UK Companies House feature
PHILLIPS & COHEN ASSOCIATES (UK) LIMITED
Profile
- Company number
- 05284353
- Status
- Active
- Incorporation
- 2004-11-11
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- EisnerAmper Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the balance sheet date the company had a significant cash balance and strong net current asset position. The financial forecasts prepared by the directors show that the company will be able to operate within the facilities available to it. On the basis of the above, the directors have considered it appropriate to prepare the accounts on a going concern basis.”
Subsidiaries
- Ardent Credit Services Limited · 100% held · Debt collection services
- Estate Resolution Technology (UK) Limited · 100% held · Estate administration
Significant events
- “During 2023 the company acquired Ardent Credit Services Ltd, a debt collection agency and debt purchaser based in Liverpool.”
- “In 2024, the group took a write down against the German entity's intercompany account of £0.4m. Write downs from other group entities were £0.4m. These have been shown as an exceptional administrative expense in the financial statements.”
- “On 26 March 2025, the PCA Group refinanced the business' debt and consequently the facility with Wilmington Trust was re-paid.”
- “On 6 February 2023, the company entered into an agreement with the shareholders of Ardent Credit Services Limited, to purchase the entire share capital of the company. The total consideration for the purchase was £19,836,337.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COHEN, Adam Scott | Director | 2004-11-11 | May 1971 | American |
| ENDERS, Howard | Director | 2004-11-11 | Sep 1971 | American |
| PHILLIPS, Matthew | Director | 2004-11-11 | Jan 1970 | American |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GILCHRIST LUNN, Lynley | Secretary | 2004-11-11 | 2004-11-11 |
| PHILLIPS, Mathew | Secretary | 2006-10-20 | 2017-09-13 |
| WIGHAM, Christine | Secretary | 2017-09-13 | 2022-09-08 |
| DLC COMPANY SERVICES LIMITED | Corporate Secretary | 2004-11-11 | 2012-11-30 |
| SANU, Pola | Director | 2004-11-11 | 2004-11-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Nicholas John Cherry | Individual | Significant influence | 2016-04-06 | Ceased 2017-12-11 |
| Phillips & Cohen Associates International Ltd. | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 92 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-05 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-12-11 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-09-09 | AAMD | accounts | accounts amended with accounts type full |
| 2025-07-09 | AA | accounts | accounts with accounts type full |
| 2024-12-13 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-12-13 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2024-12-09 | AD03 | address | move registers to sail company with new address |
| 2024-12-09 | AD02 | address | change sail address company with new address |
| 2024-12-06 | CH01 | officers | change person director company with change date |
| 2024-12-06 | CH01 | officers | change person director company with change date |
| 2024-07-02 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-05-04 | AA | accounts | accounts with accounts type full |
| 2024-04-26 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-01-08 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-08-09 | AA | accounts | accounts with accounts type full |
| 2023-04-12 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-04-06 | MR05 | mortgage | mortgage charge whole release with charge number |
| 2023-01-19 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-09-08 | TM02 | officers | termination secretary company with name termination date |
| 2022-06-07 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.