UK Companies House feature
CIA INSURANCE SERVICES LIMITED
Cash
£14M
+51.3% vs 2022
Net assets
£3M
+229.5% vs 2022
Employees
97
+1% vs 2022
Profit before tax
-£39M
-875.9% vs 2022
Profile
- Company number
- 04332604
- Status
- Active
- Incorporation
- 2001-12-03
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Net assets
5-year trend · vs UK Fintech median
Accounts
5-year trend · latest 2023-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|---|---|
| Turnover | £15,823,500 | £15,444,986 | — | £16,150,175 | £16,783,687 | |
| Operating profit | £377,171 | £264,754 | — | £5,781,884 | £7,283,351 | |
| Profit before tax | £395,572 | £247,995 | — | £4,987,982 | -£38,703,814 | |
| Net profit | £341,269 | £190,016 | — | -£1,211,745 | -£46,823,581 | |
| Cash | £4,126,869 | £3,905,877 | — | £9,470,886 | £14,332,169 | |
| Total assets less current liabilities | £1,837,798 | £2,027,814 | — | £839,248 | £2,823,895 | |
| Net assets | — | — | — | £839,248 | £2,765,666 | |
| Equity | £1,837,798 | £2,027,814 | £2,050,993 | £839,248 | £2,765,666 | |
| Average employees | 101 | 104 | — | 96 | 97 | |
| Wages | £2,511,454 | £2,343,825 | — | £2,473,557 | £3,052,802 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 14 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BREE, Michelle | Director | 2025-10-10 | Jun 1986 | Irish |
| COMPTON, Jackie | Director | 2023-12-01 | Jan 1968 | British |
| COUSINS, David Michael Edwin | Director | 2025-10-22 | Jan 1973 | British |
| CRAWFORD, Charles Robertson | Director | 2025-11-03 | Mar 1964 | British |
| HARRIS, Nicholas George Robert | Director | 2025-11-21 | May 1974 | British |
| WHITTINGHAM, James Oliver | Director | 2025-11-22 | Aug 1977 | British |
Show 14 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOOTH, Andrew Patterson | Secretary | 2001-12-03 | 2006-01-06 |
| CALLABY, Lee Caroline | Secretary | 2008-07-15 | 2023-12-01 |
| SHEPPARD, Martin | Secretary | 2006-01-06 | 2008-07-15 |
| ASHCROFT CAMERON SECRETARIES LIMITED | Corporate Nominee Secretary | 2001-12-03 | 2001-12-03 |
| BLUNDELL, Eliot John | Director | 2006-01-06 | 2023-12-01 |
| CALLABY, Lee Caroline | Director | 2006-01-06 | 2023-12-01 |
| GOUGH, Sean Nigel | Director | 2023-12-01 | 2024-09-24 |
| HEATHFIELD, David James | Director | 2023-12-01 | 2025-10-31 |
| QUILTER, Stuart James | Director | 2023-12-01 | 2026-04-30 |
| REEVE, Misty-Lee | Director | 2023-12-01 | 2025-05-21 |
| RUSSELL, John Howard | Director | 2001-12-03 | 2005-03-23 |
| SHEPPARD, Martin | Director | 2004-12-31 | 2007-12-10 |
| WAYMAN, Richard | Director | 2023-12-01 | 2026-03-29 |
| ASHCROFT CAMERON NOMINEES LIMITED | Corporate Nominee Director | 2001-12-03 | 2001-12-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Assuredpartners International Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-12-05 | Active |
| L.E.M. Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2025-03-18 |
| Miss Lee Caroline Callaby | Individual | Shares 25–50% | 2016-04-06 | Ceased 2016-04-06 |
| Mr Martin Sheppard | Individual | Shares 25–50% | 2016-04-06 | Ceased 2016-04-06 |
| Mr Eliot John Blundell | Individual | Shares 25–50% | 2016-04-06 | Ceased 2016-04-06 |
Filing timeline
Last 20 of 134 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-01 | TM01 | officers | termination director company with name termination date |
| 2026-05-01 | AD03 | address | move registers to sail company with new address |
| 2026-05-01 | AD02 | address | change sail address company with new address |
| 2026-03-31 | TM01 | officers | termination director company with name termination date |
| 2026-03-26 | CC04 | change-of-constitution | statement of companys objects |
| 2026-03-11 | RESOLUTIONS | resolution | resolution |
| 2026-03-11 | MA | incorporation | memorandum articles |
| 2026-01-23 | CH01 | officers | change person director company with change date |
| 2025-11-28 | AP01 | officers | appoint person director company with name date |
| 2025-11-27 | AP01 | officers | appoint person director company with name date |
| 2025-11-06 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-11-04 | AP01 | officers | appoint person director company with name date |
| 2025-10-31 | TM01 | officers | termination director company with name termination date |
| 2025-10-28 | AP01 | officers | appoint person director company with name date |
| 2025-10-16 | AP01 | officers | appoint person director company with name date |
| 2025-09-30 | AA | accounts | accounts with accounts type full |
| 2025-05-21 | TM01 | officers | termination director company with name termination date |
| 2025-05-21 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-12-05 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2024-12-03 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ (private-firm) · reference 2023-12-31
4.10
SAFE
Altman Z″
- Working capital / Total assets 0.151 × 6.56 = +0.99
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.432 × 6.72 = +2.90
- Book equity / Total liabilities 0.196 × 1.05 = +0.21
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory