UK Companies House feature
ARC LEGAL ASSISTANCE LIMITED
Profile
- Company number
- 04672894
- Status
- Active
- Incorporation
- 2003-02-20
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have reviewed the forecast income, expenditure and cash flows for a period of at least 12 months from the date of approval of these financial statements which indicate, taking account of severe but plausible downsides, that the company has adequate resources to continue in operational existence for the 12 months from the date of approval of these financial statements and thus meet its liabilities as they fall due. Consequently, the directors are confident that the company will have sufficient funds to continue to meet its liabilities as they fall due for at least 12 months from the date of approval of the financial statements and have therefore prepared the financial statements on the going concern basis.”
Significant events
- “2024 saw a change of management in late Q3 with a mandate to simplify and consolidate the business in readiness of strategic growth in 2025, together with identifying a TOM (Target Operating Model) that leverages the skills within the business in a more efficient manner including headcount control across all departments within the organisation.”
- “Commercial challenges including U/W profitability continue within the LEI market where certain distribution channels see new market entrants with limited experience in specialised channels.”
- “A review of other lines, notably Home Emergency Services whereby a strategic decision to outsource services has been undertaken and this move during Q2 / Q3 2025 will enable better cost control and ability to adapt scale in line with demand.”
- “A process of product standardisation and simplicity is currently under way and will conclude in mid-2025 enabling easier management of business activity in line with increasing expectations under the Consumer Duty as set by the financial regulator the FCA.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
2 active · 9 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DECTER, Jacob Nathaniel | Director | 2025-11-27 | Jun 1990 | American |
| LAW, Ashley Thomas | Director | 2026-02-05 | Jan 1980 | British |
Show 9 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| WITHERS, Helen Margaret | Secretary | 2003-02-20 | 2019-04-30 |
| CADLE, Jeremy Edward | Director | 2019-08-13 | 2020-03-12 |
| FINAN, Richard Christopher | Director | 2003-02-20 | 2017-12-31 |
| HARVEY, Peter Jonathan | Director | 2019-06-24 | 2025-10-21 |
| O'MALLEY, Francis Brendan | Director | 2003-02-20 | 2024-10-01 |
| TAYLOR, Lee | Director | 2025-01-31 | 2026-04-30 |
| WILLIAMS, Matthew David | Director | 2016-09-14 | 2024-02-27 |
| WITHERS, Helen Margaret | Director | 2003-02-20 | 2019-04-30 |
| WOMACK, Michael Grady | Director | 2022-02-01 | 2025-11-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Amt Intermediaries Limited | Corporate entity | Shares 75–100% | 2016-07-14 | Active |
Filing timeline
Last 20 of 92 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-30 | TM01 | officers | termination director company with name termination date |
| 2026-03-03 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-02-18 | AP01 | officers | appoint person director company with name date |
| 2025-12-09 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-11-27 | AP01 | officers | appoint person director company with name date |
| 2025-11-27 | AA01 | accounts | change account reference date company current extended |
| 2025-11-11 | TM01 | officers | termination director company with name termination date |
| 2025-10-21 | TM01 | officers | termination director company with name termination date |
| 2025-10-06 | AA | accounts | accounts with accounts type full |
| 2025-03-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-01-31 | AP01 | officers | appoint person director company with name date |
| 2024-10-15 | TM01 | officers | termination director company with name termination date |
| 2024-08-16 | AA | accounts | accounts with accounts type full |
| 2024-02-27 | TM01 | officers | termination director company with name termination date |
| 2024-02-23 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-10-11 | AA | accounts | accounts with accounts type full |
| 2023-02-20 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-11-04 | AA | accounts | accounts with accounts type full |
| 2022-02-23 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-02-02 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory