UK Companies House feature
LOANS 2 GO LIMITED
Cash
£6M
+143.2% vs 2023
Net assets
£29M
+6.1% vs 2023
Employees
118
+7.3% vs 2023
Profit before tax
£6M
-16.5% vs 2023
Profile
- Company number
- 04519020
- Status
- Active
- Incorporation
- 2002-08-27
- Last accounts made up
- 2024-12-30
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Net assets
4-year trend · vs UK Fintech median
Accounts
4-year trend · latest 2024-12-30
| Metric | Trend | 2021-12-30 | 2022-12-30 | 2023-12-30 | 2024-12-30 |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | £9,188,001 | £6,628,025 | £6,803,714 | £5,679,673 | |
| Net profit | -£6,896,884 | £5,309,216 | £5,199,106 | £4,650,980 | |
| Cash | £3,026,732 | £6,692,276 | £2,531,985 | £6,156,707 | |
| Total assets less current liabilities | £22,775,639 | £40,121,468 | £34,796,209 | £41,671,311 | |
| Net assets | £22,775,639 | £25,084,855 | £27,283,961 | £28,934,941 | |
| Equity | £22,775,639 | £25,084,855 | £27,283,961 | £28,934,941 | |
| Average employees | 112 | 114 | 110 | 118 | |
| Wages | £5,373,172 | £6,003,980 | £6,751,419 | £7,481,850 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- JS. Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The accounts have been prepared on a going concern basis, which assumes that the company will have sufficient funds to continue to pay its debts as and when they fall due and thus continue to trade for a period of not less than 12 months from the date of signing these financial statements. In making their assessment the directors have reviewed and considered the expected performance across the company's loan book.”
Subsidiaries
- Simple Fast Loans Limited · 100% held · United Kingdom
Significant events
- “The immediate parent company has given a security guarantee in respect of its loan borrowings, which includes a guarantee over the assets and undertaking of Loans 2 Go Limited.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
7 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BAISWAR, Sheetika | Director | 2025-11-03 | Dec 1984 | British |
| BARNETT, David John | Director | 2014-02-18 | Dec 1970 | British |
| CAMPBELL, Matthew | Director | 2013-09-30 | Apr 1956 | American |
| GODBOLD, James | Director | 2017-08-29 | Oct 1981 | British |
| HILLS, Liam | Director | 2023-01-18 | Apr 1988 | British |
| KUZMANOVA, Marieta Mitkova | Director | 2022-04-04 | Jan 1978 | British |
| RIX, Martin James | Director | 2015-02-18 | Jul 1972 | British |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BADEJO-ADEGBENGA, Lawrence George | Secretary | 2015-12-01 | 2022-08-31 |
| SMITH, Darren Stewart | Secretary | 2002-08-28 | 2011-09-08 |
| BRIGHTON SECRETARY LTD | Corporate Nominee Secretary | 2002-08-27 | 2002-08-29 |
| BADEJO-ADEGBENGA, Lawrence George | Director | 2016-11-01 | 2022-08-31 |
| BURNEY, Sara Tracy | Director | 2015-02-18 | 2015-09-30 |
| DUCKWORTH, Anthony Harold | Director | 2011-09-08 | 2011-12-01 |
| FURNIVAL, Simon | Director | 2017-08-29 | 2018-05-22 |
| JOHNSON, Charles Evans | Director | 2011-09-08 | 2015-01-23 |
| LONERGAN, Craig | Director | 2002-08-28 | 2010-06-01 |
| LORD, Damien Richard | Director | 2011-05-01 | 2018-03-29 |
| SMITH, Darren Stewart | Director | 2002-08-28 | 2015-10-15 |
| ST JOHN-HEATH, Gavin | Director | 2024-04-08 | 2025-08-07 |
| TAYLOR, Gerald Brian, Mr. | Director | 2011-09-06 | 2013-09-30 |
| TIMMINS, Paul Robert | Director | 2023-01-18 | 2024-03-31 |
| BRIGHTON DIRECTOR LTD | Corporate Nominee Director | 2002-08-27 | 2002-08-29 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Money In Minutes Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 93 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-11-03 | AP01 | officers | appoint person director company with name date |
| 2025-09-30 | AA | accounts | accounts with accounts type full |
| 2025-09-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-08-13 | TM01 | officers | termination director company with name termination date |
| 2024-12-23 | AA | accounts | accounts with accounts type full |
| 2024-08-28 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-04-10 | AP01 | officers | appoint person director company with name date |
| 2024-04-09 | TM01 | officers | termination director company with name termination date |
| 2023-09-29 | AA | accounts | accounts with accounts type full |
| 2023-09-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-02-01 | AP01 | officers | appoint person director company with name date |
| 2023-01-31 | AP01 | officers | appoint person director company with name date |
| 2023-01-03 | AA | accounts | accounts with accounts type full |
| 2022-09-08 | TM02 | officers | termination secretary company with name termination date |
| 2022-09-08 | TM01 | officers | termination director company with name termination date |
| 2022-08-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-04-04 | AP01 | officers | appoint person director company with name date |
| 2021-10-08 | AA | accounts | accounts with accounts type full |
| 2021-09-07 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-01-11 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ (private-firm) · reference 2024-12-30
8.58
SAFE
Altman Z″
- Working capital / Total assets 0.890 × 6.56 = +5.84
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.149 × 6.72 = +1.00
- Book equity / Total liabilities 1.661 × 1.05 = +1.74
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory