UK Companies House feature
ERGO UK SPECIALTY LIMITED
Cash
£28M
+124.8% vs 2022
Net assets
£2M
-23.3% vs 2022
Employees
54
+14.9% vs 2022
Profit before tax
£54K
-92.9% vs 2022
Profile
- Company number
- 04516776
- Status
- Active
- Incorporation
- 2002-08-22
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Net assets
3-year trend · vs UK Fintech median
Accounts
3-year trend · latest 2023-12-31
| Metric | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|
| Turnover | £8,423,188 | £17,655,416 | £40,747,677 | |
| Operating profit | £557,530 | £730,422 | -£149,917 | |
| Profit before tax | £557,530 | £761,473 | £54,042 | |
| Net profit | — | — | — | |
| Cash | £12,065,030 | £12,613,611 | £28,355,358 | |
| Total assets less current liabilities | £13,437,729 | £3,031,172 | £5,337,550 | |
| Net assets | £2,406,617 | £3,010,015 | £2,308,459 | |
| Equity | £2,406,617 | £3,010,015 | £2,308,459 | |
| Average employees | 39 | 47 | 54 | |
| Wages | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based upon their own analysis of the available information, and as further disclosed in the Basis of Preparation in Note 1 to the financial statements, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future, which is twelve months from the signing of these financial statements. Thus, they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”
Subsidiaries
- Dutch Digital Systems Ltd · 100% held · provision of information technology services
- MPL Claims Management Limited · 100% held · UK · provision of insurance claim handling services
- MPL Legal Services Limited · 100% held · UK · provision of legal services
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 24 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CAREY, Michael John | Secretary | 2025-05-13 | — | — |
| BAKER, Tim | Director | 2024-05-09 | Apr 1978 | British |
| COSKUN, Timur | Director | 2026-02-01 | Nov 1959 | British |
| DEVLIN, Michael Jacob | Director | 2026-02-01 | Nov 1977 | British |
| HOFFMANN, Arthur | Director | 2023-03-06 | Aug 1967 | German |
| KLOSTERMANN, Tobias | Director | 2025-06-02 | Jul 1985 | German |
Show 24 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FORSTER, Fatima | Secretary | 2023-03-21 | 2023-12-14 |
| GRIFFIN, Johanna Rachel | Secretary | 2010-08-05 | 2021-10-26 |
| HEDGER, Andrew | Secretary | 2002-08-22 | 2010-08-04 |
| MOULDER, Gary John | Secretary | 2023-12-14 | 2025-05-13 |
| STUDENT, Markus Patrick | Secretary | 2021-10-26 | 2023-03-21 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 2002-08-22 | 2002-08-22 |
| ALBO, Ms Giuseppina | Director | 2005-03-30 | 2008-12-31 |
| APEL, Ute Maria, Dr | Director | 2024-05-09 | 2025-08-01 |
| BENZIES, Russell James | Director | 2008-09-12 | 2009-10-01 |
| DURLING, Alan | Director | 2009-09-23 | 2014-06-06 |
| FRIESE, Sebastian | Director | 2008-06-18 | 2013-08-28 |
| HEDGER, Andrew | Director | 2007-12-21 | 2010-08-04 |
| MASON, Suzanne Kathleen | Director | 2020-05-13 | 2023-09-15 |
| MURRELL, Peter William | Director | 2002-10-30 | 2007-12-20 |
| NIEMANN, Dirk | Director | 2005-06-14 | 2025-09-25 |
| NIEMANN, Dirk | Director | 2002-10-30 | 2004-06-15 |
| PHILLIPS, John Terence | Director | 2002-10-30 | 2004-06-15 |
| RIEMANN, Bernhard Alfred Claus | Director | 2002-10-30 | 2004-06-15 |
| ROHRIG, Manfred Walter | Director | 2007-12-21 | 2013-02-19 |
| SHAH, Chetan Kantilal | Director | 2002-08-22 | 2004-06-15 |
| SITTERER, Christian | Director | 2002-10-30 | 2005-03-30 |
| STRAIN, John Frederick | Director | 2002-10-30 | 2012-05-29 |
| WALKER, Janet Elizabeth | Director | 2002-10-30 | 2004-06-15 |
| WILLIAMS, Roy Geoffrey | Director | 2024-06-06 | 2026-03-31 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 141 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-11 | RESOLUTIONS | resolution | resolution |
| 2026-04-11 | MA | incorporation | memorandum articles |
| 2026-03-31 | TM01 | officers | termination director company with name termination date |
| 2026-02-20 | CH01 | officers | change person director company with change date |
| 2026-02-11 | AP01 | officers | appoint person director company with name date |
| 2026-02-11 | AP01 | officers | appoint person director company with name date |
| 2025-10-07 | AA | accounts | accounts with accounts type full |
| 2025-10-01 | TM01 | officers | termination director company with name termination date |
| 2025-09-18 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-08-06 | TM01 | officers | termination director company with name termination date |
| 2025-06-05 | AP01 | officers | appoint person director company with name date |
| 2025-05-13 | AP03 | officers | appoint person secretary company with name date |
| 2025-05-13 | TM02 | officers | termination secretary company with name termination date |
| 2025-03-25 | AA | accounts | accounts with accounts type total exemption full |
| 2025-03-20 | AD01 | address | change registered office address company with date old address new address |
| 2025-03-12 | AD01 | address | change registered office address company with date old address new address |
| 2024-10-14 | AP01 | officers | appoint person director company with name date |
| 2024-09-22 | AP01 | officers | appoint person director company with name date |
| 2024-09-19 | AP01 | officers | appoint person director company with name date |
| 2024-09-19 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ (private-firm) · reference 2023-12-31
0.84
DISTRESS
Altman Z″
- Working capital / Total assets 0.123 × 6.56 = +0.81
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets -0.004 × 6.72 = -0.02
- Book equity / Total liabilities 0.058 × 1.05 = +0.06
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory