UK Companies House feature
UNITED NATIONAL BANK LIMITED
Profile
- Company number
- 04146820
- Status
- Active
- Incorporation
- 2001-01-24
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64191
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making enquiries, the Directors believe that the Company has sufficient resources to continue in operation for the foreseeable future and for at least 12 months from the date of approval or signing the financial statements, and the Company has sufficient capital to enable it to continue to meet its regulatory capital requirements as set out by the Prudential Regulatory Authority (PRA). The Board concluded that there is no material uncertainty on going concern therefore it remains appropriate to adopt the going concern basis in preparing the Company's financial statements.”
Significant events
- “Development finance and commercial property finance launch: piloting these products with the existing customer base.”
- “Technology migration: completing the core banking system migration.”
- “Basel 3.1 readiness”
- “On the 12 of February 2026, Bestway International Finco Limited ('BIFL'), a member of Bestway Group Limited injected Tier 2 capital onto the Company amounting to £17m. This is a subordinated debt instrument with a term of 10 years at a coupon rate of 12%.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
8 active · 48 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| VARKEY, Toby | Secretary | 2018-09-04 | — | — |
| BHUIYA, Minaz | Director | 2025-09-11 | Feb 1977 | Pakistani |
| HOWLETT, Daniel Michael | Director | 2024-08-13 | Oct 1967 | British |
| IQBAL, Muhammad Jawaid | Director | 2025-04-04 | Sep 1969 | Pakistani |
| KHAN, Naser Janjua | Director | 2023-05-25 | Oct 1970 | British |
| MCGINNESS, Thomas Charles | Director | 2024-08-13 | Sep 1957 | British |
| MUMTAZ, Abid | Director | 2024-03-01 | Mar 1990 | British |
| WATHRA, Ashraf Mahmood | Director | 2023-05-12 | Oct 1955 | Canadian |
Show 48 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOWN, Peter John | Secretary | 2001-10-19 | 2007-08-21 |
| FIRTH, Brian Gilbert | Secretary | 2007-08-21 | 2018-09-04 |
| WILD, Robert John | Secretary | 2001-01-24 | 2001-10-19 |
| SEVERNSIDE SECRETARIAL LIMITED | Corporate Nominee Secretary | 2001-01-24 | 2001-01-24 |
| ADIL, Nausherwan | Director | 2013-12-06 | 2014-07-15 |
| ADIL, Nausherwan | Director | 2001-02-27 | 2005-02-28 |
| AHMAD, Nasim | Director | 2023-07-03 | 2024-07-25 |
| AKHAI, Hanif | Director | 2015-09-21 | 2016-05-03 |
| AMINUDDIN, Muhammad | Director | 2016-01-22 | 2018-01-24 |
| ANWAR, Yaseen | Director | 2001-10-19 | 2007-01-12 |
| ASHRAF, Syed Ahmed Iqbal | Director | 2014-07-15 | 2017-01-20 |
| ASLAM, Mohammed | Director | 2010-12-01 | 2015-09-30 |
| BENGALI, Mohammad Rafiq | Director | 2012-07-16 | 2013-12-06 |
| BOKHARI, Atif Riaz | Director | 2004-06-17 | 2014-05-31 |
| BOWN, Peter John | Director | 2001-01-24 | 2001-10-19 |
| DADA, Shazad | Director | 2020-11-02 | 2023-05-02 |
| DAR, Javed Mahmood | Director | 2001-02-27 | 2001-10-19 |
| FIRTH, Brian Gilbert | Director | 2018-09-04 | 2025-06-04 |
| HAIDER, Muhammad Faraz | Director | 2018-11-21 | 2022-12-29 |
| HASAN, Bande | Director | 2015-10-01 | 2023-09-11 |
| HUSAIN, Masarrat | Director | 2020-01-10 | 2024-12-31 |
| HUSAIN, Wajahat | Director | 2012-02-06 | 2017-05-31 |
| HUSSAIN, Qamar | Director | 2011-05-01 | 2012-07-16 |
| IJAZ, Syed Zia | Director | 2018-10-26 | 2025-02-16 |
| KAMAL, Muneer | Director | 2014-08-08 | 2017-04-06 |
| KAMIL, Sima | Director | 2017-08-04 | 2020-07-01 |
| KARACHIWALLA, Aameer | Director | 2006-01-24 | 2012-02-06 |
| KHAN, Amar | Director | 2001-10-19 | 2004-06-17 |
| KHAN, Amjad Imran | Director | 2023-02-27 | 2023-03-28 |
| KHAN, Mansoor Masood | Director | 2016-05-03 | 2018-09-17 |
| KHAN, Mansoor Masood | Director | 2009-05-21 | 2016-01-22 |
| KHAN, Shahid Anwar | Director | 2009-12-10 | 2014-08-08 |
| KOTWAL, Rayomond | Director | 2014-08-19 | 2014-12-19 |
| MANI, Ehsan | Director | 2001-10-19 | 2011-10-31 |
| MANNAN, Mohammed Ahmed | Director | 2003-06-24 | 2005-11-10 |
| MOHYEDDIN, Risha Ameen | Director | 2017-08-04 | 2018-06-22 |
| MUFTI, Abid Hameed | Director | 2003-07-24 | 2008-02-18 |
| NAEEM, Muhammad | Director | 2018-07-30 | 2019-06-01 |
| RAZA, Syed Ali Raza | Director | 2001-10-19 | 2011-01-15 |
| SHAIKH, Masood Karim | Director | 2005-02-28 | 2009-10-22 |
| SHARWANI, Khalid Ahmed | Director | 2007-01-12 | 2010-01-08 |
| SIDDIQUI, Aman | Director | 2001-10-19 | 2003-06-24 |
| SOOMRO, Zubyr | Director | 2021-03-06 | 2022-10-25 |
| STRADLING, Jonathan Neil | Director | 2023-08-01 | 2023-09-18 |
| USMANI, Arif | Director | 2019-07-22 | 2022-06-14 |
| WILD, Robert John | Director | 2001-01-24 | 2003-07-22 |
| WILTON, Richard Brian | Director | 2011-09-30 | 2023-03-31 |
| SEVERNSIDE NOMINEES LIMITED | Corporate Nominee Director | 2001-01-24 | 2001-01-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Government Of Pakistan | Legal person | ownership-of-shares-25-to-50-percent-as-firm, voting-rights-25-to-50-percent-as-firm | 2016-04-06 | Ceased 2024-07-04 |
| Bestway Group Limited | Corporate entity | Voting 25–50%, voting-rights-50-to-75-percent-as-firm, right-to-appoint-and-remove-directors-as-firm | 2016-04-06 | Ceased 2021-05-04 |
Filing timeline
Last 20 of 199 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-04 | AA | accounts | accounts with accounts type full |
| 2026-02-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-09-11 | AP01 | officers | appoint person director company with name date |
| 2025-08-06 | TM01 | officers | termination director company with name termination date |
| 2025-04-29 | AA | accounts | accounts with accounts type full |
| 2025-04-15 | AP01 | officers | appoint person director company with name date |
| 2025-02-19 | TM01 | officers | termination director company with name termination date |
| 2025-02-05 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-01-08 | TM01 | officers | termination director company with name termination date |
| 2024-12-10 | CC04 | change-of-constitution | statement of companys objects |
| 2024-12-06 | SH06 | capital | capital cancellation shares |
| 2024-12-04 | SH06 | capital | capital cancellation shares |
| 2024-12-03 | MA | incorporation | memorandum articles |
| 2024-12-02 | SH06 | capital | capital cancellation shares |
| 2024-11-30 | RESOLUTIONS | resolution | resolution |
| 2024-11-26 | CC04 | change-of-constitution | statement of companys objects |
| 2024-09-23 | SH03 | capital | capital return purchase own shares |
| 2024-09-04 | AP01 | officers | appoint person director company with name date |
| 2024-08-15 | AP01 | officers | appoint person director company with name date |
| 2024-07-26 | TM01 | officers | termination director company with name termination date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.