PRAGMA WEALTH MANAGEMENT LTD.
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-04-13 (in 11mo)
Last made up 2026-03-30
Watchouts
None on the register
Cash
£255K
-59.2% vs 2024
Net assets
£1M
-6.3% vs 2024
Employees
18
+50% highest in 4 filed years
Profit before tax
-£79K
-215.1% vs 2024
Net assets
9-year trend · vs Financials median
Accounts
9-year trend · latest reflected 2025-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-01-01 | 2023-12-31 | 2024-01-01 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | £2,124,316 | — | £2,778,848 | £3,035,225 | |
| Operating profit | — | — | — | — | — | £42,302 | — | £338,914 | -£82,278 | |
| Profit before tax | — | — | — | -£116,112 | — | £45,993 | — | £68,882 | -£79,274 | |
| Net profit | — | — | — | -£116,112 | — | £45,993 | — | £68,882 | -£79,274 | |
| Cash | — | — | — | £209,758 | £209,758 | £254,875 | £254,875 | £623,487 | £254,631 | |
| Total assets less current liabilities | — | — | — | £1,150,956 | — | £1,196,949 | — | £1,265,831 | £1,186,557 | |
| Net assets | — | — | — | — | — | £1,196,949 | — | £1,265,831 | £1,186,557 | |
| Equity | £1,901,034 | — | — | £1,150,956 | £1,150,956 | £1,196,949 | £1,196,949 | £1,265,831 | £1,186,557 | |
| Average employees | — | — | — | 8 | — | 9 | — | 12 | 18 | |
| Wages | — | — | — | £1,025,672 | — | £993,032 | — | £1,359,248 | £1,791,244 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-01-01 | 2023-12-31 | 2024-01-01 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | — | — | 2.0% | — | 12.2% | -2.7% | |
| Net margin | — | — | — | — | — | 2.2% | — | 2.5% | -2.6% | |
| Return on capital employed | — | — | — | — | — | 3.5% | — | 26.8% | -6.9% | |
| Interest cover | — | — | — | — | — | — | — | 4184.12x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Wellden Turnbull Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having reviewed the Company's financial forecasts and expected future cash flows, the Directors have a reasonable expectation that the Company has sufficient resources to meet its liabilities as they fall due for a period of at least 12 months and will continue into operational existence for the foreseeable future.”
Significant events
- “During the year, the Company expanded its team and operating capacity in anticipation of a strategic growth opportunity. While the Company believed that this opportunity had the potential to accelerate the development of the business, it did not proceed as expected and was discontinued within the financial year. As a result, the cost base increased more rapidly than revenue during the period, principally due to higher employee and related operating costs. Following a review of the business, the Company implemented a restructuring of its senior investment team and wider cost base in order to better align resources with its long-term strategic priorities and expected level of activity.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 14 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| JTC (UK) LIMITED | Corporate Secretary | 2023-11-20 | — | — |
| GARUTI, Georgia | Director | 2018-06-14 | Mar 1975 | Italian |
| SMITH, David Ian | Director | 2017-10-30 | Dec 1965 | British |
| TOSETTI, Emanuele Jari | Director | 2025-09-12 | Jan 1985 | Italian |
Show 14 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HALCO SECRETARIES LIMITED | Corporate Secretary | 2001-03-30 | 2023-11-20 |
| CARNELLI, Luigi Natale | Director | 2014-03-17 | 2020-09-29 |
| FERNANDEZ, Paulino Lopez | Director | 2019-04-23 | 2025-09-04 |
| GARUTI, Veronica | Director | 2004-03-04 | 2014-02-19 |
| HENRY, Francoise | Director | 2004-03-09 | 2009-04-28 |
| MARSHALL, Paul Roderick Clucas | Director | 2001-06-14 | 2004-10-21 |
| MAXWELL, Timothy John Walton | Director | 2004-04-22 | 2006-09-30 |
| PERPER, Reid Samuel | Director | 2015-04-20 | 2020-07-08 |
| PETTA, Maurizio | Director | 2001-08-15 | 2014-12-02 |
| PIGNATELLI, Diego | Director | 2001-06-14 | 2004-01-31 |
| STERN, Andre, Dr | Director | 2005-12-16 | 2016-02-24 |
| TUCCI, Maria Clara | Director | 2014-12-08 | 2019-04-23 |
| WAY, David John | Director | 2014-03-31 | 2014-12-03 |
| HALCO MANAGEMENT LIMITED | Corporate Nominee Director | 2001-03-30 | 2001-06-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mrs Manuela Campedelli | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2018-11-06 | Ceased 2022-04-25 |
Filing timeline
Last 20 of 156 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-20 | AA | accounts | Accounts with accounts type full | |
| 2026-04-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-04-13 | CH01 | officers | Change person director company with change date | |
| 2026-04-13 | CH01 | officers | Change person director company with change date | |
| 2026-04-13 | CH01 | officers | Change person director company with change date | |
| 2025-12-18 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-23 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-30 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-11 | AA | accounts | Accounts with accounts type full | |
| 2025-04-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-07 | AA | accounts | Accounts with accounts type full | |
| 2024-04-15 | RP04AP01 | officers | Second filing of director appointment with name | |
| 2024-04-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-05 | CH01 | officers | Change person director company with change date | |
| 2023-11-20 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2023-11-20 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-06-16 | AA | accounts | Accounts with accounts type full | |
| 2023-04-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-11-04 | AD01 | address | Change registered office address company with date old address new address | |
| 2022-05-09 | PSC08 | persons-with-significant-control | Notification of a person with significant control statement |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
+9.2%
£2,778,848 £3,035,225
highest in 3 filed years
-
Cash
-59.2%
£623,487 £254,631
-
Net assets
-6.3%
£1,265,831 £1,186,557
lowest in 3 filed years
-
Employees
+50%
12 18
highest in 4 filed years
-
Operating profit
-124.3%
£338,914 -£82,278
lowest in 3 filed years
-
Profit before tax
-215.1%
£68,882 -£79,274
-
Wages
+31.8%
£1,359,248 £1,791,244
highest in 4 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers