Profile

Company number
04171724
Status
Active
Incorporation
2001-03-02
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
64992
Hubs
UK Fintech

Accounts

Pending extraction

No iXBRL extracted yet for this company.

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Ernst & Young LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The financial statements of the Company have been prepared on a going concern basis, which the Directors believe to be appropriate. After giving due consideration to Company forecasts and objectives which take into consideration the expected outlook for the business, including consideration of the UK's economic outlook and the ongoing conflicts in Russia/Ukraine and Israel/Palestine, the Directors are satisfied that the Company has adequate resources to continue in operational existence, particularly as the Company's ultimate parent undertaking, Skipton Building Society, has confirmed that it will continue to support the Company financially for twelve months from the date of approval of these financial statements.”

Subsidiaries

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

5 active · 26 resigned

Name Role Appointed Born Nationality
TRAVIS, David Roy Secretary 2023-04-24
BELL, Gregory Mark Director 2001-07-11 Jul 1969 British
BOWIE, Graham Director 2021-01-01 Jan 1979 British
LEWIS, Catherine Ellen Director 2026-01-01 Sep 1964 British
O'REGAN, Stephen Joseph Director 2022-10-01 Apr 1970 Irish
Show 26 resigned officers
Name Role Appointed Resigned
DAVIDSON, Gillian Mary Secretary 2006-10-01 2011-02-08
DAWSON, John William Secretary 2001-05-03 2006-09-30
GIBSON, John Joseph Secretary 2011-02-08 2023-04-24
A B & C SECRETARIAL LIMITED Corporate Nominee Secretary 2001-03-02 2001-05-03
CHAPMAN, Anthony James Director 2023-04-25 2026-01-30
CRADDOCK, Peter Martin Director 2006-01-01 2008-02-01
CRADDOCK, Peter Martin Director 2001-07-11 2002-02-28
CUTTER, David John Director 2006-01-01 2012-11-30
GOODFELLOW, John Graham Director 2001-05-03 2008-12-31
GOOLD, Craig Anthony Director 2019-05-01 2023-03-31
GRANTHAM, Andrew Paul Director 2010-01-18 2021-06-30
HILL, Andrew David Director 2014-11-26 2025-05-16
LEE, Robin Director 2001-07-11 2002-02-28
MCCORMICK, Ronald Joseph Director 2001-05-03 2005-12-31
NELSON, Andrew Walter Director 2014-04-07 2022-09-30
NIGHTINGALE, Fiona Wlizabeth Director 2014-11-26 2019-12-31
ROBINSON, Alexander Charles Director 2009-08-01 2019-04-30
SHEPHERD, Matthew James Director 2021-06-30 2026-01-30
THOMAS, David Director 2008-09-17 2009-06-15
TWIGG, Richard John Director 2010-01-18 2014-04-07
TWIGG, Richard John Director 2008-02-01 2009-09-30
WALKDEN, James Douglas Director 2001-07-11 2008-12-31
WALKER, Ralph Anthony Director 2001-05-03 2019-12-31
WOOD, Thomas Francis Director 2009-09-30 2010-01-18
WOOD, Thomas Francis Director 2009-09-29 2010-01-18
INHOCO FORMATIONS LIMITED Corporate Nominee Director 2001-03-02 2001-05-03

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Skipton Group Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 132 total filings

Date Type Category Description
2026-02-03 TM01 officers termination director company with name termination date
2026-02-03 TM01 officers termination director company with name termination date
2026-01-08 AP01 officers appoint person director company with name date
2025-08-28 AA accounts accounts with accounts type full
2025-08-28 PARENT_ACC accounts legacy
2025-08-19 CS01 confirmation-statement confirmation statement with no updates
2025-05-16 TM01 officers termination director company with name termination date
2025-04-23 CS01 confirmation-statement confirmation statement with updates
2025-03-03 CS01 confirmation-statement confirmation statement with no updates
2024-09-26 AA accounts accounts with accounts type group
2024-03-05 CS01 confirmation-statement confirmation statement with no updates
2023-08-30 AA accounts accounts with accounts type full
2023-05-02 AP01 officers appoint person director company with name date
2023-05-02 TM02 officers termination secretary company with name termination date
2023-05-02 AP03 officers appoint person secretary company with name date
2023-03-31 TM01 officers termination director company with name termination date
2023-03-17 CS01 confirmation-statement confirmation statement with no updates
2022-10-03 AP01 officers appoint person director company with name date
2022-10-03 TM01 officers termination director company with name termination date
2022-09-12 AA accounts accounts with accounts type full

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires extracted accounts data.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page