UK Companies House feature
INSIGHT FINANCIAL ASSOCIATES LIMITED
Cash
£169K
-2.5% vs 2023
Net assets
£7M
+26% vs 2023
Employees
95
+6.7% vs 2023
Profit before tax
—
Period ending 2024-08-31
Profile
- Company number
- 05054886
- Status
- Active
- Incorporation
- 2004-02-25
- Last accounts made up
- 2024-08-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
6-year trend · vs UK Fintech median
Accounts
6-year trend · latest 2024-08-31
| Metric | Trend | 2019-08-31 | 2020-08-31 | 2021-08-31 | 2022-08-31 | 2023-08-31 | 2024-08-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | |
| Profit before tax | — | — | — | — | — | — | |
| Net profit | — | £745,536 | — | £1,169,926 | £1,886,311 | £2,172,585 | |
| Cash | — | £942,211 | £1,229,697 | £913,675 | £173,181 | £168,894 | |
| Total assets less current liabilities | — | £3,521,653 | — | — | £5,742,033 | £7,302,204 | |
| Net assets | — | £2,696,123 | £3,494,335 | £4,088,311 | £5,398,622 | £6,803,307 | |
| Equity | £2,542,587 | £2,696,123 | — | — | £5,398,622 | £6,803,307 | |
| Average employees | — | 69 | 69 | 70 | 89 | 95 | |
| Wages | — | — | £1,935,322 | £2,590,280 | £3,374,677 | £3,933,587 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Argents Audit Services Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the group has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Subsidiaries
- Robert Gerrard & Westbrook Holdings Ltd · 75% held
- Robert Gerrard & Westbrook Limited · 75% held
- Penvest Limited · 100% held
- Insight Wealth Limited · 100% held
- D B Financial Management Limited · 100% held
- DRC Associates Limited · 100% held
- Asset Investment Management Ltd · 100% held
- Trillium Financial Planning Ltd · 100% held
- IFA Financial Services (UK) Ltd · 100% held
- Sophex Limited · 100% held
Significant events
- “The turnover has increased by 18.4% in the year, which reflects another positive year and the continuation of our acquisition policy to expand operations. The entire share capital of Sophex Limited was acquired during the year. The directors are keen for the Group to continue this expansion policy where opportunities arise and indeed further acquisitions have taken place since the year end.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| APPLETON, Daniel Peter | Director | 2017-07-01 | Dec 1976 | British |
| GREEN, Rebecca Louise | Director | 2019-07-02 | Jul 1985 | British |
| HOWARD, Antony Peter | Director | 2004-02-25 | Jul 1972 | British |
| HOWARD, Jason Richard | Director | 2004-02-25 | Aug 1970 | British |
| PHILLIPS, Michael John Charles | Director | 2019-01-31 | Mar 1964 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HOWARD, Lorraine Eliza | Secretary | 2006-04-26 | 2021-03-22 |
| HOWARD, Lorraine Eliza | Secretary | 2004-02-25 | 2004-06-29 |
| LISTER, David James | Secretary | 2004-06-29 | 2006-04-26 |
| THEYDON SECRETARIES LIMITED | Corporate Nominee Secretary | 2004-02-25 | 2004-02-25 |
| LISTER, Simon | Director | 2007-01-01 | 2011-07-04 |
| MCCLURG, Craig Drummond | Director | 2006-04-26 | 2011-07-04 |
| THEYDON NOMINEES LIMITED | Corporate Nominee Director | 2004-02-25 | 2004-02-25 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Jason Richard Howard | Individual | Shares 25–50%, Voting 50–75%, Appoints directors | 2017-02-25 | Active |
| Mr Antony Peter Howard | Individual | Shares 25–50%, Voting 25–50% | 2017-02-25 | Active |
Filing timeline
Last 20 of 111 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-10-28 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-10-27 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-10-27 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-10-27 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-10-27 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-08-21 | AAMD | accounts | accounts amended with accounts type group |
| 2025-08-08 | AA | accounts | accounts with accounts type group |
| 2025-06-18 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-06-18 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2025-05-28 | AA01 | accounts | change account reference date company previous shortened |
| 2024-06-19 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-05-07 | AA | accounts | accounts with accounts type group |
| 2024-04-26 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-04-02 | SH01 | capital | capital allotment shares |
| 2024-03-29 | RESOLUTIONS | resolution | resolution |
| 2023-08-24 | AA | accounts | accounts with accounts type group |
| 2023-06-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-05-26 | AA01 | accounts | change account reference date company previous shortened |
| 2023-01-10 | MR04 | mortgage | mortgage satisfy charge full |
| 2022-12-15 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory