UK Companies House feature
IPRISM UNDERWRITING AGENCY LIMITED
Cash
£6M
-0.3% vs 2024
Net assets
£4M
+10.4% vs 2024
Employees
60
+5.3% vs 2024
Profit before tax
£1M
+32.8% vs 2024
Profile
- Company number
- 05604278
- Status
- Active
- Incorporation
- 2005-10-26
- Last accounts made up
- 2025-06-30
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Net assets
3-year trend · vs UK Fintech median
IPRISM UNDERWRITING AGENCY LIMITED
IPRISM UNDERWRITING AGENCY LIMITED
IPRISM UNDERWRITING AGENCY LIMITED
IPRISM UNDERWRITING AGENCY LIMITED
Accounts
3-year trend · latest 2025-06-30
| Metric | Trend | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|
| Turnover | — | — | — | |
| Operating profit | — | — | — | |
| Profit before tax | £1,940,628 | £1,087,294 | £1,444,365 | |
| Net profit | £1,801,330 | £882,263 | £1,269,863 | |
| Cash | £5,334,695 | £6,270,706 | £6,249,573 | |
| Total assets less current liabilities | £3,033,433 | £3,964,308 | £4,417,704 | |
| Net assets | £2,875,397 | £3,757,660 | £4,149,523 | |
| Equity | £2,875,397 | £3,757,660 | £4,149,523 | |
| Average employees | 45 | 57 | 60 | |
| Wages | — | £3,332,976 | £3,651,185 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Azets Audit Services
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt a going concern basis in preparing the annual financial statements.”
Subsidiaries
- Nova Risk Solutions Limited · 1% held · England and Wales · trading entity
- Metier Trading Limited · 1% held · England and Wales · dormant
- Broker Power Limited · 1% held · England and Wales · dormant since incorporation
- Click 2 Compare Limited · 1% held · England and Wales · dormant since incorporation
- House & Home Insurance Services Limited · 1% held · England and Wales · dormant since incorporation
Significant events
- “On 7 July 2025, iprism Underwriting Agency Limited declared a final dividend of £674,000 in respect of the year ending 30 June 2025, payable to Eagle 2018 Limited. As the dividend was declared after the financial year-end, it has not been recognised in these financial statements.”
- “On 3 February 2026, following a group restructure, the 100% shareholding in iprism Underwriting Agency Limited held by Eagle 2018 Limited was transferred to iprism Holdings Limited.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 21 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BOSAMIA, Rajesh | Director | 2018-12-18 | Apr 1969 | British |
| HARMER, Bradley | Director | 2023-10-23 | Mar 1991 | British |
| LLOYD, Ian | Director | 2018-11-05 | Jun 1987 | British |
| RONCALLI, Manuela | Director | 2019-04-23 | May 1975 | Italian |
| SAUNDERS, Adrian Kevin | Director | 2024-04-01 | Aug 1964 | British |
| WOODHAMS, Aaron | Director | 2023-10-23 | Mar 1970 | British |
Show 21 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANSOAIN, Maria Carmen | Secretary | 2006-01-23 | 2006-10-09 |
| HANCOCK, Kevin John | Secretary | 2006-10-09 | 2012-05-03 |
| HENDERSON, Martin Robert | Nominee Secretary | 2005-10-26 | 2006-01-23 |
| YOST, Edward Stephen | Secretary | 2012-05-03 | 2018-03-21 |
| ALLY, Bibi Rahima | Nominee Director | 2005-10-26 | 2006-01-23 |
| BURKE, Gary Anthony | Director | 2006-01-23 | 2017-04-20 |
| CALDER, Colin John | Director | 2006-05-01 | 2017-05-31 |
| ESCOTT, Brent | Director | 2017-08-23 | 2018-11-09 |
| FILER, Nathaniel | Director | 2013-11-28 | 2016-03-14 |
| FLEMING, Kevin | Director | 2018-10-18 | 2021-11-02 |
| HANCOCK, Kevin John | Director | 2009-03-19 | 2016-03-14 |
| HARRIS, Adrian Cleminshaw | Director | 2006-02-20 | 2007-06-25 |
| JOHNSON, Gary | Director | 2018-12-18 | 2026-02-01 |
| LAWTON, John Richard | Director | 2012-12-13 | 2018-01-31 |
| LLOYD, Simon | Director | 2012-12-13 | 2017-03-18 |
| OXBORROW, Richard | Director | 2012-12-13 | 2018-07-18 |
| PIERS, Pim | Director | 2015-07-13 | 2016-03-14 |
| REYNOLDS, Timothy Edward | Director | 2007-06-25 | 2009-03-19 |
| SINCLAIR, Kevin Morris | Director | 2008-04-01 | 2009-03-19 |
| STOW, Graham Harold | Director | 2006-05-01 | 2016-12-31 |
| MAGENTA PARTNERS LLP | Corporate Director | 2010-11-11 | 2014-02-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Iprism Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2026-02-03 | Active |
| Eagle 2018 Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-10-23 | Ceased 2026-02-03 |
| Bowmark Capital Llp | Corporate entity | Appoints directors, significant-influence-or-control-as-firm | 2016-04-06 | Ceased 2019-10-23 |
| Spectrum (Bidco) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, right-to-appoint-and-remove-directors-as-firm | 2016-04-06 | Ceased 2019-10-23 |
Filing timeline
Last 20 of 176 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-30 | AA | accounts | accounts with accounts type full |
| 2026-02-04 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2026-02-04 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2026-02-03 | TM01 | officers | termination director company with name termination date |
| 2025-11-14 | CH01 | officers | change person director company with change date |
| 2025-10-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-03-25 | AA | accounts | accounts with accounts type full |
| 2025-02-05 | AD01 | address | change registered office address company with date old address new address |
| 2024-10-16 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-06-18 | CH01 | officers | change person director company with change date |
| 2024-05-14 | CH01 | officers | change person director company with change date |
| 2024-04-09 | AA | accounts | accounts with accounts type small |
| 2024-04-02 | AP01 | officers | appoint person director company with name date |
| 2023-10-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-10-26 | AP01 | officers | appoint person director company with name date |
| 2023-10-26 | AP01 | officers | appoint person director company with name date |
| 2023-04-17 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-03-23 | AA | accounts | accounts with accounts type small |
| 2022-10-14 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-10-04 | PSC05 | persons-with-significant-control | change to a person with significant control |
Credit score
Altman Z″ (private-firm) · reference 2025-06-30
3.23
SAFE
Altman Z″
- Working capital / Total assets 0.288 × 6.56 = +1.89
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.110 × 6.72 = +0.74
- Book equity / Total liabilities 0.572 × 1.05 = +0.60
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.