UK Companies House feature
JOHN CHARCOL MORTGAGES LIMITED
Profile
- Company number
- 05860900
- Status
- Active
- Incorporation
- 2006-06-28
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Bishop Fleming Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. The directors have at the time of approving the financial statements, a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements”
Significant events
- “The group was acquired by Pivotal Growth Limited on 4th April 2024. Post acquisition, the Group's ultimate parent undertaking and controlling party is Mottram TopCo Limited.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GIBSON, Jeremy Paul | Director | 2024-04-04 | May 1973 | British |
| PRAKASH, Mayank | Director | 2025-10-21 | Jan 1973 | British |
| WALKLIN-KNIGHT, Lisa Zina | Director | 2024-04-04 | Jul 1979 | British |
| WALLIS, Christopher | Director | 2024-04-04 | Apr 1967 | British |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| LARKIN, Benjamin Daniel | Secretary | 2006-06-28 | 2017-08-10 |
| AVRILI, Walter Anthony | Director | 2016-01-13 | 2018-02-23 |
| DARBY, Ian Stuart | Director | 2016-01-13 | 2019-04-23 |
| EMBLEY, Simon David | Director | 2024-04-04 | 2025-10-21 |
| FLEET, Mark Russell | Director | 2017-09-20 | 2019-04-23 |
| KNIGHT, Simon Timothy Talbot | Director | 2016-01-13 | 2017-06-30 |
| LARKIN, Benjamin Daniel | Director | 2006-06-28 | 2017-08-10 |
| PEARSON, Andrew Phillip | Director | 2019-04-23 | 2024-04-04 |
| SOMERSET, Luke | Director | 2019-05-01 | 2021-04-15 |
| WILLIAMS, Peter | Director | 2006-06-28 | 2017-08-10 |
| WINKS, Nicholas Paul David | Director | 2021-03-02 | 2024-04-04 |
| WOODALL, Mark James | Director | 2016-09-23 | 2019-04-23 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Sfg Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 106 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-30 | AD01 | address | change registered office address company with date old address new address |
| 2026-01-08 | RESOLUTIONS | resolution | resolution |
| 2026-01-08 | MA | incorporation | memorandum articles |
| 2025-12-27 | CC04 | change-of-constitution | statement of companys objects |
| 2025-12-22 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-10-21 | AP01 | officers | appoint person director company with name date |
| 2025-10-21 | TM01 | officers | termination director company with name termination date |
| 2025-10-06 | AA | accounts | accounts with accounts type full |
| 2025-07-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-30 | AA01 | accounts | change account reference date company current shortened |
| 2024-09-27 | AA | accounts | accounts with accounts type full |
| 2024-07-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-05-15 | AD01 | address | change registered office address company with date old address new address |
| 2024-04-22 | AP01 | officers | appoint person director company with name date |
| 2024-04-22 | AP01 | officers | appoint person director company with name date |
| 2024-04-15 | AP01 | officers | appoint person director company with name date |
| 2024-04-15 | AP01 | officers | appoint person director company with name date |
| 2024-04-15 | TM01 | officers | termination director company with name termination date |
| 2024-04-15 | TM01 | officers | termination director company with name termination date |
| 2024-04-15 | MR04 | mortgage | mortgage satisfy charge full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory