PLATA FINANCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-08-18 (in 3mo)
Last made up 2025-08-04
Watchouts
None on the register
Name history
Renamed 3 times since incorporation
- PLATA FINANCE LIMITED 2022-07-08 → present
- ZOPA LIMITED 2005-01-17 → 2022-07-08
- RIALTO EXCHANGE LIMITED 2004-09-27 → 2005-01-17
- WCPHD1 LIMITED 2004-08-04 → 2004-09-27
Accounts
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors believe that the Company has adequate financial resources to continue in operation for the foreseeable future, considered to be a period of at least 12 months from the date of signing of these financial statements and accordingly the annual financial statements have been prepared on a going concern basis.”
Significant events
- “During the year, as lender of record, the Company facilitated a securitisation transaction, by momentarily repurchasing a loan portfolio and immediately selling it at the same price for a nil gain or loss.”
- “A securitisation transaction is expected to be facilitated in 2025.”
- “Plata also gained industry recognition, winning one award, and being named a finalist in two other categories. At the 2024 Credit Awards, Plata was a finalist for 'Best Consumer Credit Product', while at the 2024 Consumer Credit Awards, it was a finalist for 'Company of the Year' and 'Best Loan Provider' and won the 'Best Loan Provider' award.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 21 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ASPINALL, Nicholas | Director | 2022-02-10 | Aug 1964 | British |
| KRAMER, Jonathan Igor Davis | Director | 2024-10-11 | Jul 1974 | British |
| NAPOLI, Patrick Joseph | Director | 2023-11-10 | Jul 1969 | American |
Show 21 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANDREWS, Giles Edward Charles | Secretary | 2011-01-14 | 2019-01-30 |
| ANDREWS, Giles Edward Charles | Secretary | 2008-05-06 | 2008-10-14 |
| BRODERICK, Olivia | Secretary | 2017-06-20 | 2020-05-22 |
| DEANE JOHNS, Simon Joshua | Secretary | 2004-09-27 | 2008-02-29 |
| FALUSI, Oluwaseyi | Secretary | 2020-06-22 | 2022-02-10 |
| HOY, Steven | Secretary | 2008-10-14 | 2011-01-14 |
| WCPHD SECRETARIES LIMITED | Corporate Secretary | 2004-08-04 | 2004-09-27 |
| ALEXANDER, James | Director | 2004-09-27 | 2007-08-13 |
| ANDREWS, Giles Edward Charles | Director | 2006-10-17 | 2018-09-14 |
| DOLTON, Douglas Hamilton | Director | 2007-08-16 | 2010-11-09 |
| DUVALL, Richard Greer | Director | 2004-09-27 | 2006-10-16 |
| FARNISH, Christine | Director | 2018-05-04 | 2023-07-11 |
| GORMLEY, Rowan | Director | 2010-11-17 | 2011-12-21 |
| HONOLD, Doris | Director | 2019-01-30 | 2022-02-10 |
| JACKSON, Greg Sean | Director | 2011-12-21 | 2018-01-22 |
| JANARDANA, Jaidev | Director | 2014-10-23 | 2020-06-15 |
| JONES, Scott Christopher | Director | 2022-02-10 | 2025-12-23 |
| MCMILLAN-WARD, Zitah | Director | 2018-09-13 | 2021-12-31 |
| WEAR, Natasha | Director | 2019-03-28 | 2022-05-31 |
| WOODBURN, Michael Charles | Director | 2019-03-28 | 2022-02-10 |
| WCPHD DIRECTORS LIMITED | Corporate Director | 2004-08-04 | 2004-09-27 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Plata Holdings Uk Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-02-10 | Active |
| Zopa Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-05-10 | Ceased 2022-02-10 |
Filing timeline
Last 20 of 138 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-01-04 RESOLUTIONS Resolution
- 2022-12-21 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-07 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-22 | AA | accounts | Accounts with accounts type full | |
| 2025-08-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-03 | ANNOTATION | miscellaneous | Legacy | |
| 2025-04-03 | ANNOTATION | miscellaneous | Legacy | |
| 2024-12-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-30 | AA | accounts | Accounts with accounts type full | |
| 2024-08-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-14 | CH01 | officers | Change person director company with change date | |
| 2023-11-14 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-23 | AA | accounts | Accounts with accounts type full | |
| 2023-08-31 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-07-14 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-04 | RESOLUTIONS | resolution | Resolution | |
| 2022-12-21 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2022-12-21 | SH20 | capital | Legacy | |
| 2022-12-21 | CAP-SS | insolvency | Legacy | |
| 2022-12-21 | RESOLUTIONS | resolution | Resolution | |
| 2022-12-21 | SH01 | capital | Capital allotment shares | |
| 2022-12-19 | SH19 | capital | Capital statement capital company with date currency figure |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
Latest filed period vs the prior one