UK Companies House feature
EVERYDAY LENDING LIMITED
Profile
- Company number
- 05850869
- Status
- Active
- Incorporation
- 2006-06-19
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- UK-adopted international accounting standards
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Given the strong balance sheet and cash position the Directors have a reasonable expectation that the Group and Company have sufficient liquidity to continue to operate for the foreseeable future. Therefore, a going concern basis has been adopted in the preparation of the financial statements”
Significant events
- “On 19 September 2024, the scheme of arrangement (the "Scheme") to address the Company's redress liabilities successfully closed and £13.95m was paid out to Scheme claimants.”
- “In April 2024, the Company's Board of Directors approved a new Risk Management Framework, Risk Appetite Statement, key risk indicators and tolerance levels/thresholds. A new risk management system was also selected and launched during the financial year. In October 2024, the Company's Board of Directors dissolved the Audit and Risk Committee and established separate Audit and Risk Committees.”
- “In line with this commitment, Evlo launched a new lending system in October 2024.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 31 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DOHERTY, John | Secretary | 2024-07-17 | — | — |
| GAGIE, David Ronald | Director | 2023-11-20 | Feb 1955 | British |
| GILLESPIE, Jonathan Richard | Director | 2019-12-17 | Nov 1972 | British |
| JOSEPH, Serena Mary | Director | 2024-09-02 | Dec 1964 | British |
| PEARSON, Christopher John | Director | 2023-02-01 | Jun 1982 | British |
Show 31 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANDERSON, Christopher Geoffrey | Secretary | 2013-10-01 | 2016-07-28 |
| ANDERSON, Christopher | Secretary | 2006-07-06 | 2008-11-30 |
| HOLE, Jonathan | Secretary | 2017-12-01 | 2019-01-04 |
| MALONE, Daniel Martin | Secretary | 2012-11-01 | 2013-09-30 |
| NORRIS, Charlotte Anne | Secretary | 2022-10-04 | 2024-03-28 |
| PATEL, Reena | Secretary | 2019-01-23 | 2022-08-12 |
| PETERS, Sheila | Secretary | 2006-06-19 | 2006-07-06 |
| WAXLER, Raquel | Secretary | 2008-12-01 | 2012-10-31 |
| WHITE, Steven Douglas | Secretary | 2016-07-28 | 2017-12-01 |
| ALLY, Bibi Rahima | Director | 2006-06-19 | 2006-07-06 |
| ANDERSON, Christopher Geoffrey | Director | 2013-07-15 | 2016-08-02 |
| BOVINGTON, Jason | Director | 2022-10-04 | 2024-02-20 |
| BOWERS, Jonathan Miles | Director | 2012-06-08 | 2016-04-13 |
| CRESSWELL-TURNER, Miles Marius | Director | 2016-04-13 | 2019-10-21 |
| CUTTER, Christian | Director | 2022-10-04 | 2024-12-18 |
| DAY, Sarah Louise | Director | 2022-07-19 | 2025-11-14 |
| DE BLOCQ VAN KUFFELER, John Philip | Director | 2020-05-19 | 2021-08-31 |
| FLINT, Mareena | Director | 2019-05-01 | 2021-07-15 |
| FORSYTH, Andrew James | Director | 2021-03-26 | 2023-11-07 |
| GILL, Paul | Director | 2019-01-23 | 2022-03-31 |
| GREGSON, Charles Henry | Director | 2022-07-19 | 2023-06-23 |
| HERRATT, Francesca | Director | 2019-05-01 | 2020-12-16 |
| HOWELLS, Marc Richard | Director | 2018-10-17 | 2019-10-01 |
| MALONE, Daniel Martin | Director | 2006-07-06 | 2017-05-12 |
| MARROW, Paul | Director | 2012-06-08 | 2016-04-13 |
| REYNOLDS, Peter Forbes Michael | Director | 2017-10-02 | 2022-05-06 |
| RIDLINGTON, Mark Edward | Director | 2006-07-06 | 2017-05-31 |
| TEUNON, Nicholas John | Director | 2016-04-13 | 2020-04-30 |
| WHITE, Steven Douglas | Director | 2016-07-28 | 2020-10-31 |
| WIGGINS, Jonathan Christopher | Director | 2017-06-01 | 2022-06-24 |
| WILLIAMS, Terence Ivan | Director | 2006-07-06 | 2013-07-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Everyday Loans Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2017-06-19 | Active |
Filing timeline
Last 20 of 181 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-01 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-02-02 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-12-17 | AD01 | address | change registered office address company with date old address new address |
| 2025-11-22 | TM01 | officers | termination director company with name termination date |
| 2025-11-06 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-08-01 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-07-02 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-06-03 | CH01 | officers | change person director company with change date |
| 2025-06-03 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-06-03 | AD01 | address | change registered office address company with date old address new address |
| 2025-05-09 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-04-25 | AA | accounts | accounts with accounts type full |
| 2025-02-06 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-12-19 | TM01 | officers | termination director company with name termination date |
| 2024-12-16 | CH01 | officers | change person director company with change date |
| 2024-11-07 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-09-05 | AP01 | officers | appoint person director company with name date |
| 2024-08-09 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-08-02 | CH01 | officers | change person director company with change date |
| 2024-07-17 | AP03 | officers | appoint person secretary company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory