A & J WEALTH MANAGEMENT LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Accounting basis

FRS 102 §1A

Reporting scope

Standalone (parent only)

Abridged

Yes — abridged accounts (limited disclosure)

Auditor

Saffery LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

• “The change of the period end was made to align with the ultimate controlling party's year end.”
• “The prior period covers 10 months and 21 days to 21 February 2024 to coincide with the sale of the business to AFH Wealth Management Holdings Ltd.”
• “As at the time of signing the accounts, UK markets have continued to grow, despite sticky inflation in the UK. Interest rates remain elevated with the BoE base rate at 4,25% as at the June 2025 MPC meeting. There may be further rates cuts in the year, although underlying UK GDP growth appears to have remained weak, and the labour market has continued to loosen, leading to clearer signs that a margin of slack has opened up over time. Consumer uncertainty is driving an increase in savings over consumption which may drive opportunities for new business. Further, there remains uncertainty over future Inheritance Tax and Pension rules ahead of the autumn Budget. We expect that this may drive demand for financial planning services, especially around tax and estate planning, as our target market seek to mitigate their increasing tax burden exposure through ethical tax planning.”
• “Commitment to safety an important consideration. The number of accidents is a performance indicator reported on to group every month. Any accidents at the workplace are recorded, fully investigated and corrective action instigated at the earliest opportunity. Active communication and training campaigns are implemented and information is shared with the group. The company is fully involved in the group's Industrial Management System which aims to reduce both the incidence and the impact of accidents.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  —

  Not reported

• Cash

  -48.6%

  £1,393,699 → £716,398

• Net assets

  —

  Not reported

• Employees

  -6.3%

  32 → 30

  lowest in 3 filed years

• Profit before tax

  +249.7%

  -£591,063 → £884,937

  highest in 3 filed years

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers