Profile

Company number
04451375
Status
Active
Incorporation
2002-05-30
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
66220
Hubs
UK Fintech

Accounts

Pending extraction

No iXBRL extracted yet for this company.

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Ernst & Young LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors recognise the financial situation of the Company evidenced by the loss for the financial year of £1,186,000 and net decrease in shareholders' funds of £13,336,000 but also note the strong balance sheet position with Net Current Assets of £21,033,000 and Net Assets of £21,297,000. The market for insurance products in Northern Ireland continues to be highly competitive across all distribution channels. Despite the competitive environment, the Directors remain satisfied with the performance of the Company in the current year and believe that the Company has adequate resources to continue in operational existence to 31 July 2026. The Company's financial forecasts and projections, which are prepared to the end of July 2026 and which include sensitivity analysis with worst case scenario which the directors believe to be a remote possibility, show that the Company continues to be cash generative, taking account of the potential changes in trading performance, and it will seek to operate within its facilities and meet its obligations as they fall due for the foreseeable future. Accordingly, the Company continues to adopt the going concern basis in preparing the annual report and financial statements.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

6 active · 33 resigned

Name Role Appointed Born Nationality
PAYNE, Christopher James Secretary 2024-12-31
MACKLE, Feilim Director 2025-08-01 Jul 1967 Irish
PATEL, Tushar Surendra Director 2025-08-01 Oct 1972 British
RAWLINSON, Emma Jane Director 2025-02-06 Sep 1980 British
THOMSON, Kartina Tahir Director 2025-09-18 May 1976 British
WINLOW, Mark Director 2026-01-02 Apr 1962 British
Show 33 resigned officers
Name Role Appointed Resigned
BREWER, Kevin, Dr Nominee Secretary 2002-05-30 2002-05-30
MURRAY, Randolph Hugh Secretary 2002-05-30 2008-01-03
TURNER, David Charles Secretary 2014-06-05 2015-07-01
WHITMORE, Phillip Secretary 2008-01-03 2014-06-05
PINSENT MASONS SECRETARIAL LIMITED Corporate Secretary 2015-07-01 2024-12-31
BALMFORTH, Sarah Anne Director 2021-09-29 2025-02-06
BARAHONA FLORES, Juan Pablo Director 2023-09-27 2024-11-04
BILAS, Christopher Michael Director 2002-05-30 2013-10-01
BRADY, Gareth Director 2015-07-02 2017-06-26
BRENNAN, Don Thomas Director 2018-11-21 2021-03-31
COLLINGS, Christopher Thomas Director 2025-02-06 2026-02-28
CZAPLA, James Director 2017-02-14 2022-04-13
DAVENPORT, Nigel James Director 2013-12-09 2015-07-02
EGAN, David James Director 2017-09-22 2018-09-30
ESTALLO LASHERAS, Juan Miguel Director 2022-04-28 2023-09-27
FARMER, Geoffrey Mark Director 2017-02-09 2022-10-31
FULTON, Richard Director 2017-10-25 2025-02-06
HEAP, Iain Director 2020-02-11 2022-02-04
JOHNSTON, Alan John Director 2022-11-23 2024-11-04
KENEALY, Edmund Campion Director 2015-09-02 2017-05-11
LEWIS, Catherine Ellen Director 2025-02-06 2025-06-20
MCDOWELL, Brian Director 2015-07-01 2017-03-31
MCILDUFF, Thomas Director 2020-01-29 2020-10-09
MOORE, Brendan Director 2015-07-02 2016-04-01
MURRAY, Randolph Hugh Director 2002-05-30 2008-01-03
O`BRIEN, Patrick Joseph Director 2008-01-03 2011-12-02
PICK, Maria Anne Director 2022-09-21 2025-02-06
QUINN, Derek Director 2015-07-02 2018-07-11
QUINN, Niall Director 2023-03-14 2025-02-06
ROCKS, Sean Patrick Director 2008-01-03 2015-07-02
SHEPHERD, Rebecca Jane, Ms Director 2025-02-06 2025-08-01
SONNER, Bernadette Mchugh Director 2018-10-02 2025-02-06
WATSON, Andrew Stuart Director 2025-02-06 2025-05-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Atlanta Investment Holdings 2 Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2024-11-04 Active
Juan Pablo Barahona Flores Individual Significant influence 2023-09-27 Ceased 2023-09-27
Mr Niall Quinn Individual Significant influence 2023-03-14 Ceased 2023-03-14
Alan John Johnston Individual Significant influence 2022-11-23 Ceased 2022-11-23
Maria Anne Pick Individual Significant influence 2022-09-21 Ceased 2022-09-21
Juan Miguel Estallo Lasheras Individual Significant influence 2022-04-28 Ceased 2023-09-27
Sarah Anne Balmforth Individual Significant influence 2021-09-29 Ceased 2021-09-29
Iain Heap Individual Significant influence 2020-02-11 Ceased 2022-02-04
Thomas Mcilduff Individual Significant influence 2020-01-29 Ceased 2020-10-09
Don Thomas Brennan Individual Significant influence 2018-11-21 Ceased 2021-03-31
Annmarie Bernadette Mchugh Sonner Individual Significant influence 2018-10-02 Ceased 2018-10-02
Mr Richard Fulton Individual Significant influence 2017-10-25 Ceased 2017-10-25
David James Egan Individual Significant influence 2017-09-22 Ceased 2018-09-30
James Czapla Individual Significant influence 2017-02-14 Ceased 2022-04-13
Mr Geoffrey Mark Farmer Individual Significant influence 2017-02-09 Ceased 2022-10-31
Liberty Uk And Europe Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Ceased 2024-11-04
Derek Quinn Individual Significant influence 2016-04-06 Ceased 2018-07-11
Mr Gareth Michael Brady Individual Significant influence 2016-04-06 Ceased 2017-06-26
Edmund Campion Kenealy Individual Significant influence 2016-04-06 Ceased 2017-05-11
Mr Brian Mcdowell Individual Significant influence 2016-04-06 Ceased 2017-03-31

Filing timeline

Last 20 of 193 total filings

Date Type Category Description
2026-03-03 TM01 officers termination director company with name termination date
2026-01-05 AP01 officers appoint person director company with name date
2025-09-18 AP01 officers appoint person director company with name date
2025-09-03 AA accounts accounts with accounts type full
2025-08-01 AP01 officers appoint person director company with name date
2025-08-01 AP01 officers appoint person director company with name date
2025-08-01 TM01 officers termination director company with name termination date
2025-06-23 TM01 officers termination director company with name termination date
2025-06-06 CS01 confirmation-statement confirmation statement with no updates
2025-06-03 TM01 officers termination director company with name termination date
2025-02-12 TM01 officers termination director company with name termination date
2025-02-12 TM01 officers termination director company with name termination date
2025-02-12 TM01 officers termination director company with name termination date
2025-02-12 AP01 officers appoint person director company with name date
2025-02-12 TM01 officers termination director company with name termination date
2025-02-12 TM01 officers termination director company with name termination date
2025-02-12 AP01 officers appoint person director company with name date
2025-02-12 AP01 officers appoint person director company with name date
2025-02-12 AP01 officers appoint person director company with name date
2025-02-12 AP01 officers appoint person director company with name date

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires extracted accounts data.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page