UK Companies House feature
MICROLOAN FOUNDATION
Profile
- Company number
- 04828558
- Status
- Active
- Incorporation
- 2003-07-10
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Sayer Vincent
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After having reviewed forward projections and making appropriate enquiries, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Accordingly, these financial statements have been prepared on a going concern basis.”
Subsidiaries
- MicroLoan Foundation Malawi · Malawi
- MicroLoan Foundation Zambia · Zambia
- MicroLoan Trust Zimbabwe · Zimbabwe
- Microloan Foundation South Africa (Pty) Limited · South Africa
- MicroLoan Foundation (Private) Limited
Significant events
- “In 2025, we will launch operations in South Africa, scale our programmes in existing countries, and develop new, client-centred solutions to meet the evolving needs of women entrepreneurs.”
- “During the year, MicroLoan Malawi made significant progress in introducing our clients to digital financial services. This includes extensive client training to build trust in digital transactions and a marketing campaign to raise awareness of the MicroLoan USSD code for repayments.”
- “In 2024, MicroLoan Zambia advanced its digital transformation with the establishment of a dedicated Innovation Department. The new team is spearheading the development of a digital ecosystem designed to enhance transaction security, improve operational efficiency, and reduce both administrative costs and environmental impact for our clients.”
- “In April 2024, the Reserve Bank of Zimbabwe (RBZ) introduced a new gold-backed currency, the ZiG, aimed at stabilising the economy.”
- “In response to the difficult operating environment, MicroLoan Zimbabwe reduced its monthly interest rate from 10% to 7% to ease the financial burden on clients.”
- “During 2024, the financial performance of our institutions in Malawi, Zambia and Zimbabwe were all significantly impacted by drought conditions.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 26 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DUNSMUIR, Bernice | Director | 2019-04-01 | Apr 1968 | British |
| JACKSON, Michael Anthony | Director | 2019-04-01 | Nov 1969 | British |
| MARSHALL, Steven | Director | 2022-10-03 | Aug 1976 | British |
| STOLLIDAY, Stephen Paul | Director | 2022-10-03 | Jan 1960 | British |
Show 26 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BECK, Caroline Norma | Secretary | 2012-07-12 | 2019-04-01 |
| PATERSON, Anne Kerr | Secretary | 2005-12-19 | 2011-10-19 |
| DEVONHURST ACCOUNTIN LTD | Corporate Secretary | 2003-07-10 | 2005-12-19 |
| ALEXANDER, Lesley-Anne | Director | 2016-10-01 | 2019-04-01 |
| BECK, Caroline Norma | Director | 2012-07-12 | 2019-04-01 |
| BENNETT, Jeff | Director | 2003-07-10 | 2011-05-25 |
| BURTON-GRAHAM, Sally | Director | 2015-07-31 | 2019-04-01 |
| DELANEY, Greg | Director | 2009-03-11 | 2014-12-01 |
| JENKINS, Robert Ian | Director | 2016-03-11 | 2019-04-01 |
| KOCK, Egmont Stephanus | Director | 2008-09-24 | 2011-10-19 |
| LEVINE, Ida Louise | Director | 2011-01-26 | 2016-05-04 |
| MARSHALL, Ian | Director | 2006-04-23 | 2008-03-31 |
| MILNE, Colin David | Director | 2019-04-01 | 2022-10-03 |
| OLNEY, Joanna Mary | Director | 2016-04-15 | 2017-07-19 |
| PENSON, Alan | Director | 2012-07-17 | 2019-04-01 |
| RICHARDSON, Iain | Director | 2007-03-19 | 2012-03-01 |
| RIDGE, Nicholas Benedict | Director | 2003-07-10 | 2011-10-19 |
| RILEY, Michael Charles, Revd | Director | 2003-07-10 | 2009-03-11 |
| RYAN, Caroline Greta | Director | 2003-07-10 | 2018-03-16 |
| RYAN, Peter John | Director | 2003-07-10 | 2018-01-31 |
| SCHOLES, Karen | Director | 2019-04-01 | 2022-10-03 |
| SHILOH, Dina | Director | 2015-07-31 | 2019-04-01 |
| SIMANOWITZ, Anton | Director | 2012-10-03 | 2015-12-04 |
| TWEEDIE, Alexander Hugh Carmichael | Director | 2010-03-24 | 2014-04-03 |
| WITTER, Daniel Christopher | Director | 2015-07-31 | 2019-04-01 |
| YOUNG, David William | Director | 2009-06-17 | 2016-05-04 |
Ownership
Persons with significant control
No PSC data extracted yet.
Filing timeline
Last 20 of 146 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-09-19 | AA | accounts | accounts with accounts type group |
| 2025-06-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-03 | AA | accounts | accounts with accounts type group |
| 2024-06-12 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-08-11 | AA | accounts | accounts with accounts type group |
| 2023-06-19 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-10-05 | TM01 | officers | termination director company with name termination date |
| 2022-10-05 | TM01 | officers | termination director company with name termination date |
| 2022-10-05 | AP01 | officers | appoint person director company with name date |
| 2022-10-05 | AP01 | officers | appoint person director company with name date |
| 2022-09-13 | AA | accounts | accounts with accounts type group |
| 2022-06-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-08-05 | AA | accounts | accounts with accounts type group |
| 2021-06-11 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2020-11-04 | AA | accounts | accounts with accounts type group |
| 2020-06-01 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2019-08-21 | AA | accounts | accounts with accounts type group |
| 2019-07-29 | MR04 | mortgage | mortgage satisfy charge full |
| 2019-07-29 | MR04 | mortgage | mortgage satisfy charge full |
| 2019-06-03 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.