with old address new address |
| 2025-03-06 | TM01 | officers | termination director company with name termination date |
| 2024-12-10 | AD01 | address | change registered office address company with date old address new address |
| 2024-07-01 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-06-10 | AP01 | officers | appoint person director company with name date |
| 2024-05-20 | AA | accounts | accounts with accounts type full |
| 2024-02-08 | RP04SH01 | capital | second filing capital allotment shares |
| 2024-01-31 | SH01 | capital | capital allotment shares |
| 2024-01-15 | AP01 | officers | appoint person director company with name date |
| 2023-11-22 | AA | accounts | accounts with accounts type full |
| 2023-09-26 | SH01 | capital | capital allotment shares |
| 2023-07-03 | CS01 | confirmation-statement | confirmation statement with updates |
Credit score
Altman Z″ (private-firm) · reference 2024-12-31
0.60
DISTRESS
Altman Z″
- Working capital / Total assets 0.070 × 6.56 = +0.46
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.009 × 6.72 = +0.06
- Book equity / Total liabilities 0.082 × 1.05 = +0.09
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory