UK Companies House feature
CASHFLOWS EUROPE LIMITED
Profile
- Company number
- 05428358
- Status
- Active
- Incorporation
- 2005-04-19
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis, as CEL is expected to continue operational existence for at least twelve months. The Group was EBITDA positive through much of 2024 and is forecast to be profitable in 2025. The Board has received assurances that £40m shareholder loans due in 2026 will be restructured or refinanced.”
Subsidiaries
- PayCheckout BV · 100% held · Netherlands · Active
Significant events
- “In 2025 the Group has completed a restructure adding a new UK holding company to aid future financing arrangements.”
- “The board accepted a supplementary shareholder loan of £2,000,000 and sold Visa shares to a value of £2,984,000.”
- “Subsequent to year end, CEL incorporated a new UK holding company Cashflows Holdings Limited "CHL". This entity will not conduct any business other than the holding of the investment in other entities and treasury-related activities for the Group. CEL has received approval from both the FCA and DNB to the change in control request related to the insertion of CHL as the parent of CEL. At the time of signing this restructure has yet to be completed.”
- “Subsequent to year end the group accepted a supplementary loan of £1,000,000 from PSC Pooling III LP.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 30 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FITZSIMONS, Hannah Irene | Director | 2022-05-01 | May 1975 | British |
| GASCOIGNE, Ian Matthew Charles | Director | 2013-10-30 | Sep 1981 | British |
| HASLAM, Simon Mark | Director | 2021-08-24 | Nov 1961 | British |
| LEIGH, Julian Grant Beresford | Director | 2018-02-19 | Feb 1974 | British |
| MCMURRAY, Lindsey Villon | Director | 2017-09-26 | Jan 1971 | British |
Show 30 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRAMLEY, Clive Graeme | Secretary | 2009-10-20 | 2013-04-30 |
| GRANT, Peter William, Mr. | Secretary | 2005-04-19 | 2007-03-04 |
| HO, Michelle Ying-Chi | Secretary | 2022-01-27 | 2025-01-31 |
| OGDEN, Joane Elaine | Secretary | 2007-03-04 | 2009-10-20 |
| SZLACHTA, Przemek | Secretary | 2013-04-30 | 2016-01-31 |
| HAMMONDS SECRETARIES LIMITED | Corporate Secretary | 2005-04-19 | 2005-04-19 |
| BELSHAM, Martin David | Director | 2016-12-20 | 2020-02-19 |
| BENNETT, Jonathan Mark | Director | 2019-02-04 | 2020-04-17 |
| BRYCE, James Alexander | Director | 2011-11-21 | 2012-01-23 |
| COOPER, Steven Martin | Director | 2019-02-04 | 2026-04-30 |
| DANBY, Mark James | Director | 2012-01-23 | 2013-10-30 |
| ENGLAND, Michael James Peter | Director | 2011-11-21 | 2017-09-26 |
| GRAHAM, Neil Anthony | Director | 2014-02-06 | 2017-06-22 |
| GRAHAM, Neil Anthony | Director | 2012-08-07 | 2014-02-06 |
| GRANT, Peter William, Mr. | Director | 2005-04-19 | 2006-06-14 |
| GREGORY, Thomas James | Director | 2016-12-20 | 2018-04-03 |
| HJALMTYSSON, Gisli, Dr | Director | 2008-05-12 | 2011-11-04 |
| KING, Marion Ruth | Director | 2022-12-07 | 2026-04-30 |
| LAVELLE, Shaun | Director | 2011-05-03 | 2016-09-23 |
| MESLER, Amanda Jo | Director | 2019-09-26 | 2021-08-26 |
| OGDEN, Joanne Elaine | Director | 2010-05-24 | 2014-02-04 |
| OGDEN, Jonathan Nicholas | Director | 2005-04-19 | 2014-02-04 |
| PECK, Mat John | Director | 2019-02-04 | 2020-08-17 |
| PROTHERO, Caerwyn Geraint | Director | 2016-12-20 | 2018-12-18 |
| REDWOOD, Robert Mark | Director | 2016-12-20 | 2018-09-04 |
| RICHARDSON, James Andrew | Director | 2012-09-06 | 2013-08-16 |
| SAVAGE, Ian | Director | 2015-11-12 | 2017-12-31 |
| SMITH, Helen Louise | Director | 2019-12-02 | 2021-10-31 |
| TEAGUE, Peter Roy | Director | 2009-07-22 | 2010-04-30 |
| HAMMONDS DIRECTORS LIMITED | Corporate Director | 2005-04-19 | 2005-04-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cashflows Holdings Limited | Corporate entity | Shares 75–100% | 2025-07-16 | Active |
| Rgb Holding Limited | Corporate entity | Shares 75–100% | 2017-07-03 | Ceased 2025-07-16 |
| Cashflows Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2017-07-03 |
Filing timeline
Last 20 of 176 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-07 | TM01 | officers | termination director company with name termination date |
| 2026-05-07 | TM01 | officers | termination director company with name termination date |
| 2025-12-04 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-09-03 | AA | accounts | accounts with accounts type group |
| 2025-08-05 | SH01 | capital | capital allotment shares |
| 2025-07-29 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2025-07-18 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2025-07-08 | SH01 | capital | capital allotment shares |
| 2025-05-23 | MR04 | mortgage | mortgage satisfy charge part |
| 2025-02-12 | TM02 | officers | termination secretary company with name termination date |
| 2024-12-05 | RESOLUTIONS | resolution | resolution |
| 2024-11-27 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-11-27 | SH01 | capital | capital allotment shares |
| 2024-09-17 | AA | accounts | accounts with accounts type group |
| 2024-02-09 | RESOLUTIONS | resolution | resolution |
| 2024-01-16 | RESOLUTIONS | resolution | resolution |
| 2024-01-16 | MA | incorporation | memorandum articles |
| 2024-01-16 | MA | incorporation | memorandum articles |
| 2024-01-02 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-01-02 | SH01 | capital | capital allotment shares |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.