Cash

£946K

-22.2% vs 2024

Net assets

£5M

+84.1% vs 2024

Employees

4

+33.3% vs 2024

Profit before tax

£2M

+155.1% vs 2024

Profile

Company number
04089418
Status
Active
Incorporation
2000-10-13
Last accounts made up
2025-07-31
Account category
FULL
Primary SIC
66300
Hubs
UK Fintech

Profit before tax

6-year trend · vs UK Fintech median

£0£2.5m£5m202020212022202320242025
M & L CAPITAL MANAGEMENT LIMITED

Accounts

6-year trend · latest 2025-07-31

Metric Trend 2020-07-312021-07-312022-07-312023-07-312024-07-312025-07-31
Turnover £1,956,831
Operating profit £856,425
Profit before tax £798,186£901,219£2,298,970
Net profit £668,554£804,109£2,132,553
Cash £731,410£1,215,816£945,920
Total assets less current liabilities £1,949,835£2,535,391£4,667,944
Net assets
Equity £1,949,835£2,535,391£4,667,944
Average employees 434
Wages £485,741£460,331£628,991

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Azets Audit Services
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“After making enquiries, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. For this reason, the company continues to adopt the going concern basis in preparing the financial statements.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

3 active · 3 resigned

Name Role Appointed Born Nationality
MORGAN, Richard John Secretary 2024-08-28
MORGAN, Richard James Director 2015-01-01 Apr 1987 British
SHEPPARD, Mark Brian Birch Director 2000-10-13 Feb 1971 British
Show 3 resigned officers
Name Role Appointed Resigned
SHEPPARD, Patricia Secretary 2019-11-12 2024-08-28
SHEPPARD, Patricia Anne Secretary 2000-10-13 2014-03-25
THOMAS, Peter Secretary 2014-08-01 2019-11-12

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Mark Brian Birch Sheppard Individual Shares 25–50%, Voting 75–100%, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm 2018-10-13 Active
M&M Investment Company Plc Corporate entity Shares 75–100% 2016-07-01 Ceased 2018-10-13

Filing timeline

Last 20 of 86 total filings

Date Type Category Description
2025-09-05 AA accounts accounts with accounts type full
2025-06-20 CS01 confirmation-statement confirmation statement with no updates
2024-09-03 AA accounts accounts with accounts type full
2024-08-28 TM02 officers termination secretary company with name termination date
2024-08-28 AP03 officers appoint person secretary company with name date
2024-06-09 CS01 confirmation-statement confirmation statement with no updates
2024-06-09 AD02 address change sail address company with old address new address
2023-10-17 AA accounts accounts with accounts type full
2023-06-13 CS01 confirmation-statement confirmation statement with no updates
2022-10-10 CS01 confirmation-statement confirmation statement with no updates
2022-09-16 AA accounts accounts with accounts type full
2021-10-08 CS01 confirmation-statement confirmation statement with updates
2021-09-23 AA accounts accounts with accounts type full
2020-10-07 CS01 confirmation-statement confirmation statement with no updates
2020-09-29 AA accounts accounts with accounts type full
2019-11-13 TM02 officers termination secretary company with name termination date
2019-11-13 AP03 officers appoint person secretary company with name date
2019-10-07 CS01 confirmation-statement confirmation statement with no updates
2019-10-07 AD02 address change sail address company with old address new address
2019-10-01 AA accounts accounts with accounts type full

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires retained earnings proxy, book equity — not present in the latest extracted accounts.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page