UK Companies House feature
V12 RETAIL FINANCE LIMITED
Profile
- Company number
- 04585692
- Status
- Active
- Incorporation
- 2002-11-08
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The ultimate parent company, STB PLC, has provided the Directors with a legally binding written obligation that it will continue to provide the Company with financial and non-financial support for a period of at least 12 months from the date of approval of the financial statements. The Directors are satisfied that the ultimate parent company has the ability to provide financial support when necessary, and the Company is a key part of the STB Group's overall business activities. The Company was included as part of the STB Group's stress testing process covering capital and liquidity. Further details of this can be found on pages 40 and 41 of STB PLC's 2024 Annual Report and Accounts. For this reason, the Directors continue to adopt the going concern basis in preparing these financial statements.”
Significant events
- “During the year N J Davies retired and A C Phillips was appointed as the Managing Director.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 20 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DANIELS, Lisa Jane | Secretary | 2024-04-02 | — | — |
| CORFIELD, Ian | Director | 2025-08-15 | Nov 1971 | British |
| LAWRENCE, Rachel Michelle | Director | 2022-12-06 | Mar 1970 | British |
| PHILLIPS, Andrew Charles | Director | 2024-04-01 | Jan 1976 | British |
Show 20 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRAYSHAW, Simon Martyn Terry | Secretary | 2003-01-23 | 2005-11-07 |
| CALLAN, Simon Leigh | Secretary | 2005-11-15 | 2006-12-15 |
| HEALY-THOMAS, Gemma | Secretary | 2014-03-14 | 2020-11-20 |
| JETHWA, Dinesh | Secretary | 2006-12-15 | 2007-10-01 |
| MORRIS, Jeremy Rich | Secretary | 2007-10-01 | 2014-03-14 |
| STEVENS, Mark Philip David | Secretary | 2020-11-20 | 2024-02-09 |
| A B & C SECRETARIAL LIMITED | Corporate Nominee Secretary | 2002-11-08 | 2003-01-23 |
| ATHERTON, Anthony David | Director | 2003-01-23 | 2005-11-07 |
| BOWERS, Jonathan Miles | Director | 2013-01-02 | 2022-11-30 |
| BRAYSHAW, Simon Martyn Terry | Director | 2003-01-23 | 2005-11-07 |
| CALLAN, Simon Leigh | Director | 2005-11-15 | 2006-12-15 |
| DAVIES, Nicholas Jon | Director | 2006-07-21 | 2024-02-29 |
| DAVIES, Scott James | Director | 2003-01-31 | 2008-04-11 |
| JARVIS, John Michael | Director | 2011-02-04 | 2013-01-02 |
| LYNAM, Paul Anthony | Director | 2013-01-02 | 2021-01-05 |
| MCCREADIE, David Andrew | Director | 2021-01-05 | 2025-08-15 |
| MILLS, David John | Director | 2009-10-03 | 2010-06-28 |
| MORRIS, Jeremy Rich | Director | 2007-10-01 | 2014-03-14 |
| PENMAN, Angus Warwick | Director | 2011-02-04 | 2013-01-02 |
| INHOCO FORMATIONS LIMITED | Corporate Nominee Director | 2002-11-08 | 2003-01-23 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| V12 Finance Group Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 121 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-11-10 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-08-18 | AP01 | officers | appoint person director company with name date |
| 2025-08-18 | TM01 | officers | termination director company with name termination date |
| 2025-08-11 | AA | accounts | accounts with accounts type full |
| 2024-11-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-07-28 | AA | accounts | accounts with accounts type full |
| 2024-04-05 | AP01 | officers | appoint person director company with name date |
| 2024-04-05 | AP03 | officers | appoint person secretary company with name date |
| 2024-03-27 | TM01 | officers | termination director company with name termination date |
| 2024-02-14 | TM02 | officers | termination secretary company with name termination date |
| 2023-11-08 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-07-24 | AA | accounts | accounts with accounts type full |
| 2023-06-29 | AD01 | address | change registered office address company with date old address new address |
| 2023-02-07 | AP01 | officers | appoint person director company with name date |
| 2023-01-13 | TM01 | officers | termination director company with name termination date |
| 2022-11-16 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-09-28 | AA | accounts | accounts with accounts type full |
| 2021-11-16 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-09-30 | AA | accounts | accounts with accounts type full |
| 2021-04-14 | CH01 | officers | change person director company with change date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory