UK Companies House feature
MORE 2 LIFE LTD
Profile
- Company number
- 05390268
- Status
- Active
- Incorporation
- 2005-03-11
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64922
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on the going concern basis as the Directors have a reasonable expectation that the Company has adequate resources for a period of at least 12 months from the date of signing the financial statements.”
Significant events
- “The announcement of the UK General Election in the summer of 2024, coupled with the anticipated tough Chancellor's Budget in the autumn, followed by the US Presidential Election led customers to defer their decisions on extracting equity from their homes.”
- “In January 2024, we launched our exciting and innovative later life lending products which cater for a cohort of customers able to serve some interest and receive a lower cost of borrowing as a result.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
8 active · 16 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BUCHER, Lukas Martin | Director | 2018-09-26 | Nov 1976 | Swiss |
| DEAKIN, Andrew David | Director | 2018-09-26 | Mar 1973 | British |
| GROVES, Stephen James | Director | 2018-09-26 | Jan 1975 | British |
| HARRIS, David Michael | Director | 2013-09-18 | Mar 1967 | British |
| KENNEDY, Jane Anne | Director | 2024-07-08 | Feb 1963 | British |
| PERKIN, James Tristan | Director | 2026-01-28 | Sep 1980 | British |
| THOMPSON, Simon Christopher | Director | 2014-03-11 | Nov 1972 | British |
| YOUNG, David Thomas Mcaree | Director | 2018-09-26 | Jun 1961 | British |
Show 16 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CORNWALL, Steven Craig | Secretary | 2005-03-14 | 2006-08-12 |
| EVANS, Grant Dudley | Secretary | 2006-10-03 | 2007-04-25 |
| KILGALLON, Stephen Anthony | Secretary | 2007-04-25 | 2017-08-29 |
| WILSON, Paul Ernest Howard | Secretary | 2006-08-12 | 2006-10-02 |
| FORM 10 SECRETARIES FD LTD | Corporate Nominee Secretary | 2005-03-11 | 2005-03-14 |
| CLARK, James Roy | Director | 2006-02-01 | 2013-08-21 |
| CORNWALL, Steven Craig | Director | 2005-03-14 | 2006-02-01 |
| DREW, Simon Richard | Director | 2021-07-26 | 2025-07-31 |
| KING, Jonathan Peter | Director | 2010-10-22 | 2013-09-13 |
| MIRFIN, Dean Russell | Director | 2013-09-13 | 2014-02-10 |
| MIRFIN, Dean Russell | Director | 2006-02-01 | 2006-09-08 |
| OVERSON, Richard John | Director | 2006-02-01 | 2006-09-08 |
| SCOTT, Robert James | Director | 2017-07-18 | 2021-03-31 |
| TAYLOR, Colin | Director | 2005-03-14 | 2017-08-03 |
| WILSON, Paul Ernest Howard | Director | 2005-03-14 | 2012-03-06 |
| FORM 10 DIRECTORS FD LTD | Corporate Nominee Director | 2005-03-11 | 2005-03-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Krs Finance Ltd | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 114 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-13 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-02-05 | AP01 | officers | appoint person director company with name date |
| 2025-08-29 | AA | accounts | accounts with accounts type full |
| 2025-08-04 | TM01 | officers | termination director company with name termination date |
| 2025-03-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-02 | AA | accounts | accounts with accounts type full |
| 2024-07-08 | AP01 | officers | appoint person director company with name date |
| 2024-03-18 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-11-24 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-10-13 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-09-29 | AA | accounts | accounts with accounts type full |
| 2023-03-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-11-02 | CH01 | officers | change person director company with change date |
| 2022-11-02 | CH01 | officers | change person director company with change date |
| 2022-09-12 | AA | accounts | accounts with accounts type full |
| 2022-03-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-09-27 | AA | accounts | accounts with accounts type full |
| 2021-08-23 | AP01 | officers | appoint person director company with name date |
| 2021-04-19 | TM01 | officers | termination director company with name termination date |
| 2021-03-12 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory