A & J WEALTH MANAGEMENT LIMITED

Company number

05105933

Status

Active

Incorporation

2004-04-19

Last accounts made up

2024-10-31

Account category

FULL

Primary SIC

64999

Hubs

UK Fintech

Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Accounting basis

FRS 102 §1A

Reporting scope

Standalone (parent only)

Abridged

Yes — abridged accounts (limited disclosure)

Auditor

Saffery LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

• “The change of the period end was made to align with the ultimate controlling party's year end.”
• “The prior period covers 10 months and 21 days to 21 February 2024 to coincide with the sale of the business to AFH Wealth Management Holdings Ltd.”
• “As at the time of signing the accounts, UK markets have continued to grow, despite sticky inflation in the UK. Interest rates remain elevated with the BoE base rate at 4,25% as at the June 2025 MPC meeting. There may be further rates cuts in the year, although underlying UK GDP growth appears to have remained weak, and the labour market has continued to loosen, leading to clearer signs that a margin of slack has opened up over time. Consumer uncertainty is driving an increase in savings over consumption which may drive opportunities for new business. Further, there remains uncertainty over future Inheritance Tax and Pension rules ahead of the autumn Budget. We expect that this may drive demand for financial planning services, especially around tax and estate planning, as our target market seek to mitigate their increasing tax burden exposure through ethical tax planning.”
• “Commitment to safety an important consideration. The number of accidents is a performance indicator reported on to group every month. Any accidents at the workplace are recorded, fully investigated and corrective action instigated at the earliest opportunity. Active communication and training campaigns are implemented and information is shared with the group. The company is fully involved in the group's Industrial Management System which aims to reduce both the incidence and the impact of accidents.”

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers