UK Companies House feature
PENINSULA FINANCE PLC
Profile
- Company number
- 04385846
- Status
- Active
- Incorporation
- 2002-03-04
- Last accounts made up
- 2025-06-30
- Account category
- FULL
- Primary SIC
- 64922
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis which the directors consider to be appropriate for the following reasons. The directors continue to monitor the impact of the cost-of-living crisis. The directors have prepared forecasts for the period up to the end of December 2026 which incorporate the continued impact on the business of these issues. As demonstrated by the results for the year to June 2025 the company has been resilient throughout the last year and has remained both profitable and cash generative. Additionally, the directors have recently secured renewal of its bank facilities and successfully completed its current round of loan note renewals both of which give the company long term financing security. The forecasts indicate that the company has sufficient resources to maintain its operations for the foreseeable future and incorporate covenant testing which demonstrates there is significant headroom on the bank covenants.”
Significant events
- “In 2025, Hugh Michelmore, the company Chairman since its founding in 2002, sadly passed away. He will be greatly missed by all at Peninsula Finance plc.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COCKING, Matthew Dominic | Secretary | 2023-07-01 | — | — |
| ASHLEY, Jacqueline Sandra | Director | 2002-03-04 | Apr 1950 | British |
| COCKING, Matthew Dominic | Director | 2023-07-01 | Jul 1981 | British |
| HOWARD, Robert Gordon | Director | 2002-03-04 | Aug 1957 | British |
| HUSSELL, Paul Alisdair James | Director | 2002-03-04 | Nov 1962 | British |
| PALMER, Daniel James Rowe | Director | 2010-11-01 | Jan 1981 | British |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HOWARD, Robert Gordon | Secretary | 2002-03-04 | 2023-07-01 |
| COMBINED SECRETARIAL SERVICES LIMITED | Corporate Nominee Secretary | 2002-03-04 | 2002-03-04 |
| BRIDGEMAN, Alan Reginald | Director | 2004-03-01 | 2012-10-10 |
| HARRISON, David Andrew | Director | 2002-03-04 | 2011-09-30 |
| MICHELMORE, Richard Hugh Galabin | Director | 2002-03-04 | 2025-05-04 |
| SMITH, Adrian Holmes | Director | 2010-05-01 | 2011-03-31 |
| COMBINED NOMINEES LIMITED | Corporate Nominee Director | 2002-03-04 | 2002-03-04 |
| COMBINED SECRETARIAL SERVICES LIMITED | Corporate Nominee Director | 2002-03-04 | 2002-03-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Richard Hugh Galabin Michelmore | Individual | Significant influence, significant-influence-or-control-as-firm | 2016-04-06 | Ceased 2025-05-04 |
| Mr Daniel James Rowe Palmer | Individual | Significant influence, significant-influence-or-control-as-firm | 2016-04-06 | Active |
| Mr Robert Gordon Howard | Individual | Appoints directors, right-to-appoint-and-remove-directors-as-firm | 2016-04-06 | Active |
Filing timeline
Last 20 of 286 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-11-26 | AA | accounts | accounts with accounts type full |
| 2025-11-14 | RP01CS01 | confirmation-statement | replacement filing of confirmation statement with made up date |
| 2025-09-05 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-09-05 | SH01 | capital | capital allotment shares |
| 2025-09-05 | SH01 | capital | capital allotment shares |
| 2025-09-01 | RP04CS01 | confirmation-statement | second filing of confirmation statement with made up date |
| 2025-08-28 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-07-23 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-06-10 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-05-06 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2025-05-06 | TM01 | officers | termination director company with name termination date |
| 2024-12-02 | AA | accounts | accounts with accounts type full |
| 2024-10-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-07-04 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-10-20 | AA | accounts | accounts with accounts type full |
| 2023-10-05 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-08-30 | AP03 | officers | appoint person secretary company with name date |
| 2023-08-30 | TM02 | officers | termination secretary company with name termination date |
| 2023-08-30 | AP01 | officers | appoint person director company with name date |
| 2023-08-03 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory