Cash

£12M

+62.9% vs 2023

Net assets

£9M

+78.6% vs 2023

Employees

29

0% vs 2023

Profit before tax

£3M

+155.8% vs 2023

Profile

Company number
05614477
Status
Active
Incorporation
2005-11-07
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
64999
Hubs
UK Fintech

Profit before tax

7-year trend · vs UK Fintech median

£0£2.5m£5m2018201920202021202220232024
SPREAD CO LIMITED

Accounts

7-year trend · latest 2024-12-31

Metric Trend 2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31
Turnover £3,898,079
Operating profit -£300,787
Profit before tax -£305,627-£6,077,036£3,391,901
Net profit -£305,627-£5,872,778£4,270,750
Cash £4,249,534£7,336,718£11,953,785
Total assets less current liabilities £11,577,910£5,291,895£9,452,645
Net assets
Equity £11,469,220£8,809,236£11,577,910£5,291,895£9,452,645
Average employees 282929
Wages £1,526,355£1,761,822£2,253,973

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Fisher, Sassoon & Marks
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“At the time of approving the financial statements, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

3 active · 7 resigned

Name Role Appointed Born Nationality
COSTLEY, Julian Conway Director 2011-12-15 Apr 1952 British
PABARI, Ajay Director 2005-11-07 Oct 1959 British
THAKRAR, Bharat Kumar Hirji Director 2011-12-15 Jul 1957 British
Show 7 resigned officers
Name Role Appointed Resigned
WRIGHT, Emma Jayne Secretary 2005-12-15 2009-11-20
SH COMPANY SECRETARIES LIMITED Corporate Secretary 2005-11-07 2005-12-15
FUNNELL, Matthew Leslie Director 2009-06-17 2009-10-16
MAY, Carolyn Anne Louise Director 2009-01-09 2009-10-26
PABARI, Neil Director 2007-06-19 2008-12-10
SILVESTER, Jonathan Daniel Director 2009-11-11 2013-01-23
WRIGHT, Emma Jane Director 2005-11-07 2007-06-19

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Spread Co Uk Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors, significant-influence-or-control-as-firm 2016-11-01 Active

Filing timeline

Last 20 of 84 total filings

Date Type Category Description
2025-11-06 AD02 address change sail address company with old address new address
2025-11-05 CS01 confirmation-statement confirmation statement with no updates
2025-07-29 AA accounts accounts with accounts type full
2024-11-04 CS01 confirmation-statement confirmation statement with no updates
2024-09-26 AA accounts accounts with accounts type full
2023-11-07 CS01 confirmation-statement confirmation statement with no updates
2023-08-16 AA accounts accounts with accounts type full
2022-11-03 CS01 confirmation-statement confirmation statement with no updates
2022-09-28 AA accounts accounts with accounts type full
2021-11-03 CS01 confirmation-statement confirmation statement with no updates
2021-06-29 AA accounts accounts with accounts type full
2020-11-03 CS01 confirmation-statement confirmation statement with no updates
2020-11-03 AA accounts accounts with accounts type full
2019-11-08 CS01 confirmation-statement confirmation statement with no updates
2019-04-18 AA accounts accounts with accounts type full
2018-11-05 CS01 confirmation-statement confirmation statement with no updates
2018-09-18 AA accounts accounts with accounts type full
2018-09-04 MR04 mortgage mortgage satisfy charge full
2017-11-13 CS01 confirmation-statement confirmation statement with no updates
2017-05-12 AA accounts accounts with accounts type full

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires retained earnings proxy, book equity — not present in the latest extracted accounts.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page