UK Companies House feature
DIGNITY FINANCE PLC
Profile
- Company number
- 04488292
- Status
- Active
- Incorporation
- 2002-07-17
- Last accounts made up
- 2024-12-27
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company operates as part of the Dignity Group Holdings Limited group ('Dignity Group' or 'Group') and is one of a number of entities within that group which are part of a Securitisation Group established in connection with the Dignity Group's only loan borrowings. The ability of the Dignity Group to meet its obligations under the A Notes and B Notes is entirely dependent on the ability of other members of the Securitisation Group to meet their obligations under loan agreements between those entities and the Company. The day-to-day liquidity requirements of the Company are sourced either from within the Company or, where necessary, from the continued support of certain other entities within the Dignity Group, and from its two ultimate majority shareholders, Castelnau Group Limited and SPWOne V Limited.”
Significant events
- “During the year the Company explored the potential to repay the Secured Loan Notes in full but concluded that proceeding with the strategic options required to facilitate this were not in the best interests of the Dignity Group, its affiliates, or its key stakeholders. The Company did reduce the value of Secured Notes by making two prepayments to Class A Noteholders, one in June 2024 for £15.6 million and a further payment in July 2024 for £67.0 million (£82.6 million in total).”
- “On 1 August 2024, S&P Global Ratings affirmed its credit ratings on the Company's Class A Notes at 'B+(sf) and Class B Notes at 'CC (sf)'. On 10 December 2024, Fitch Ratings upgraded Dignity Finance PLC's Class A Notes to 'BBB' from 'BB+' and the Class B Notes to 'CCC' from 'C', the company has also been removed from the Ratings Watch Negative.”
- “An equity cure was made of £12.9 million in the year ended 27 December 2024 (2023: £16.0 million).”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 24 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BULMER, Adam James | Secretary | 2026-01-10 | — | — |
| BROWN, Richard James | Director | 2024-02-15 | Jun 1984 | British |
| BYNG-THORNE, Zillah Ellen | Director | 2024-06-01 | Nov 1974 | British |
| TATE, Emily Sarah | Director | 2025-07-11 | Sep 1974 | British |
| WENSLEY, Chris | Director | 2023-06-28 | Oct 1985 | British |
Show 24 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BULMER, Adam James | Secretary | 2024-12-31 | 2025-04-09 |
| DUNLOP, Jane | Secretary | 2025-04-09 | 2026-01-09 |
| GEORGE, Timothy Francis | Secretary | 2018-11-08 | 2023-07-31 |
| MAFFEI, Westley Anthony | Secretary | 2023-07-31 | 2024-12-31 |
| PORTMAN, Richard Harry | Secretary | 2004-04-16 | 2018-11-27 |
| WILLIAMSON, Robert Douglas | Secretary | 2002-11-26 | 2004-04-16 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 2002-07-17 | 2002-11-26 |
| CHANNON, Gary Andrew Scott | Director | 2022-04-01 | 2022-11-16 |
| DAVIDSON, Kate Alexandra | Director | 2022-01-27 | 2024-01-31 |
| DAVIES, Andrew Richard | Director | 2002-11-26 | 2018-01-05 |
| EAMES, Angela | Director | 2022-11-10 | 2023-06-28 |
| EDWARDS, Nicholas John | Director | 2023-10-01 | 2024-06-01 |
| ELLIOTT SHIRCORE, Graham | Director | 2023-06-28 | 2024-02-15 |
| HINDLEY, Peter Talbot | Director | 2002-12-09 | 2008-12-28 |
| JUDD, Andrew | Director | 2020-12-14 | 2022-04-01 |
| LATHBURY, Alan | Director | 2020-12-14 | 2022-02-06 |
| LONG, Stephen Anthony | Director | 2023-10-01 | 2025-07-11 |
| MCCOLLUM, Michael Kinloch | Director | 2002-11-26 | 2020-04-03 |
| OGDEN, Darren | Director | 2023-06-28 | 2023-10-01 |
| PORTMAN, Richard Harry | Director | 2006-10-19 | 2020-12-14 |
| WHITTERN, Stephen Lee | Director | 2008-12-29 | 2020-12-14 |
| WILKINSON, James William | Director | 2002-11-26 | 2006-10-19 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 2002-07-17 | 2002-11-26 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Director | 2002-07-17 | 2002-11-26 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Dignity Finance Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-06-01 | Active |
Filing timeline
Last 20 of 135 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-10 | RP01AP01 | officers | replacement filing of director appointment with name |
| 2026-02-25 | AP03 | officers | appoint person secretary company with name date |
| 2026-01-15 | TM02 | officers | termination secretary company with name termination date |
| 2025-07-25 | CH01 | officers | change person director company with change date |
| 2025-07-23 | CH01 | officers | change person director company with change date |
| 2025-07-22 | CH01 | officers | change person director company with change date |
| 2025-07-18 | CH03 | officers | change person secretary company with change date |
| 2025-07-15 | AP01 | officers | appoint person director company with name date |
| 2025-07-14 | TM01 | officers | termination director company with name termination date |
| 2025-06-10 | AA | accounts | accounts with accounts type full |
| 2025-04-22 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-04-09 | AP03 | officers | appoint person secretary company with name date |
| 2025-04-09 | TM02 | officers | termination secretary company with name termination date |
| 2024-12-31 | TM02 | officers | termination secretary company with name termination date |
| 2024-12-31 | AP03 | officers | appoint person secretary company with name date |
| 2024-06-26 | AA | accounts | accounts with accounts type full |
| 2024-06-21 | TM01 | officers | termination director company with name termination date |
| 2024-06-20 | AP01 | officers | appoint person director company with name date |
| 2024-06-07 | RESOLUTIONS | resolution | resolution |
| 2024-03-20 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory