UK Companies House feature
PARADIGM NORTON FINANCIAL PLANNING LIMITED
Cash
£1M
+17.4% vs 2024
Net assets
£6M
+2.5% vs 2024
Employees
88
-2.2% vs 2024
Profit before tax
£1M
+79.3% vs 2024
Profile
- Company number
- 04220937
- Status
- Active
- Incorporation
- 2001-05-22
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 66190
- Hubs
- UK Fintech
Net assets
2-year trend · vs UK Fintech median
Accounts
2-year trend · latest 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | £769,214 | £1,379,136 | |
| Net profit | £438,439 | £1,031,500 | |
| Cash | £1,273,841 | £1,495,265 | |
| Total assets less current liabilities | £8,418,073 | £7,859,188 | |
| Net assets | £5,857,811 | £6,004,311 | |
| Equity | £5,857,811 | £6,004,311 | |
| Average employees | 90 | 88 | |
| Wages | £5,196,485 | £5,918,667 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. The company therefore continues to adopt the going concern basis in preparing its financial statements.”
Subsidiaries
- Wollen Michelmore Financial Planning Limited · 75% held · England and Wales · Financial advisory services
- Clover Financial Planning Limited · 100% held · England and Wales · Dormant
- Tower Hill Associates Limited · 100% held · England and Wales · Dormant
- Paradigm Financial Planning Limited · 100% held · England and Wales · Dormant
Significant events
- “Liquidation of subsidiary: Subsequent to the year end, the company completed the liquidation of its wholly owned dormant subsidiary, Tower Hill Associates Limited. The decision to liquidate was part of a broader restructuring initiative aimed at simplifying the corporate structure of the group. The liquidation is not expected to have a material impact on the Group's financial position.”
- “Sale and partial leaseback of property: Subsequent to the year end, the company has entered into negotiations for the sale of its freehold property, Paradigm House. Consideration of £1m has been agreed in principle. As part of the transaction, the company intends to enter into a leaseback arrangement for a portion of the property, enabling continued operational use of part of the premises.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 13 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PHAN, Jayne | Secretary | 2024-09-18 | — | — |
| FOWLER, Matthew Paul | Director | 2013-10-01 | Mar 1977 | British |
| HANN, Philippa Ann | Director | 2023-04-01 | Jun 1977 | British |
| HORNER, Barry David | Director | 2001-06-25 | Jun 1960 | British |
| KELLY, David Huw | Director | 2023-04-01 | May 1987 | British |
| RAINBIRD, Caroline Mary Anne | Director | 2025-11-29 | Mar 1966 | British |
Show 13 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ASHTON, Alan John | Secretary | 2001-06-25 | 2008-04-01 |
| BIGWOOD, John Peter | Secretary | 2016-04-01 | 2024-09-09 |
| FALCONER HALL, Simon | Secretary | 2008-04-01 | 2016-04-01 |
| STAUNTON, Robin Mark | Secretary | 2001-05-22 | 2001-06-25 |
| CHILD, Richard John | Director | 2008-04-01 | 2021-03-31 |
| CLARK, Jason Paul, Dr | Director | 2002-05-28 | 2005-03-23 |
| GREGORY, Kevin John | Director | 2014-08-04 | 2023-03-31 |
| MASON, Jonathan Baillie | Director | 2002-05-28 | 2005-03-23 |
| PRATT, William John | Director | 2004-12-01 | 2025-09-30 |
| PYPER, Timothy Edward | Director | 2001-05-22 | 2001-06-25 |
| STAUNTON, Robin Mark | Director | 2001-05-22 | 2001-06-25 |
| STURKEY, Ruth Eileen | Director | 2021-04-01 | 2025-03-31 |
| WILSHER, Michael John | Director | 2002-08-27 | 2006-01-07 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Paradigm Norton Holdings Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 139 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-16 | CH01 | officers | change person director company with change date |
| 2026-03-16 | CH01 | officers | change person director company with change date |
| 2026-03-16 | CH01 | officers | change person director company with change date |
| 2026-02-11 | AP01 | officers | appoint person director company with name date |
| 2025-10-08 | AA | accounts | accounts with accounts type full |
| 2025-10-03 | CH01 | officers | change person director company with change date |
| 2025-10-01 | TM01 | officers | termination director company with name termination date |
| 2025-06-03 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-04-01 | TM01 | officers | termination director company with name termination date |
| 2024-10-16 | AA | accounts | accounts with accounts type full |
| 2024-10-01 | AP03 | officers | appoint person secretary company with name date |
| 2024-10-01 | TM02 | officers | termination secretary company with name termination date |
| 2024-05-30 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-03-14 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-03-14 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-03-14 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-03-13 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-12-11 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-12-11 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-12-11 | MR04 | mortgage | mortgage satisfy charge full |
Credit score
Altman Z″ (private-firm) · reference 2025-03-31
5.20
SAFE
Altman Z″
- Working capital / Total assets 0.207 × 6.56 = +1.36
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.163 × 6.72 = +1.09
- Book equity / Total liabilities 2.623 × 1.05 = +2.75
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory