UK Companies House feature
CYNERGY BANK PLC
Profile
- Company number
- 04728421
- Status
- Active
- Incorporation
- 2003-04-09
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64191
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- UK-adopted International Accounting Standards
- Reporting scope
- Consolidated (group)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are satisfied that Cynergy Bank has sufficient resources to continue in operational existence until at least June 2027. Accordingly, they have adopted the going concern basis in preparing the financial statements. No material uncertainties have been identified that may cast significant doubt on Cynergy Bank's ability to continue as a going concern.”
Subsidiaries
- Cynergy Business Finance Limited · 87.5% held · United Kingdom · Invoice financing and asset-based lending
- North Star Audit Limited · 87.5% held · United Kingdom · Dormant
Significant events
- “In December we completed our debut securitisation of £439m, backed by buy-to-let mortgages and secured on residential and commercial properties. The innovative transaction, named Lovelace in honour of mathematics pioneer Ada Lovelace, derecognised loans for capital purposes while still supporting existing customers as they grow.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
10 active · 30 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ROSE-INNES, Susannah | Secretary | 2025-06-19 | — | — |
| COMBI, Stefano | Director | 2024-12-12 | Oct 1974 | British |
| DHAMECHA, Pradip Khodidas | Director | 2018-09-28 | Dec 1958 | British |
| FAHY, Nicholas Gerard | Director | 2016-01-04 | Oct 1967 | Irish |
| FULLER, Neil | Director | 2023-04-06 | Dec 1966 | British |
| HAMILTON, Euan Graeme | Director | 2016-03-08 | Jun 1961 | Scottish |
| MORONEY, Catherine | Director | 2023-11-01 | Nov 1962 | Irish |
| NEWMAN, Michael Peter | Director | 2019-09-27 | Sep 1961 | British |
| REBECCHI, Kim Louise | Director | 2017-07-11 | Mar 1966 | British |
| SOHAL, Balbinder Singh | Director | 2018-09-28 | Oct 1975 | British |
Show 30 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRASSEY, Jon Glyn | Secretary | 2016-02-23 | 2016-10-06 |
| BYRNE, Stephen George | Secretary | 2006-06-29 | 2015-09-15 |
| BYRNE, Stephen George | Secretary | 2003-04-09 | 2004-11-25 |
| CANTLAY, Les | Secretary | 2016-10-06 | 2018-01-25 |
| DAVIES, Christopher John | Secretary | 2004-11-25 | 2006-06-29 |
| JORDAN, Paul | Secretary | 2018-01-25 | 2025-06-13 |
| KOUPPARI, Electra | Secretary | 2015-07-30 | 2016-02-23 |
| ANTONIADES, Soteris Michael | Director | 2012-06-21 | 2017-09-18 |
| ARTEMIS, Andreas | Director | 2012-06-21 | 2013-03-26 |
| BERNDT, Carole Lesley | Director | 2019-10-24 | 2023-12-31 |
| BUDDLE, John | Director | 2012-06-21 | 2012-07-26 |
| BYRNE, Stephen George | Director | 2008-08-07 | 2012-06-21 |
| GREEN, David | Director | 2012-07-20 | 2019-03-31 |
| HADJIMITSIS, Christis | Director | 2012-06-21 | 2013-04-12 |
| HAMPTON, Francesca Margaret | Director | 2017-09-26 | 2023-08-24 |
| KALOCHORITIS, Marios | Director | 2014-09-26 | 2015-07-30 |
| KOUMI, Iacovos | Director | 2006-06-29 | 2015-03-09 |
| KYPRI, Yiannis | Director | 2006-06-29 | 2008-08-08 |
| KYPRIANOU, Kypros | Director | 2012-06-21 | 2016-03-24 |
| LEASK, Melanie Joan | Director | 2016-11-24 | 2017-02-13 |
| MICHAELAS, Miltiades | Director | 2015-06-01 | 2017-01-02 |
| NEOPHYTOU, Spyros Ioannou | Director | 2012-06-21 | 2016-06-21 |
| NEOPHYTOU, Spyros Ioannou | Director | 2003-04-09 | 2006-06-29 |
| NUNNERLEY, Philip Haldane | Director | 2012-06-21 | 2021-07-02 |
| OLIVER, Peter Geoffrey | Director | 2021-09-01 | 2023-03-17 |
| PANTZARIS, Christos Stavrou | Director | 2003-04-09 | 2006-06-29 |
| ROLOGIS, Vasilis | Director | 2012-06-21 | 2013-03-30 |
| SEVERIS, Costas | Director | 2012-06-21 | 2013-04-02 |
| STEVENSON, Jean | Director | 2016-03-14 | 2019-09-30 |
| VRACHAS, Xanthos | Director | 2014-09-26 | 2014-11-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cynergy Capital Limited | Corporate entity | Shares 75–100% | 2018-11-23 | Active |
| Mr Pradip Khodidas Dhamecha | Individual | Significant influence | 2018-10-11 | Active |
| Bank Of Cyprus Holdings Public Limited Company | Corporate entity | Shares 75–100% | 2017-01-18 | Ceased 2018-11-23 |
Filing timeline
Last 20 of 179 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-08 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-05-04 | AA | accounts | accounts with accounts type group |
| 2026-03-04 | RP01PSC01 | miscellaneous | legacy |
| 2025-06-19 | AP03 | officers | appoint person secretary company with name date |
| 2025-06-19 | TM02 | officers | termination secretary company with name termination date |
| 2025-05-05 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-05-01 | AA | accounts | accounts with accounts type group |
| 2024-12-24 | AP01 | officers | appoint person director company with name date |
| 2024-10-16 | CH01 | officers | change person director company with change date |
| 2024-06-12 | AA | accounts | accounts with accounts type group |
| 2024-05-09 | CC04 | change-of-constitution | statement of companys objects |
| 2024-05-09 | BS | accounts | accounts balance sheet |
| 2024-05-09 | AUDR | auditors | auditors report |
| 2024-05-09 | AUDS | auditors | auditors statement |
| 2024-05-09 | CERT5 | change-of-name | certificate re registration private to public limited company |
| 2024-05-09 | MAR | incorporation | re registration memorandum articles |
| 2024-05-09 | RESOLUTIONS | resolution | resolution |
| 2024-05-09 | RR01 | change-of-name | reregistration private to public company |
| 2024-05-07 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-01-02 | TM01 | officers | termination director company with name termination date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.